KMPB
Kemper Corporation 5.875% Fixed
Insurance - Property & Casualty
Market Cap$1.39B
5Y Perf.-4.5%
Compare Stocks
2 / 10Try these comparisons:
Stock Comparison
KMPB vs KMPR
Revenue, margins, valuation, and 5-year total return — side by side.
KMPR
Kemper Corporation
Insurance - Property & Casualty
Market Cap$1.73B
5Y Perf.-48.0%
KMPB vs KMPR — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | KMPB | KMPR |
|---|---|---|
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
| Market Cap | $1.39B | $1.73B |
| Revenue (TTM) | $4.71B | $4.71B |
| Net Income (TTM) | $39M | $39M |
| Gross Margin | 8.1% | 8.1% |
| Operating Margin | 0.7% | 0.7% |
| Forward P/E | 6.3x | 7.8x |
| Total Debt | $1.00B | $1.00B |
| Cash & Equiv. | $126M | $126M |
KMPB vs KMPR — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
KMPB
KMPR
| Stock | Mar 22 | May 26 | Return |
|---|---|---|---|
| Kemper Corporation … (KMPB) | 100 | 95.5 | -4.5% |
| Kemper Corporation (KMPR) | 100 | 52.0 | -48.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: KMPB vs KMPR
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: KMPB leads in 7 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. As sector peers, any of these can serve as alternatives in the same allocation.
KMPB
Kemper Corporation 5.875% Fixed
The Insurance Pick
KMPB carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 1 yrs, beta 0.20, yield 5.4%
- Rev growth 3.6%, EPS growth -53.4%, 3Y rev CAGR -4.1%
- Lower volatility, beta 0.20, Low D/E 37.6%
Best for: income & stability and growth exposure
KMPR
Kemper Corporation
The Insurance Pick
KMPR is the clearest fit if your priority is long-term compounding.
- 31.6% 10Y total return vs KMPB's 23.5%
Best for: long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | KMPB | 3.6% revenue growth vs KMPR's 3.6% |
| Value | KMPB | Lower P/E (6.3x vs 7.8x) |
| Quality / Margins | KMPB | Combined ratio 1.0 vs KMPR's 1.0 (lower = better underwriting) |
| Stability / Safety | KMPB | Beta 0.20 vs KMPR's 0.58 |
| Dividends | KMPB | 5.4% yield, 1-year raise streak, vs KMPR's 4.3% |
| Momentum (1Y) | KMPB | +12.8% vs KMPR's -50.2% |
| Efficiency (ROA) | KMPB | 0.4% ROA vs KMPR's 0.4%, ROIC 3.1% vs 3.1% |
KMPB vs KMPR — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2023
FY 2023
KMPB vs KMPR — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLKMPBLAGGINGKMPR
KMPRKemper Corporation
0leads
KMPBKemper Corporation 5.…
4leads
6 Total Categories
CATEGORYLEADERvs KMPRMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
—
—
Valuation MetricsMultiples, price ratios, and targets
KMPB6/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
—
—
Total Returns1Y, 3Y, 5Y total returns with dividends
KMPB5/6
Risk & VolatilityBeta, volatility, and downside exposure
KMPB2/2
Analyst OutlookRatings, price targets, and dividends
KMPB1/1
Income & Cash Flow (Last 12 Months)
Insufficient data to determine a leader in this category.
Income & Cash Flow (Last 12 Months)
KMPB and KMPR operate at a comparable scale, with $4.7B and $4.7B in trailing revenue. Profitability is closely matched — net margins range from 0.8% (KMPB) to 0.8% (KMPR).
| Metric | KMPBKemper Corporatio… | KMPRKemper Corporation |
|---|---|---|
| RevenueTrailing 12 months | $4.7B | $4.7B |
| EBITDAEarnings before interest/tax | $21M | $21M |
| Net IncomeAfter-tax profit | $39M | $39M |
| Free Cash FlowCash after capex | $382M | $382M |
| Gross MarginGross profit ÷ Revenue | +8.1% | +8.1% |
| Operating MarginEBIT ÷ Revenue | +0.7% | +0.7% |
| Net MarginNet income ÷ Revenue | +0.8% | +0.8% |
| FCF MarginFCF ÷ Revenue | +8.1% | +8.1% |
| Rev. Growth (YoY)Latest quarter vs prior year | -7.0% | -7.0% |
| EPS Growth (YoY)Latest quarter vs prior year | -104.9% | -104.9% |
Insufficient data to determine a leader in this category.
