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Side-by-side financial analysis
PROV logo
PROV
BSVN logo
BSVN
KO logo
KO
HOMB logo
HOMB
PEP logo
PEP
JPM logo
JPM
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Stock Comparison

PROV vs BSVN vs KO vs HOMB vs PEP vs JPM

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
PROV
Provident Financial Holdings, Inc.

Banks - Regional

Financial ServicesNASDAQ • US
Market Cap$109M
5Y Perf.+27.6%
BSVN
Bank7 Corp.

Banks - Regional

Financial ServicesNASDAQ • US
Market Cap$446M
5Y Perf.+328.0%
KO
The Coca-Cola Company

Beverages - Non-Alcoholic

Consumer DefensiveNYSE • US
Market Cap$355.61B
5Y Perf.+84.9%
HOMB
Home Bancshares, Inc.

Banks - Regional

Financial ServicesNYSE • US
Market Cap$5.58B
5Y Perf.+83.7%
PEP
PepsiCo, Inc.

Beverages - Non-Alcoholic

Consumer DefensiveNASDAQ • US
Market Cap$197.17B
5Y Perf.+9.1%
JPM
JPMorgan Chase & Co.

Banks - Diversified

Financial ServicesNYSE • US
Market Cap$896.00B
5Y Perf.+241.0%

PROV vs BSVN vs KO vs HOMB vs PEP vs JPM — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
PROV logoPROV
BSVN logoBSVN
KO logoKO
HOMB logoHOMB
PEP logoPEP
JPM logoJPM
IndustryBanks - RegionalBanks - RegionalBeverages - Non-AlcoholicBanks - RegionalBeverages - Non-AlcoholicBanks - Diversified
Market Cap$109M$446M$355.61B$5.58B$197.17B$896.00B
Revenue (TTM)$60M$137M$49.28B$1.37B$93.92B$280.33B
Net Income (TTM)$7M$43M$13.70B$475M$8.24B$57.05B
Gross Margin67.8%69.7%61.7%77.3%54.1%60.0%
Operating Margin16.2%41.4%29.3%43.8%12.2%25.9%
Forward P/E15.4x10.5x25.3x11.5x16.7x14.4x
Total Debt$213M$0.00$45.49B$935M$49.90B$942.38B
Cash & Equiv.$53M$245M$10.27B$667M$9.16B$343.34B

PROV vs BSVN vs KO vs HOMB vs PEP vs JPMLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

PROV
BSVN
KO
HOMB
PEP
JPM
StockJun 20Jun 26Return
Provident Financial… (PROV)100127.6+27.6%
Bank7 Corp. (BSVN)100428.0+328.0%
The Coca-Cola Compa… (KO)100184.9+84.9%
Home Bancshares, In… (HOMB)100183.7+83.7%
PepsiCo, Inc. (PEP)100109.1+9.1%
JPMorgan Chase & Co. (JPM)100341.0+241.0%

Price return only. Dividends and distributions are not included.

Quick Verdict: PROV vs BSVN vs KO vs HOMB vs PEP vs JPM

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: JPM leads in 2 of 7 categories (6-stock set), making it the strongest pick for growth and revenue expansion and recent price momentum and sentiment. Provident Financial Holdings, Inc. is the stronger pick specifically for capital preservation and lower volatility. BSVN, KO, HOMB, and PEP also each lead in at least one category. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
🥇JPM emerged as the overall leader. Track its performance:
PROV
Provident Financial Holdings, Inc.
The Banking Pick

PROV is the #2 pick in this set and the best alternative if income & stability and sleep-well-at-night is your priority.

  • Dividend streak 0 yrs, beta 0.21, yield 3.3%
  • Lower volatility, beta 0.21, current ratio 0.06x
  • Beta 0.21 vs JPM's 0.94, lower leverage
Best for: income & stability and sleep-well-at-night
BSVN
Bank7 Corp.
The Banking Pick

BSVN ranks third and is worth considering specifically for valuation efficiency and defensive.

  • PEG 0.61 vs PEP's 5.11
  • Beta 0.64, yield 2.1%, current ratio 502.78x
  • NIM 4.5% vs JPM's 2.2%
  • Lower P/E (10.5x vs 16.7x), PEG 0.61 vs 5.11
Best for: valuation efficiency and defensive
KO
The Coca-Cola Company
The Growth Play

KO is the clearest fit if your priority is growth exposure.

