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Kemper Corporation (KMPR) Total Return Calculator with Dividends Reinvested

Kemper Corporation

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The total return for Kemper Corporation (KMPR) stock is -50.24% over the past 12 months. So far it's down 24.87% this year. The 5-year total return is -55.17%, meaning $10,000 invested in KMPR stock 5 years ago would be worth $4,483 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in KMPR 1 year ago, it would be worth $4,844 today — you'd have lost $5,156 with dividends reinvested.

With Dividends Reinvested$4,844-51.56%

Price Only (No DRIP)$4,702-52.98%

Dividend Boost+$1414 payments · +1.41% extra

Period2025-05-08 → 2026-05-07

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in KMPR

1Y$4,976-$5,024 (-50.2%)-50.2% CAGR

3Y$7,095-$2,905 (-29.0%)-10.8% CAGR

5Y$4,483-$5,517 (-55.2%)-14.8% CAGR

10Y$13,160+$3,160 (+31.6%)2.8% CAGR

15Y$15,264+$5,264 (+52.6%)2.9% CAGR

20Y$10,802+$802 (+8.0%)0.4% CAGR

30Y$30,802+$20,802 (+208.0%)3.8% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-19	$0.32	$64.60	+0.004954
2025-08-18	$0.32	$52.85	+0.006085
2025-11-17	$0.32	$36.47	+0.008871
2026-02-17	$0.32	$32.24	+0.010123

Loading KMPR total return...

As of 2026-05-08

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-24.87%	—	-25.68%	+0.81 pp	$7,513
1Y	-50.24%	-50.24%	-52.31%	+2.08 pp	$4,976
3Y	-29.05%	-10.81%	-37.11%	+8.07 pp	$7,095
5Y	-55.17%	-14.83%	-63.03%	+7.86 pp	$4,483
10Y	+31.60%	2.78%	-5.26%	+36.86 pp	$13,160
15Y	+52.64%	2.86%	-1.67%	+54.32 pp	$15,264
20Y	+8.02%	0.39%	-39.92%	+47.93 pp	$10,802
30Y	+208.02%	3.82%	+33.55%	+174.48 pp	$30,802

Risk & Highlights

Best Year+58.95%2017

Worst Year-65.76%2008

Max Drawdown-55.56%2025-05-12 → 2026-03-11

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-17.43%	-18.24%	+0.8pp	+0.41%	-17.8pp
2025	-36.08%	-38.04%	+2.0pp	+16.64%	-52.7pp
2024	+36.04%	+33.55%	+2.5pp	+24.00%	+12.0pp
2023	+1.79%	-0.73%	+2.5pp	+24.81%	-23.0pp
2022	-15.65%	-17.73%	+2.1pp	-19.95%	+4.3pp

KMPR underperformed the S&P 500 by 80.61pp over the past year (-50.24% vs +30.37%).

Loading summary...

KMPR Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
KMPRKemper Corporation	$1.7B	-7.6%	-24.9%	-50.2%	+2.1pp	-29.0%	-55.2%	+31.6%
HCIHCI Group, Inc.	$2.0B	-1.1%	-16.7%	+2.4%	+1.1pp	+209.6%	+105.3%	+436.8%
PLMRPalomar Holdings, Inc.	$3.0B	-9.2%	-13.8%	-27.6%	—	+124.0%	+68.0%	+498.1%
ACGLArch Capital Group Ltd.	$33.7B	-2.5%	+0.7%	+2.0%	—	+30.7%	+144.0%	+324.0%
KINSKingstone Companies, Inc.	$234M	+10.6%	-0.3%	-10.1%	+0.8pp	+1073.4%	+99.4%	+101.9%
PGRThe Progressive Corporation	$114.7B	-0.6%	-1.3%	-26.8%	+4.9pp	+60.9%	+107.3%	+593.7%
ALLThe Allstate Corporation	$55.0B	+1.5%	+5.4%	+6.7%	+2.0pp	+93.9%	+75.3%	+258.7%
METMetLife, Inc.	$51.4B	+10.7%	-1.2%	+4.9%	+2.2pp	+58.9%	+32.9%	+153.9%
AFLAflac Incorporated	$58.5B	+2.8%	+3.6%	+8.4%	+2.2pp	+77.1%	+118.8%	+272.5%
GLGlobe Life Inc.	$12.0B	+6.1%	+10.6%	+27.0%	+0.9pp	+43.6%	+48.3%	+175.7%
CNOCNO Financial Group, Inc.	$4.3B	+10.1%	+9.2%	+23.5%	+1.8pp	+120.6%	+81.9%	+171.6%

Compare:KMPR vs HCI KMPR vs PLMR KMPR vs ACGL KMPR vs HCI vs PLMR

About KMPR Dividend Returns

Kemper Corporation (KMPR) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of KMPR over the past year?

Kemper Corporation (KMPR) delivered a total return of -50.24% over the past year when dividends are reinvested. The price-only return was -52.31%, meaning dividends contributed an additional 2.08 percentage points to total returns.

Q2How much would $10,000 invested in KMPR be worth today?

A $10,000 investment in Kemper Corporation one year ago would be worth $4,976 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $4,769. Dividend reinvestment added $208 to the portfolio value.

Q3Does KMPR pay dividends?

Yes, Kemper Corporation (KMPR) pays dividends. In the last year, KMPR paid approximately $1.27 per share in dividends (4.33% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did KMPR beat the S&P 500?

No, Kemper Corporation (KMPR) underperformed the S&P 500 by 80.61 percentage points over the past year. KMPR delivered a total return of -50.24%, compared to the S&P 500's 30.37%. This means a passive S&P 500 index fund outperformed KMPR by 80.61pp during this period.

Q5What is KMPR's worst drawdown?

Kemper Corporation (KMPR) experienced a maximum drawdown of -55.56% over the past year, declining from its peak on 2025-05-12 to its trough on 2026-03-11. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is KMPR's long-term total return over 10, 20, or 30 years?

Here are Kemper Corporation (KMPR)'s long-term returns with dividends reinvested. Over 10 years, the total return is 31.6% (2.8% CAGR) — $10,000 would have grown to $13,160. Over 20 years: 8.0% total return (0.4% CAGR) — $10,000 → $10,802. Over 30 years: 208.0% total return (3.8% CAGR) — $10,000 → $30,802. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was KMPR's best and worst year?

Kemper Corporation's best calendar year was 2017 with a total return of 59.0%. Its worst year was 2008 with a total return of -65.8%. This range shows the volatility investors should expect — the difference between the best and worst year is 124.7 percentage points.