Valuation Metrics
KMPB leads this category, winning 6 of 6 comparable metrics.
Valuation Metrics
At 10.4x trailing earnings, KMPB trades at a 19% valuation discount to KMPR's 12.8x P/E. On an enterprise value basis, KMPB's 9.7x EV/EBITDA is more attractive than KMPR's 11.1x.
| Metric | KMPBKemper Corporatio… | KMPRKemper Corporation |
|---|---|---|
| Market CapShares × price | $1.4B | $1.7B |
| Enterprise ValueMkt cap + debt − cash | $2.3B | $2.6B |
| Trailing P/EPrice ÷ TTM EPS | 10.36x | 12.83x |
| Forward P/EPrice ÷ next-FY EPS est. | 6.26x | 7.82x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 9.67x | 11.08x |
| Price / SalesMarket cap ÷ Revenue | 0.29x | 0.36x |
| Price / BookPrice ÷ Book value/share | 0.56x | 0.69x |
| Price / FCFMarket cap ÷ FCF | 2.51x | 3.11x |
KMPB leads this category, winning 6 of 6 comparable metrics.
Profitability & Efficiency
Insufficient data to determine a leader in this category.
Profitability & Efficiency
KMPB delivers a 1.4% return on equity — every $100 of shareholder capital generates $1 in annual profit, vs $1 for KMPR. KMPB carries lower financial leverage with a 0.38x debt-to-equity ratio, signaling a more conservative balance sheet compared to KMPR's 0.38x.
| Metric | KMPBKemper Corporatio… | KMPRKemper Corporation |
|---|---|---|
| ROE (TTM)Return on equity | +1.4% | +1.4% |
| ROA (TTM)Return on assets | +0.4% | +0.4% |
| ROICReturn on invested capital | +3.1% | +3.1% |
| ROCEReturn on capital employed | +1.3% | +1.3% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 7 |
| Debt / EquityFinancial leverage | 0.38x | 0.38x |
| Net DebtTotal debt minus cash | $879M | $879M |
| Cash & Equiv.Liquid assets | $126M | $126M |
| Total DebtShort + long-term debt | $1.0B | $1.0B |
| Interest CoverageEBIT ÷ Interest expense | 0.59x | 0.59x |
Insufficient data to determine a leader in this category.
Total Returns (Dividends Reinvested)
KMPB leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in KMPB five years ago would be worth $12,345 today (with dividends reinvested), compared to $4,483 for KMPR. Over the past 12 months, KMPB leads with a +12.8% total return vs KMPR's -50.2%. The 3-year compound annual growth rate (CAGR) favors KMPB at 16.1% vs KMPR's -10.8% — a key indicator of consistent wealth creation.
| Metric | KMPBKemper Corporatio… | KMPRKemper Corporation |
|---|---|---|
| YTD ReturnYear-to-date | +2.7% | -24.9% |
| 1-Year ReturnPast 12 months | +12.8% | -50.2% |
| 3-Year ReturnCumulative with dividends | +56.6% | -29.0% |
| 5-Year ReturnCumulative with dividends | +23.5% | -55.2% |
| 10-Year ReturnCumulative with dividends | +23.5% | +31.6% |
| CAGR (3Y)Annualised 3-year return | +16.1% | -10.8% |
KMPB leads this category, winning 5 of 6 comparable metrics.
Risk & Volatility
KMPB leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
KMPB is the less volatile stock with a 0.20 beta — it tends to amplify market swings less than KMPR's 0.58 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KMPB currently trades 98.1% from its 52-week high vs KMPR's 44.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | KMPBKemper Corporatio… | KMPRKemper Corporation |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.20x | 0.58x |
| 52-Week HighHighest price in past year | $24.18 | $66.13 |
| 52-Week LowLowest price in past year | $21.72 | $27.74 |
| % of 52W HighCurrent price vs 52-week peak | +98.1% | +44.4% |
| RSI (14)Momentum oscillator 0–100 | 60.4 | 51.1 |
| Avg Volume (50D)Average daily shares traded | 24K | 813K |
KMPB leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
KMPB leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
For income investors, KMPB offers the higher dividend yield at 5.36% vs KMPR's 4.33%.