  • Rev growth 1.9%, EPS growth 23.6%, 3Y rev CAGR 3.7%
  • 13.1% ROA vs PROV's 0.5%, ROIC 15.8% vs 1.9%
Best for: growth exposure
HOMB
Home Bancshares, Inc.
The Banking Pick

HOMB is the clearest fit if your priority is quality.

  • 34.6% margin vs PEP's 8.8%
Best for: quality
PEP
PepsiCo, Inc.
The Income Pick

PEP is the clearest fit if your priority is dividends.

  • 3.9% yield, 54-year raise streak, vs KO's 2.5%
Best for: dividends
JPM
JPMorgan Chase & Co.
The Banking Pick

JPM has the current edge in this matchup, primarily because of its strength in long-term compounding.

  • 465.8% 10Y total return vs BSVN's 169.2%
  • 3.3% NII/revenue growth vs HOMB's -5.3%
  • +21.8% vs HOMB's +3.0%
Best for: long-term compounding
See the full category breakdown
CategoryWinnerWhy
GrowthJPM logoJPM3.3% NII/revenue growth vs HOMB's -5.3%
ValueBSVN logoBSVNLower P/E (10.5x vs 16.7x), PEG 0.61 vs 5.11
Quality / MarginsHOMB logoHOMB34.6% margin vs PEP's 8.8%
Stability / SafetyPROV logoPROVBeta 0.21 vs JPM's 0.94, lower leverage
DividendsPEP logoPEP3.9% yield, 54-year raise streak, vs KO's 2.5%
Momentum (1Y)JPM logoJPM+21.8% vs HOMB's +3.0%
Efficiency (ROA)KO logoKO13.1% ROA vs PROV's 0.5%, ROIC 15.8% vs 1.9%

PROV vs BSVN vs KO vs HOMB vs PEP vs JPM — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

PROVProvident Financial Holdings, Inc.
FY 2025
Debit Card
53.2%$1M
Deposit Account
46.8%$1M
BSVNBank7 Corp.

Segment breakdown not available.

KOThe Coca-Cola Company
FY 2025
Pacific
84.6%$31.6B
Bottling investments
15.4%$5.7B
HOMBHome Bancshares, Inc.
FY 2025
Financial Service, Other
53.7%$47M
Deposit Account
46.3%$40M
PEPPepsiCo, Inc.

Segment breakdown not available.

JPMJPMorgan Chase & Co.
FY 2025
Commercial And Investment Bank
43.0%$78.5B
Consumer & Community Banking
41.7%$76.0B
Asset and Wealth Management Segment
13.2%$24.1B
Segment Reporting, Reconciling Item, Corporate Nonsegment
3.9%$7.0B
Segment Reconciling Items
-1.7%$-3,134,000,000

PROV vs BSVN vs KO vs HOMB vs PEP vs JPM — Financial Metrics

Side-by-side numbers across 6 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLKOLAGGINGPEP

Income & Cash Flow (Last 12 Months)

HOMB leads this category, winning 3 of 6 comparable metrics.

JPM is the larger business by revenue, generating $280.3B annually — 4661.3x PROV's $60M. HOMB is the more profitable business, keeping 34.6% of every revenue dollar as net income compared to PEP's 8.8%. On growth, KO holds the edge at +12.1% YoY revenue growth, suggesting stronger near-term business momentum.

