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May 6, 2026·SEC
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May 6, 2026·SEC
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Feb 4, 2026·SEC
Kemper Corporation(KMPR)Earnings, Financials & Key Ratios
KMPR•NYSE•Insurance & Managed Care
$32.74
$1.92B mkt cap·14.3× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustryPersonal auto and homeowners insurers
AboutKemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance, as well as supplemental accident and health insurance products; and Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.Show more
- Revenue$4.8B+3.6%
- Combined Ratio96.65%+5.5%
- Net Income$143M-54.9%
- Return on Equity5.26%-56.3%
- Medical Cost Ratio70.32%-19.4%
- Operating Margin3.35%-60.1%
- Net Margin2.99%-56.5%
- ROA1.14%-54.4%
- Equity / Assets21.4%-2.9%
- Book Value per Share42.64-0.8%
- Tangible BV/Share12.17-35.3%
- Debt/Equity0.38-24.7%
KMPR Key Insights
Kemper Corporation (KMPR) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Healthy dividend yield of 3.9%
- ✓Share count reduced 3.3% through buybacks
- ✓Trading at only 0.8x book value
✗Weaknesses
- ✗Weak 3Y average ROE of 2.1%
- ✗Profits declining 19.0% over 5 years
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
KMPR Price & Volume
Kemper Corporation (KMPR) stock price & volume — 10-year historical chart
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KMPR Growth Metrics
Kemper Corporation (KMPR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years7.45%
5 Years-1.51%
3 Years-4.14%
TTM0.55%
Profit CAGR
10 Years5.28%
5 Years-18.96%
3 Years-
TTM-88.68%
EPS CAGR
10 Years3.33%
5 Years-17.9%
3 Years-
TTM-88.6%
Return on Capital
10 Years1.21%
5 Years-0.54%
3 Years0.56%
Last Year1.28%
KMPR Recent Earnings
Kemper Corporation (KMPR) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 7/12 qtrs (58%)
Q1 2026Latest
Feb 4, 2026EPS
$0.25
Est $0.85
-70.6%
Revenue
$1.1B
Est $1.2B
-4.5%
Q4 2025
Nov 5, 2025EPS
$0.33
Est $1.33
-75.2%
Revenue
$1.2B
Est $1.2B
+1.6%
Q3 2025
Aug 5, 2025EPS
$1.30
Est $1.52
-14.5%
Revenue
$1.2B
Est $1.3B
-3.7%
Q2 2025
May 7, 2025EPS
$1.65
Est $1.48
+11.5%
Revenue
$1.2B
Est $1.2B
-1.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 4, 2026 | $0.25vs $0.85-70.6% | $1.1Bvs $1.2B-4.5% |
| Q4 2025 | Nov 5, 2025 | $0.33vs $1.33-75.2% | $1.2Bvs $1.2B+1.6% |
| Q3 2025 | Aug 5, 2025 | $1.30vs $1.52-14.5% | $1.2Bvs $1.3B-3.7% |
| Q2 2025 | May 7, 2025 | $1.65vs $1.48+11.5% | $1.2Bvs $1.2B-1.1% |
Based on last 12 quarters of dataView full earnings history →
KMPR Peer Comparison