| Metric | KMPBKemper Corporatio… | KMPRKemper Corporation |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $48.00 |
| # AnalystsCovering analysts | — | 12 |
| Dividend YieldAnnual dividend ÷ price | +5.4% | +4.3% |
| Dividend StreakConsecutive years of raises | 1 | 1 |
| Dividend / ShareAnnual DPS | $1.27 | $1.27 |
| Buyback YieldShare repurchases ÷ mkt cap | +21.7% | +17.5% |
KMPB leads this category, winning 1 of 1 comparable metric.
Key Takeaway
KMPB leads in 4 of 6 categories — strongest in Valuation Metrics and Total Returns.
Best OverallKemper Corporation 5.875% F… (KMPB)Leads 4 of 6 categories
Loading custom metrics...
KMPB vs KMPR: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is KMPB or KMPR a better buy right now?
For growth investors, Kemper Corporation 5.
875% Fixed (KMPB) is the stronger pick with 3. 6% revenue growth year-over-year, versus 3. 6% for Kemper Corporation (KMPR). Kemper Corporation 5. 875% Fixed (KMPB) offers the better valuation at 10. 4x trailing P/E (6. 3x forward), making it the more compelling value choice. Analysts rate Kemper Corporation (KMPR) a "Buy" — based on 12 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — KMPB or KMPR?
On trailing P/E, Kemper Corporation 5.
875% Fixed (KMPB) is the cheapest at 10. 4x versus Kemper Corporation at 12. 8x. On forward P/E, Kemper Corporation 5. 875% Fixed is actually cheaper at 6. 3x.
03Which is the better long-term investment — KMPB or KMPR?
Over the past 5 years, Kemper Corporation 5.
875% Fixed (KMPB) delivered a total return of +23. 5%, compared to -55. 2% for Kemper Corporation (KMPR). Over 10 years, the gap is even starker: KMPR returned +31. 6% versus KMPB's +23. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — KMPB or KMPR?
By beta (market sensitivity over 5 years), Kemper Corporation 5.
875% Fixed (KMPB) is the lower-risk stock at 0. 20β versus Kemper Corporation's 0. 58β — meaning KMPR is approximately 188% more volatile than KMPB relative to the S&P 500. On balance sheet safety, Kemper Corporation 5. 875% Fixed (KMPB) carries a lower debt/equity ratio of 38% versus 38% for Kemper Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — KMPB or KMPR?
By revenue growth (latest reported year), Kemper Corporation 5.
875% Fixed (KMPB) is pulling ahead at 3. 6% versus 3. 6% for Kemper Corporation (KMPR). On earnings-per-share growth, the picture is similar: Kemper Corporation 5. 875% Fixed grew EPS -53. 4% year-over-year, compared to -53. 4% for Kemper Corporation. Over a 3-year CAGR, KMPB leads at -4. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — KMPB or KMPR?
Kemper Corporation 5.
875% Fixed (KMPB) is the more profitable company, earning 3. 0% net margin versus 3. 0% for Kemper Corporation — meaning it keeps 3. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: KMPB leads at 3. 3% versus 3. 3% for KMPR. At the gross margin level — before operating expenses — KMPB leads at 29. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is KMPB or KMPR more undervalued right now?
On forward earnings alone, Kemper Corporation 5.
875% Fixed (KMPB) trades at 6. 3x forward P/E versus 7. 8x for Kemper Corporation — 1. 6x cheaper on a one-year earnings basis.
08Which pays a better dividend — KMPB or KMPR?
All stocks in this comparison pay dividends.
Kemper Corporation 5. 875% Fixed (KMPB) offers the highest yield at 5. 4%, versus 4. 3% for Kemper Corporation (KMPR).
09Is KMPB or KMPR better for a retirement portfolio?
For long-horizon retirement investors, Kemper Corporation 5.
875% Fixed (KMPB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 20), 5. 4% yield). Both have compounded well over 10 years (KMPB: +23. 5%, KMPR: +31. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between KMPB and KMPR?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.
Revenue Growth>
%
(KMPB: -7.0% · KMPR: -7.0%)P/E Ratio<
x
(KMPB: 10.4x · KMPR: 12.8x)You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.