MetricPROV logoPROVProvident Financi…BSVN logoBSVNBank7 Corp.KO logoKOThe Coca-Cola Com…HOMB logoHOMBHome Bancshares, …PEP logoPEPPepsiCo, Inc.JPM logoJPMJPMorgan Chase & …
RevenueTrailing 12 months$60M$137M$49.3B$1.4B$93.9B$280.3B
EBITDAEarnings before interest/tax$12M$58M$15.5B$618M$14.3B$81.4B
Net IncomeAfter-tax profit$7M$43M$13.7B$475M$8.2B$57.0B
Free Cash FlowCash after capex$9M$36M$12.6B$311M$7.7B$100.9B
Gross MarginGross profit ÷ Revenue+67.8%+69.7%+61.7%+77.3%+54.1%+60.0%
Operating MarginEBIT ÷ Revenue+16.2%+41.4%+29.3%+43.8%+12.2%+25.9%
Net MarginNet income ÷ Revenue+11.0%+31.4%+27.8%+34.6%+8.8%+20.4%
FCF MarginFCF ÷ Revenue+15.3%+26.4%+25.5%+22.6%+8.2%+36.0%
Rev. Growth (YoY)Latest quarter vs prior year+12.1%+5.6%
EPS Growth (YoY)Latest quarter vs prior year+69.2%-3.4%+18.2%+26.0%+66.7%+16.0%
HOMB leads this category, winning 3 of 6 comparable metrics.

Valuation Metrics

BSVN leads this category, winning 4 of 7 comparable metrics.

At 10.3x trailing earnings, BSVN trades at a 62% valuation discount to KO's 27.2x P/E. Adjusting for growth (PEG ratio), BSVN offers better value at 0.61x vs PEP's 7.37x — a lower PEG means you pay less per unit of expected earnings growth.

MetricPROV logoPROVProvident Financi…BSVN logoBSVNBank7 Corp.KO logoKOThe Coca-Cola Com…HOMB logoHOMBHome Bancshares, …PEP logoPEPPepsiCo, Inc.JPM logoJPMJPMorgan Chase & …
Market CapShares × price$109M$446M$355.6B$5.6B$197.2B$896.0B
Enterprise ValueMkt cap + debt − cash$269M$202M$390.8B$5.9B$237.9B$1.50T
Trailing P/EPrice ÷ TTM EPS18.40x10.33x27.18x11.72x24.05x16.00x
Forward P/EPrice ÷ next-FY EPS est.15.41x10.46x25.27x11.47x16.68x14.40x
PEG RatioP/E ÷ EPS growth rate0.61x2.43x0.89x7.37x0.90x
EV / EBITDAEnterprise value multiple21.77x3.48x26.39x9.47x16.63x18.36x
Price / SalesMarket cap ÷ Revenue1.81x3.25x7.42x4.06x2.10x3.20x
Price / BookPrice ÷ Book value/share0.90x1.77x10.40x1.30x9.63x2.47x
Price / FCFMarket cap ÷ FCF13.38x10.78x67.15x11.58x25.70x8.88x
BSVN leads this category, winning 4 of 7 comparable metrics.

Profitability & Efficiency

KO leads this category, winning 5 of 9 comparable metrics.

KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $5 for PROV. HOMB carries lower financial leverage with a 0.22x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), KO scores 7/9 vs JPM's 5/9, reflecting strong financial health.

MetricPROV logoPROVProvident Financi…BSVN logoBSVNBank7 Corp.KO logoKOThe Coca-Cola Com…HOMB logoHOMBHome Bancshares, …PEP logoPEPPepsiCo, Inc.JPM logoJPMJPMorgan Chase & …
ROE (TTM)Return on equity+5.1%+18.2%+41.1%+11.4%+40.1%+15.9%
ROA (TTM)Return on assets+0.5%+2.3%+13.1%+2.1%+7.7%+1.3%
ROICReturn on invested capital+1.9%+18.3%+15.8%+8.7%+14.9%+4.5%
ROCEReturn on capital employed+2.4%+5.2%+17.3%+11.5%+16.1%+8.9%
Piotroski ScoreFundamental quality 0–9657655
Debt / EquityFinancial leverage1.66x1.33x0.22x2.43x2.60x
Net DebtTotal debt minus cash$160M-$245M$35.2B$268M$40.7B$599.0B
Cash & Equiv.Liquid assets$53M$245M$10.3B$667M$9.2B$343.3B
Total DebtShort + long-term debt$213M$0$45.5B$935M$49.9B$942.4B
Interest CoverageEBIT ÷ Interest expense0.47x1.39x10.70x1.47x10.34x0.74x
KO leads this category, winning 5 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

JPM leads this category, winning 4 of 6 comparable metrics.