Kemper Corporation (KMPR) competitors in Personal auto and homeowners insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HCI | 2B | 154.14 | 6.20 | 20.21% | 33.16% | 36.22% | 0.06 | |
 PLMR | 2.94B | 110.75 | 15.45 | 58.16% | 22.56% | 22.79% | 0.01 | |
 ACGL | 33.74B | 94.70 | 8.15 | 14.27% | 22.07% | 19.02% | 0.11 | |
 KINS | 257.8M | 16.45 | 11.11 | 7.6% | 15.68% | 35.79% | 0.17 | |
 PGR | 115.34B | 196.80 | 13.67 | 21.36% | 12.58% | 30.23% | 0.27 | |
 ALL | 56.1B | 217.92 | 5.71 | 4.64% | 18.09% | 42.74% | 0.24 | |
 MET | 52.27B | 80.16 | 16.70 | 10.22% | 4.44% | 11.88% | 0.70 | |
 AFL | 58.42B | 113.40 | 16.60 | -8.84% | 21% | 13.05% | 0.29 |
Compare KMPR vs Peers
Kemper Corporation (KMPR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
KMPR Income Statement
Kemper Corporation (KMPR) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.67B | 3.69B | 5.02B | 5.18B | 5.61B | 5.45B | 4.95B | 4.63B | 4.8B | 4.71B |
| Revenue Growth % | 5.83% | 38.17% | 36.13% | 3.16% | 8.42% | -2.92% | -9.27% | -6.32% | 3.62% | 0.55% |
| Medical Costs & Claims | 2.23B | 2.92B | 3.83B | 4.02B | 5.26B | 5.66B | 3.82B | 4.04B | 3.38B | 3.22B |
| Medical Cost Ratio % | 83.54% | 79.2% | 76.3% | 77.58% | 93.68% | 103.88% | 77.25% | 87.28% | 70.32% | 68.37% |
| Gross Profit | 439.2M▲ 0% | 766.9M▲ 74.6% | 1.19B▲ 55.2% | 1.16B▼ 2.4% | 354.8M▼ 69.4% | -211.3M▼ 159.6% | 1.13B▲ 632.6% | 589.4M▼ 47.6% | 1.43B▲ 141.8% | 381.6M▲ 0% |
| Gross Margin % | 16.46% | 20.8% | 23.7% | 22.42% | 6.32% | -3.88% | 22.75% | 12.72% | 29.68% | 8.11% |
| Gross Profit Growth % | 22.85% | 74.61% | 55.17% | -2.45% | -69.44% | -159.55% | 632.56% | -47.62% | 141.77% | - |
| Operating Expenses | 278.1M | 567.8M | 528.4M | 650.8M | 604.2M | 159.7M | 1.47B | 200.9M | 1.26B | 340.7M |
| OpEx / Revenue % | 10.42% | 15.4% | 10.53% | 12.57% | 10.76% | 2.93% | 29.77% | 4.34% | 26.34% | 7.24% |
| Depreciation & Amortization | 18.2M | 171.9M | 62.5M | 55M | 99.8M | 70.9M | 58.6M | 53.7M | 74.3M | -12.5M |
| Combined Ratio % | 93.96% | 94.6% | 86.82% | 90.15% | 104.44% | 106.81% | 107.02% | 91.61% | 96.65% | 75.61% |
| Operating Income | 161.1M▲ 0% | 199.1M▲ 23.6% | 661.6M▲ 232.3% | 510.1M▼ 22.9% | -249.4M▼ 148.9% | -371M▼ 48.8% | -347.1M▲ 6.4% | 388.5M▲ 211.9% | 160.7M▼ 58.6% | 40.9M▲ 0% |
| Operating Margin % | 6.04% | 5.4% | 13.18% | 9.85% | -4.44% | -6.81% | -7.02% | 8.39% | 3.35% | 0.87% |
| Operating Income Growth % | 4502.86% | 23.59% | 232.3% | -22.9% | -148.89% | -48.76% | 6.44% | 211.93% | -58.64% | - |
| EBITDA | 179.3M | 371M | 724.1M | 565.1M | -149.6M | -300.1M | -288.5M | 442.2M | 235M | 28.4M |
