GSHD vs CB vs TRV vs HIG vs ALL

For growth investors, Goosehead Insurance, Inc (GSHD) is the stronger pick with 16.

2% revenue growth year-over-year, versus 4. 6% for The Allstate Corporation (ALL). The Allstate Corporation (ALL) offers the better valuation at 5. 6x trailing P/E (7. 9x forward), making it the more compelling value choice. Analysts rate Goosehead Insurance, Inc (GSHD) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, The Allstate Corporation (ALL) is the cheapest at 5.

6x versus Goosehead Insurance, Inc at 40. 5x. On forward P/E, The Allstate Corporation is actually cheaper at 7. 9x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Chubb Limited wins at 0. 44x versus Goosehead Insurance, Inc's 1. 27x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, The Hartford Financial Services Group, Inc.

(HIG) delivered a total return of +112. 7%, compared to -52. 6% for Goosehead Insurance, Inc (GSHD). Over 10 years, the gap is even starker: ALL returned +258. 7% versus CB's +187. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Chubb Limited (CB) is the lower-risk stock at -0.

01β versus Goosehead Insurance, Inc's 0. 64β — meaning GSHD is approximately -11907% more volatile than CB relative to the S&P 500. On balance sheet safety, The Hartford Financial Services Group, Inc. (HIG) carries a lower debt/equity ratio of 23% versus 28% for The Travelers Companies, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Goosehead Insurance, Inc (GSHD) is pulling ahead at 16.

2% versus 4. 6% for The Allstate Corporation (ALL). On earnings-per-share growth, the picture is similar: The Allstate Corporation grew EPS 124. 8% year-over-year, compared to -10. 3% for Goosehead Insurance, Inc. Over a 3-year CAGR, GSHD leads at 20. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Chubb Limited (CB) is the more profitable company, earning 17.

2% net margin versus 7. 6% for Goosehead Insurance, Inc — meaning it keeps 17. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CB leads at 21. 8% versus 16. 0% for TRV. At the gross margin level — before operating expenses — GSHD leads at 46. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Chubb Limited (CB) is the more undervalued stock at a PEG of 0. 44x versus Goosehead Insurance, Inc's 1. 27x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, The Allstate Corporation (ALL) trades at 7. 9x forward P/E versus 19. 4x for Goosehead Insurance, Inc — 11. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for GSHD: 59. 4% to $67. 14.

All stocks in this comparison pay dividends.

Goosehead Insurance, Inc (GSHD) offers the highest yield at 9. 1%, versus 1. 2% for Chubb Limited (CB).

For long-horizon retirement investors, Chubb Limited (CB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.

01), 1. 2% yield, +187. 6% 10Y return). Both have compounded well over 10 years (CB: +187. 6%, GSHD: +225. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: GSHD is a small-cap high-growth stock; CB is a mid-cap deep-value stock; TRV is a mid-cap deep-value stock; HIG is a mid-cap deep-value stock; ALL is a mid-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.