A $10,000 investment in BSVN five years ago would be worth $28,907 today (with dividends reinvested), compared to $11,425 for PEP. Over the past 12 months, JPM leads with a +21.8% total return vs HOMB's +3.0%. The 3-year compound annual growth rate (CAGR) favors JPM at 33.6% vs PEP's -4.1% — a key indicator of consistent wealth creation.

MetricPROV logoPROVProvident Financi…BSVN logoBSVNBank7 Corp.KO logoKOThe Coca-Cola Com…HOMB logoHOMBHome Bancshares, …PEP logoPEPPepsiCo, Inc.JPM logoJPMJPMorgan Chase & …
YTD ReturnYear-to-date+8.8%+13.0%+20.3%+2.7%+3.5%-0.5%
1-Year ReturnPast 12 months+14.5%+20.3%+17.2%+3.0%+13.4%+21.8%
3-Year ReturnCumulative with dividends+50.9%+97.2%+47.0%+31.2%-11.7%+138.2%
5-Year ReturnCumulative with dividends+18.2%+189.1%+65.6%+22.1%+14.3%+118.2%
10-Year ReturnCumulative with dividends+25.8%+169.2%+121.1%+57.7%+82.3%+465.8%
CAGR (3Y)Annualised 3-year return+14.7%+25.4%+13.7%+9.5%-4.1%+33.6%
JPM leads this category, winning 4 of 6 comparable metrics.

Risk & Volatility

KO leads this category, winning 2 of 2 comparable metrics.

KO is the less volatile stock with a -0.20 beta — it tends to amplify market swings less than JPM's 0.94 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. KO currently trades 98.3% from its 52-week high vs PEP's 84.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricPROV logoPROVProvident Financi…BSVN logoBSVNBank7 Corp.KO logoKOThe Coca-Cola Com…HOMB logoHOMBHome Bancshares, …PEP logoPEPPepsiCo, Inc.JPM logoJPMJPMorgan Chase & …
Beta (5Y)Sensitivity to S&P 5000.21x0.64x-0.20x0.66x-0.11x0.94x
52-Week HighHighest price in past year$17.42$50.10$84.04$30.83$171.48$337.25
52-Week LowLowest price in past year$14.95$37.56$65.35$25.50$127.60$262.71
% of 52W HighCurrent price vs 52-week peak+98.2%+92.8%+98.3%+91.6%+84.1%+95.1%
RSI (14)Momentum oscillator 0–10048.862.660.663.741.659.1
Avg Volume (50D)Average daily shares traded8K11K12.7M1.4M6.0M7.0M
KO leads this category, winning 2 of 2 comparable metrics.

Analyst Outlook

Evenly matched — KO and PEP each lead in 1 of 2 comparable metrics.

Analyst consensus: PROV as "Hold", BSVN as "Buy", KO as "Buy", HOMB as "Hold", PEP as "Hold", JPM as "Buy". Consensus price targets imply 22.6% upside for BSVN (target: $57) vs -6.5% for PROV (target: $16). For income investors, PEP offers the higher dividend yield at 3.86% vs JPM's 1.86%.

MetricPROV logoPROVProvident Financi…BSVN logoBSVNBank7 Corp.KO logoKOThe Coca-Cola Com…HOMB logoHOMBHome Bancshares, …PEP logoPEPPepsiCo, Inc.JPM logoJPMJPMorgan Chase & …
Analyst RatingConsensus buy/hold/sellHoldBuyBuyHoldHoldBuy
Price TargetConsensus 12-month target$16.00$57.00$86.13$31.50$167.88$339.75
# AnalystsCovering analysts10348194561
Dividend YieldAnnual dividend ÷ price+3.3%+2.1%+2.5%+2.8%+3.9%+1.9%
Dividend StreakConsecutive years of raises0756155415
Dividend / ShareAnnual DPS$0.56$0.98$2.04$0.80$5.57$5.95
Buyback YieldShare repurchases ÷ mkt cap+4.1%+0.3%+0.2%+1.5%+0.5%+3.9%
Evenly matched — KO and PEP each lead in 1 of 2 comparable metrics.
Key Takeaway

KO leads in 2 of 6 categories (Profitability & Efficiency, Risk & Volatility). HOMB leads in 1 (Income & Cash Flow). 1 tied.