| EBITDA Margin % | 6.72% | 10.06% | 14.42% | 10.91% | -2.66% | -5.51% | -5.83% | 9.55% | 4.9% | 0.6% |
| Interest Expense | 34.9M | 43.4M | 42.5M | 36M | 43.6M | 54.7M | 56.1M | 56.9M | 38.5M | 36.4M |
| Non-Operating Income | -34.9M | -43.4M | -42.5M | -36M | -43.7M | -54.7M | -56.1M | -56.9M | -38.5M | 11.4M |
| Pretax Income | 161.1M▲ 0% | 199.1M▲ 23.6% | 661.6M▲ 232.3% | 510.1M▼ 22.9% | -249.3M▼ 148.9% | -371M▼ 48.8% | -347.1M▲ 6.4% | 388.5M▲ 211.9% | 160.7M▼ 58.6% | 33M▲ 0% |
| Pretax Margin % | 6.04% | 5.4% | 13.18% | 9.85% | -4.44% | -6.81% | -7.02% | 8.39% | 3.35% | 0.7% |
| Income Tax | 41.2M | 10.7M | 130.5M | 100.2M | -125.6M | -84.4M | -74.8M | 76M | 28.1M | 1.8M |
| Effective Tax Rate % | 25.57% | 5.37% | 19.72% | 19.64% | 50.38% | 22.75% | 21.55% | 19.56% | 17.49% | 5.45% |
| Net Income | 120.9M▲ 0% | 190.1M▲ 57.2% | 531.1M▲ 179.4% | 409.9M▼ 22.8% | -123.7M▼ 130.2% | -286.6M▼ 131.7% | -272.1M▲ 5.1% | 317.8M▲ 216.8% | 143.3M▼ 54.9% | 39.2M▲ 0% |
| Net Margin % | 4.53% | 5.15% | 10.58% | 7.92% | -2.2% | -5.26% | -5.5% | 6.86% | 2.99% | 0.83% |
| Net Income Growth % | 619.64% | 57.24% | 179.38% | -22.82% | -130.18% | -131.69% | 5.06% | 216.8% | -54.91% | -88.68% |
| EPS (Diluted) | 2.33▲ 0% | 3.24▲ 39.1% | 7.96▲ 145.7% | 6.14▼ 22.9% | -1.88▼ 130.6% | -4.72▼ 151.1% | -4.25▲ 10.0% | 4.91▲ 215.5% | 2.29▼ 53.4% | -▲ 0% |
| EPS Growth % | 606.06% | 39.06% | 145.68% | -22.86% | -130.62% | -151.06% | 9.96% | 215.53% | -53.36% | -88.6% |
| EPS (Basic) | 2.34 | 3.27 | 8.04 | 6.24 | -1.88 | -4.72 | -4.25 | 4.95 | 2.31 | - |
| Diluted Shares Outstanding | 51.58M | 58.75M | 66.55M | 66.73M | 64.26M | 63.83M | 64.03M | 64.78M | 62.61M | 0 |
KMPR Balance Sheet
Kemper Corporation (KMPR) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 8.38B | 11.54B | 12.99B | 14.34B | 14.92B | 13.36B | 12.74B | 12.63B | 12.47B | 0 |
| Asset Growth % | 2.02% | 37.83% | 12.51% | 10.41% | 4.01% | -10.41% | -4.65% | -0.88% | -1.25% | -104.13% |
| Total Investment Assets | 6.8B | 8.07B | 9.26B | 10.42B | 10.39B | 8.79B | 8.91B | 8.92B | 8.73B | 3M |
| Long-Term Investments | 6.31B | 7.65B | 8.6B | 9.62B | 9.34B | 7.63B | 7.87B | 7.9B | 8.4B | 23.51B |
| Short-Term Investments | 5.62B | 6.71B | 470.9M | 875.4M | 284.1M | 7.17B | 522.9M | 1.07B | 327.9M | 0 |
| Total Current Assets | 6.23B | 8.08B | 0 | 0 | 0 | 692M | 0 | 0 | 1.09B | 0 |
| Cash & Equivalents | 45.7M | 75.1M | 136.8M | 206.1M | 148.2M | 212.4M | 64.1M | 65.4M | 126M | 0 |
| Receivables | 0 | 0 | 1.38B | 1.43B | 1.8B | 0 | 1.23B | 1.24B | 965.2M | 3.54B |
| Other Current Assets | 0 | 0 | -1.99B | -2.51B | -2.23B | 0 | -1.81B | -2.37B | -327.9M | 0 |
