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Kemper Corporation 5.875% Fixed (KMPB) Total Return Calculator with Dividends Reinvested

Kemper Corporation 5.875% Fixed

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The total return for Kemper Corporation 5.875% Fixed (KMPB) stock is +12.80% over the past 12 months. So far it's up 2.71% this year. The 5-year total return is +23.45%, meaning $10,000 invested in KMPB stock 5 years ago would be worth $12,345 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in KMPB 1 year ago, it would be worth $11,290 today — you'd have gained $1,290 with dividends reinvested.

With Dividends Reinvested$11,290+12.90%

Price Only (No DRIP)$10,608+6.08%

Dividend Boost+$6824 payments · +6.82% extra

Period2025-05-08 → 2026-05-07

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in KMPB

1Y$11,280+$1,280 (+12.8%)12.8% CAGR

3Y$15,661+$5,661 (+56.6%)16.1% CAGR

5Y$12,345+$2,345 (+23.5%)4.3% CAGR

10Y$12,345+$2,345 (+23.5%)2.1% CAGR

15Y$12,345+$2,345 (+23.5%)1.4% CAGR

20Y$12,345+$2,345 (+23.4%)1.1% CAGR

30Y$12,345+$2,345 (+23.5%)0.7% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-30	$0.37	$22.90	+0.016034
2025-08-29	$0.37	$23.67	+0.015762
2025-12-01	$0.37	$23.46	+0.016149
2026-02-27	$0.37	$23.57	+0.016326

Loading KMPB total return...

As of 2026-05-08

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+2.71%	—	+1.15%	+1.57 pp	$10,271
1Y	+12.80%	12.80%	+6.22%	+6.58 pp	$11,280
3Y	+56.61%	16.13%	+32.07%	+24.53 pp	$15,661
5Y	+23.45%	4.30%	-1.13%	+24.58 pp	$12,345
10Y	+23.45%	2.13%	-1.13%	+24.58 pp	$12,345
15Y	+23.45%	1.41%	-1.13%	+24.58 pp	$12,345
20Y	+23.45%	1.06%	-1.13%	+24.58 pp	$12,345
30Y	+23.45%	0.70%	-1.12%	+24.58 pp	$12,345

Risk & Highlights

Best Year+20.99%2024

Worst Year-18.83%2022

Max Drawdown-7.59%2026-02-19 → 2026-03-19

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+2.07%	+0.51%	+1.6pp	+0.41%	+1.7pp
2025	+6.69%	+0.39%	+6.3pp	+16.64%	-10.0pp
2024	+20.99%	+13.82%	+7.2pp	+24.00%	-3.0pp
2023	+15.85%	+7.95%	+7.9pp	+24.81%	-9.0pp
2022	-18.83%	-23.51%	+4.7pp	-19.95%	+1.1pp

KMPB underperformed the S&P 500 by 17.57pp over the past year (+12.80% vs +30.37%).

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KMPB Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
KMPBKemper Corporation 5.875% Fixed	$1.4B	+3.7%	+2.7%	+12.8%	+6.6pp	+56.6%	+23.5%	+23.5%
KMPRKemper Corporation	$1.7B	-7.6%	-24.9%	-50.2%	+2.1pp	-29.0%	-55.2%	+31.6%
HIGThe Hartford Financial Services Group, Inc.	$36.5B	-2.3%	-2.8%	+5.6%	+1.8pp	+96.9%	+112.7%	+233.5%
THGThe Hanover Insurance Group, Inc.	$6.6B	+6.1%	+4.6%	+13.8%	+2.2pp	+63.7%	+43.2%	+159.9%
ERIEErie Indemnity Company	$10.0B	-12.8%	-20.9%	-38.7%	+1.6pp	-0.2%	+14.8%	+171.6%
CINFCincinnati Financial Corporation	$25.2B	+1.2%	+0.9%	+14.0%	+2.4pp	+62.2%	+47.4%	+180.5%
PGRThe Progressive Corporation	$114.7B	-0.6%	-1.3%	-26.8%	+4.9pp	+60.9%	+107.3%	+593.7%
ALLThe Allstate Corporation	$55.0B	+1.5%	+5.4%	+6.7%	+2.0pp	+93.9%	+75.3%	+258.7%
SAFTSafety Insurance Group, Inc.	$1.1B	-1.5%	-2.5%	-0.6%	+4.8pp	+19.8%	+5.7%	+79.1%
HRTGHeritage Insurance Holdings, Inc.	$861M	+5.5%	+2.7%	+15.3%	—	+585.3%	+201.4%	+119.4%
RNRRenaissanceRe Holdings Ltd.	$13.0B	-0.6%	+10.6%	+21.9%	+0.6pp	+45.7%	+87.1%	+176.9%

Compare:KMPB vs KMPR KMPB vs HIG KMPB vs THG KMPB vs KMPR vs HIG

About KMPB Dividend Returns

Kemper Corporation 5.875% Fixed (KMPB) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of KMPB over the past year?

Kemper Corporation 5.875% Fixed (KMPB) delivered a total return of 12.80% over the past year when dividends are reinvested. The price-only return was 6.22%, meaning dividends contributed an additional 6.58 percentage points to total returns.

Q2How much would $10,000 invested in KMPB be worth today?

A $10,000 investment in Kemper Corporation 5.875% Fixed one year ago would be worth $11,280 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $10,622. Dividend reinvestment added $658 to the portfolio value.

Q3Does KMPB pay dividends?

Yes, Kemper Corporation 5.875% Fixed (KMPB) pays dividends. In the last year, KMPB paid approximately $1.27 per share in dividends (5.36% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did KMPB beat the S&P 500?

No, Kemper Corporation 5.875% Fixed (KMPB) underperformed the S&P 500 by 17.57 percentage points over the past year. KMPB delivered a total return of 12.80%, compared to the S&P 500's 30.37%. This means a passive S&P 500 index fund outperformed KMPB by 17.57pp during this period.

Q5What is KMPB's worst drawdown?

Kemper Corporation 5.875% Fixed (KMPB) experienced a maximum drawdown of -7.59% over the past year, declining from its peak on 2026-02-19 to its trough on 2026-03-19. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is KMPB's long-term total return over 10, 20, or 30 years?

Here are Kemper Corporation 5.875% Fixed (KMPB)'s long-term returns with dividends reinvested. Over 10 years, the total return is 23.5% (2.1% CAGR) — $10,000 would have grown to $12,345. Over 20 years: 23.4% total return (1.1% CAGR) — $10,000 → $12,345. Over 30 years: 23.5% total return (0.7% CAGR) — $10,000 → $12,345. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was KMPB's best and worst year?

Kemper Corporation 5.875% Fixed's best calendar year was 2024 with a total return of 21.0%. Its worst year was 2022 with a total return of -18.8%. This range shows the volatility investors should expect — the difference between the best and worst year is 39.8 percentage points.