Best OverallThe Coca-Cola Company (KO)Leads 2 of 6 categories
Loading custom metrics...

PROV vs BSVN vs KO vs HOMB vs PEP vs JPM: Key Questions Answered

10 questions · data-driven answers · updated daily

01

Is PROV or BSVN or KO or HOMB or PEP or JPM a better buy right now?

For growth investors, JPMorgan Chase & Co.

(JPM) is the stronger pick with 3. 3% revenue growth year-over-year, versus -5. 3% for Home Bancshares, Inc. (HOMB). Bank7 Corp. (BSVN) offers the better valuation at 10. 3x trailing P/E (10. 5x forward), making it the more compelling value choice. Analysts rate Bank7 Corp. (BSVN) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — PROV or BSVN or KO or HOMB or PEP or JPM?

On trailing P/E, Bank7 Corp.

(BSVN) is the cheapest at 10. 3x versus The Coca-Cola Company at 27. 2x. On forward P/E, Bank7 Corp. is actually cheaper at 10. 5x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Bank7 Corp. wins at 0. 61x versus PepsiCo, Inc. 's 5. 11x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

03

Which is the better long-term investment — PROV or BSVN or KO or HOMB or PEP or JPM?

Over the past 5 years, Bank7 Corp.

(BSVN) delivered a total return of +189. 1%, compared to +14. 3% for PepsiCo, Inc. (PEP). Over 10 years, the gap is even starker: JPM returned +465. 8% versus PROV's +25. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — PROV or BSVN or KO or HOMB or PEP or JPM?

By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.

20β versus JPMorgan Chase & Co. 's 0. 94β — meaning JPM is approximately -571% more volatile than KO relative to the S&P 500. On balance sheet safety, Home Bancshares, Inc. (HOMB) carries a lower debt/equity ratio of 22% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.

05

Which is growing faster — PROV or BSVN or KO or HOMB or PEP or JPM?

By revenue growth (latest reported year), JPMorgan Chase & Co.

(JPM) is pulling ahead at 3. 3% versus -5. 3% for Home Bancshares, Inc. (HOMB). On earnings-per-share growth, the picture is similar: The Coca-Cola Company grew EPS 23. 6% year-over-year, compared to -13. 7% for PepsiCo, Inc.. Over a 3-year CAGR, KO leads at 3. 7% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — PROV or BSVN or KO or HOMB or PEP or JPM?

Home Bancshares, Inc.

(HOMB) is the more profitable company, earning 34. 6% net margin versus 8. 8% for PepsiCo, Inc. — meaning it keeps 34. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: HOMB leads at 43. 8% versus 12. 2% for PEP. At the gross margin level — before operating expenses — HOMB leads at 77. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is PROV or BSVN or KO or HOMB or PEP or JPM more undervalued right now?

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Bank7 Corp. (BSVN) is the more undervalued stock at a PEG of 0. 61x versus PepsiCo, Inc. 's 5. 11x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Bank7 Corp. (BSVN) trades at 10. 5x forward P/E versus 25. 3x for The Coca-Cola Company — 14. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BSVN: 22. 6% to $57. 00.

08

Which pays a better dividend — PROV or BSVN or KO or HOMB or PEP or JPM?

All stocks in this comparison pay dividends.

PepsiCo, Inc. (PEP) offers the highest yield at 3. 9%, versus 1. 9% for JPMorgan Chase & Co. (JPM).

09

Is PROV or BSVN or KO or HOMB or PEP or JPM better for a retirement portfolio?

For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.

20), 2. 5% yield, +121. 1% 10Y return). Both have compounded well over 10 years (KO: +121. 1%, HOMB: +57. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between PROV and BSVN and KO and HOMB and PEP and JPM?

These companies operate in different sectors (PROV (Financial Services) and BSVN (Financial Services) and KO (Consumer Defensive) and HOMB (Financial Services) and PEP (Consumer Defensive) and JPM (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: PROV is a small-cap income-oriented stock; BSVN is a small-cap deep-value stock; KO is a large-cap quality compounder stock; HOMB is a small-cap deep-value stock; PEP is a mid-cap income-oriented stock; JPM is a large-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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