| Goodwill & Intangibles | 504M | 1.42B | 1.44B | 1.43B | 1.61B | 1.62B | 1.57B | 1.57B | 1.91B | 4.68B |
| Goodwill | 323M | 1.11B | 1.11B | 1.11B | 1.31B | 1.3B | 1.25B | 1.25B | 1.25B | 0 |
| Intangible Assets | 181M | 308.8M | 328.4M | 320.1M | 293.8M | 316.4M | 318.3M | 315.5M | 656.7M | 0 |
| PP&E (Net) | 6.43B | 9.36B | 0 | 0 | 0 | 12.2M | 0 | 0 | 0 | 0 |
| Other Assets | -6.63B | -9.08B | -10.04B | -11.06B | -10.95B | -7.65B | -9.44B | -9.46B | 1.08B | 0 |
| Total Liabilities | 607.1M | 8.49B | 9.02B | 9.78B | 10.91B | 10.92B | 10.24B | 9.85B | 9.8B | 9.78B |
| Total Debt | 592.3M | 909M | 778.4M | 1.17B | 1.12B | 1.39B | 1.39B | 1.39B | 1B | 0 |
| Net Debt | 546.6M | 833.9M | 641.6M | 966.7M | 973.7M | 1.17B | 1.33B | 1.33B | 878.9M | 0 |
| Long-Term Debt | 592.3M | 909M | 329.8M | 724M | 672.9M | 1.39B | 1.39B | 941.7M | 943.5M | 0 |
| Short-Term Debt | 0 | 0 | 448.6M | 448.8M | 449M | 449.3M | 0 | 449.6M | 17.1M | 0 |
| Total Current Liabilities | 5B | 448.4M | 0 | 0 | 0 | 167.6M | 0 | 0 | 0 | 0 |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | -449.3M | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 189.4M | 0 | 0 | 1.25B | 0 |
| Other Current Liabilities | 4.55B | -674.9M | -1.18B | -1.18B | -1.29B | -718.4M | 0 | -449.6M | -2.03B | 0 |
| Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 47.3M |
| Other Liabilities | 5.66B | 7.59B | -508M | -1.01B | -899.9M | 9.26B | -1.44B | -956.5M | 8.8B | 0 |
| Total Equity | 2.12B▲ 0% | 3.05B▲ 44.2% | 3.97B▲ 30.2% | 4.56B▲ 14.9% | 4.01B▼ 12.2% | 2.44B▼ 39.0% | 2.5B▲ 2.5% | 2.78B▲ 11.1% | 2.67B▼ 4.1% | 2.64B▲ 0% |
| Equity Growth % | 7.11% | 44.17% | 30.24% | 14.88% | -12.18% | -39.04% | 2.53% | 11.15% | -4.13% | -5.03% |
| Shareholders Equity | 2.12B | 3.05B | 3.97B | 4.56B | 4.01B | 2.44B | 2.51B | 2.79B | 2.68B | 2.65B |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | -200K | -4.1M | -12M | -14.5M |
| Retained Earnings | 1.24B | 1.36B | 1.81B | 2.07B | 1.76B | 1.38B | 1.01B | 1.23B | 1.16B | 1.14B |
| Common Stock | 5.1M | 6.5M | 6.7M | 6.5M | 6.4M | 6.4M | 6.4M | 6.4M | 5.9M | 5.9M |
| Accumulated OCI | 194.4M | 21.8M | 336.1M | 680.5M | 448.1M | -756M | -360.8M | -304.5M | -206.2M | -226.7M |
| Return on Equity (ROE) | 5.91% | 7.36% | 15.13% | 9.6% | -2.89% | -8.89% | -11% | 12.02% | 5.26% | 1.43% |
| Return on Assets (ROA) | 1.46% | 1.91% | 4.33% | 3% | -0.85% | -2.03% | -2.08% | 2.5% | 1.14% | 0.42% |
| Equity / Assets | 25.26% | 26.42% | 30.58% | 31.82% | 26.87% | 18.28% | 19.66% | 22.04% | 21.4% | - |
| Debt / Equity | 0.28x | 0.30x | 0.20x | 0.26x | 0.28x | 0.57x | 0.55x | 0.50x | 0.38x | 0.38x |
| Book Value per Share | 41.02 | 51.91 | 59.69 | 68.39 | 62.36 | 38.28 | 39.12 | 42.98 | 42.64 | 42.64 |
| Tangible BV per Share | 31.25 | 27.73 | 38.02 | 46.90 | 37.38 | 12.95 | 14.62 | 18.80 | 12.17 | - |
KMPR Cash Flow Statement
Kemper Corporation (KMPR) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 240.6M | 540M | 534.3M | 448M | 350.7M | -210.3M | -135.3M | 382.9M | 584.5M | 584.5M |
| Operating CF Growth % | 0.04% | 124.44% | -1.06% | -16.15% | -21.72% | -159.97% | 35.66% | 383% | 52.65% | 189.8% |
| Operating CF / Revenue % | 9.01% | 14.64% | 10.64% | 8.65% | 6.25% | -3.86% | -2.74% | 8.27% | 12.18% | 12.42% |
| Net Income | 120.9M | 190.1M | 531.1M | 409.9M | -120.5M | -301.2M | -272.1M | 312.5M | 143.3M | 39.2M |
| Depreciation & Amortization | 18.2M | 171.9M | 62.5M | 55M | 99.8M | 70.9M | 0 | 53.7M | 74.3M | 61.8M |
| Stock-Based Compensation | 9.4M | 18.6M | 0 | 0 | 28M | 17.7M | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | -28M | -17.7M | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -34.1M | 62.4M | -205.6M | -30.6M | -140.7M | 115.5M | 188.1M | 34.6M | 5.9M | -26M |
| Working Capital Changes | 135.6M | 115.6M | 146.3M | 13.7M | 512.1M | -95.5M | -51.3M | -17.9M | 361M | 331.1M |
| Cash from Investing | -105.4M | -497.6M | -633.4M | -757M | -118.2M | -108.4M | 107.9M | -244.4M | 336.2M | -78M |
| Capital Expenditures | -35.5M | -65.3M | -84M | -53.4M | -57.8M | -30.8M | -53.8M | -53.2M | -30.6M | -22.9M |
| Acquisitions | 20.2M | -589.6M | 0 | 0 | -316.6M | 14.8M | 0 | 0 | 0 | 0 |
| Purchase of Investments | -1.06B | -2.07B | -1.99B | -2.15B | -2.05B | -1.89B | -855.1M | -1.61B | -1.75B | -1.26B |
| Sale/Maturity of Investments | 951.8M | 2.22B | 1.48B | 1.45B | 2.44B | 1.89B | 1.04B | 1.38B | 2.11B | 1.3B |
| Other Investing | 22.4M | 3.1M | -33.6M | -8.9M | -129.4M | -94.4M | -20.9M | 40.3M | 4.1M | -103.3M |
| Cash from Financing | -205.2M | -13M | 160.8M | 378.3M | -290.4M | 382.9M | -122M | -137.2M | -860.1M | -438.1M |
| Dividends Paid | -49.5M | -56.4M | -67.8M | -78.9M | -80.6M | -79.7M | -80.1M | -80.1M | -79.6M | -77.7M |
| Share Repurchases | 0 | 0 | 0 | -110.4M | -161.7M | -4.9M | 0 | -38.9M | -301.9M | -297.9M |
| Stock Issued | 4M | 900K | 127.5M | 0 | 0 | 4.9M | 4.3M | 0 | 3.7M | 1.9M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 0 | 0 | -1000K | 1000K |
| Other Financing | 4.1M | 9.8M | 236.2M | 170.8M | 1.9M | 200.7M | -46.2M | -18.2M | -32.3M | -513.5M |
| Net Change in Cash | -70M▲ 0% | 29.4M▲ 142.0% | 61.7M▲ 109.9% | 69.3M▲ 12.3% | -57.9M▼ 183.5% | 64.2M▲ 210.9% | -148.3M▼ 331.0% | 1.3M▲ 100.9% | 60.6M▲ 4561.5% | -22.8M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 1.1M | 0 | 0 | 0 |
| Cash at Beginning | 115.7M | 45.7M | 75.1M | 136.8M | 206.1M | 148.2M | 212.4M | 64.1M | 65.4M | 126M |
| Cash at End | 45.7M | 75.1M | 136.8M | 206.1M | 148.2M | 212.4M | 64.1M | 65.4M | 126M | 92.6M |
| Free Cash Flow | 205.1M▲ 0% | 474.7M▲ 131.4% | 450.3M▼ 5.1% | 394.6M▼ 12.4% | 292.9M▼ 25.8% | -241.1M▼ 182.3% | -189.1M▲ 21.6% | 329.7M▲ 274.4% | 553.9M▲ 68.0% | 381.6M▲ 0% |
| FCF Growth % | -7.99% | 131.45% | -5.14% | -12.37% | -25.77% | -182.31% | 21.57% | 274.35% | 68% | -27.66% |
| FCF Margin % | 7.68% | 12.87% | 8.97% | 7.62% | 5.22% | -4.42% | -3.82% | 7.12% | 11.54% | 8.11% |
| FCF per Share | 3.98 | 8.08 | 6.77 | 5.91 | 4.56 | -3.78 | -2.95 | 5.09 | 8.85 | 8.85 |
KMPR Key Ratios
Kemper Corporation (KMPR) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 93.96% | 94.6% | 86.82% | 90.15% | 104.44% | 106.81% | 107.02% | 91.61% | 96.65% | 75.61% |
| Medical Cost Ratio | 83.54% | 79.2% | 76.3% | 77.58% | 93.68% | 103.88% | 77.25% | 87.28% | 70.32% | 68.37% |
| Return on Equity (ROE) | 5.91% | 7.36% | 15.13% | 9.6% | -2.89% | -8.89% | -11% | 12.02% | 5.26% | 1.43% |
| Return on Assets (ROA) | 1.46% | 1.91% | 4.33% | 3% | -0.85% | -2.03% | -2.08% | 2.5% | 1.14% | 0.42% |
| Equity / Assets | 25.26% | 26.42% | 30.58% | 31.82% | 26.87% | 18.28% | 19.66% | 22.04% | 21.4% | - |
| Book Value / Share | 41.02 | 51.91 | 59.69 | 68.39 | 62.36 | 38.28 | 39.12 | 42.98 | 42.64 | 42.64 |
| Debt / Equity | 0.28x | 0.30x | 0.20x | 0.26x | 0.28x | 0.57x | 0.55x | 0.50x | 0.38x | 0.38x |
| Revenue Growth | 5.83% | 38.17% | 36.13% | 3.16% | 8.42% | -2.92% | -9.27% | -6.32% | 3.62% | 0.55% |
KMPR SEC Filings & Documents
Kemper Corporation (KMPR) SEC filings — annual & quarterly reports (10-K, 10-Q)
KMPR Frequently Asked Questions
Kemper Corporation (KMPR) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Kemper Corporation (KMPR) grew revenue by 3.6% over the past year. Growth has been modest.
Yes, Kemper Corporation (KMPR) is profitable, generating $39.2M in net income for fiscal year 2025 (3.0% net margin).
Dividend & Returns
Yes, Kemper Corporation (KMPR) pays a dividend with a yield of 3.88%. This makes it attractive for income-focused investors.
Kemper Corporation (KMPR) has a return on equity (ROE) of 5.3%. This is below average, suggesting room for improvement.
Industry Metrics
Kemper Corporation (KMPR) has a combined ratio of 96.7%. A ratio below 100% indicates underwriting profitability.
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