Provident Financial Holdings, Inc. (PROV) Revenue History
Annual and quarterly revenue from 1996 to present
PROV Revenue Over Time (1996–2025)
PROV Revenue Growth History
17 of 29 years with positive growth- FY1996 revenue growth
- N/A
- FY1997 revenue growth
- +35.7%
- FY1998 revenue growth
- +18.3%
- FY1999 revenue growth
- +30.7%
- FY2000 revenue growth
- +11.4%
- FY2001 revenue growth
- +9.6%
- FY2002 revenue growth
- -13.4%
- FY2003 revenue growth
- +4.3%
- FY2004 revenue growth
- -3.9%
- FY2005 revenue growth
- +21.4%
- FY2006 revenue growth
- +12.9%
- FY2007 revenue growth
- +5.0%
- FY2008 revenue growth
- -14.8%
- FY2009 revenue growth
- +5.1%
- FY2010 revenue growth
- -12.9%
- FY2011 revenue growth
- +1.7%
- FY2012 revenue growth
- +0.7%
- FY2013 revenue growth
- +26.2%
- FY2014 revenue growth
- -41.6%
- FY2015 revenue growth
- +14.8%
- FY2016 revenue growth
- -4.6%
- FY2017 revenue growth
- -4.1%
- FY2018 revenue growth
- -11.8%
- FY2019 revenue growth
- -11.9%
- FY2020 revenue growth
- -17.4%
- FY2021 revenue growth
- -15.3%
- FY2022 revenue growth
- -0.8%
- FY2023 revenue growth
- +26.9%
- FY2024 revenue growth
- +17.2%
- FY2025 revenue growth
- +2.5%
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $14.9M | — |
| Q1 2026 | $15.0M | — |
| Q4 2025 | $15.0M | — |
| Q3 2025 | $15.3M | — |
| Q2 2025 | $14.9M | — |
| Q1 2025 | $15.0M | — |
| Q4 2024 | $15.4M | — |
| Q3 2024 | $14.7M | — |
Multi-year avg. share of annual revenue by fiscal quarter
Revenue Breakdown (FY 2025)
PROV's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
PROV Revenue Analysis (1996–2025)
Current Revenue & Growth
As of June 13, 2026, Provident Financial Holdings, Inc. (PROV) generated trailing twelve-month (TTM) revenue of $60.1 million, reflecting modest growth of +0.0% year-over-year. The most recent quarter (Q2 2026) recorded $14.9 million in revenue, down 0.6% sequentially.
Historical Growth Trajectory
PROV's 5-year compound annual growth rate (CAGR) stands at +5.1%, indicating steady revenue expansion. The 3-year CAGR of +15.1% exceeds the 5-year average, indicating an acceleration in the most recent period. Provident Financial Holdings, Inc.'s highest annual revenue of $119.4 million was recorded in 2013.
Revenue by Segment
PROV's revenue is primarily driven by Debit Card (53%), and Deposit Account (47%). With over half of revenue concentrated in Debit Card, the company has a focused business model while developing other growth vectors.
Peer Comparison
Compared to Financial Services sector peers — including WAFD, HOMB, and NWBI. Compare PROV vs WAFD →
PROV Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
 PROVCurrent | $60M | +0.0% | +5.1% | 14.8% | |
 WAFD | $1.4B | - | - | 20.5% | |
 HOMB | $1.4B | - | - | 43.8% | |
 NWBI | $877M | - | - | 18.8% | |
 KRNY | $344M | - | - | 9.0% | |
 BSVN | $137M | - | - | 41.4% |
PROV Historical Revenue Data (1996–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $60.2M | - | $39.7M | 65.9% | $8.9M | 14.8% |
| 2024 | $58.7M | - | $38.9M | 66.3% | $10.4M | 17.7% |
| 2023 | $50.1M | - | $40.7M | 81.3% | $12.4M | 24.8% |
| 2022 | $39.4M | - | $38.8M | 98.3% | $12.9M | 32.6% |
| 2021 | $39.8M | - | $35.9M | 90.3% | $10.2M | 25.6% |
| 2020 | $47.0M | - | $39.8M | 84.7% | $10.9M | 23.2% |
| 2019 | $56.9M | - | $51.2M | 89.9% | $5.9M | 10.4% |
| 2018 | $64.6M | - | $58.7M | 90.9% | $5.5M | 8.6% |
| 2017 | $73.2M | - | $67.6M | 92.3% | $8.8M | 12.0% |
| 2016 | $76.4M | - | $71.1M | 93.1% | $12.8M | 16.8% |
| 2015 | $80.1M | - | $75.0M | 93.7% | $17.1M | 21.3% |
| 2014 | $69.7M | - | $65.8M | 94.3% | $11.6M | 16.6% |
| 2013 | $119.4M | - | $110.1M | 92.2% | $42.7M | 35.8% |
| 2012 | $94.6M | - | $74.1M | 78.3% | $18.7M | 19.8% |
| 2011 | $94.0M | - | $67.6M | 71.9% | $23.3M | 24.8% |
What if you invested $1,000 in PROV back in 1996?
Total return with dividends reinvested · 30+ years of data
Calculate ReturnsHow much would $100/month in PROV be worth today?
Dollar cost averaging vs lump sum · see how regular investing compounds over time
Run the NumbersIs PROV Undervalued Right Now?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationPROV vs BRK-B — which is the better buy?
Side-by-side revenue, margins, P/E and 10-year returns vs Berkshire Hathaway Inc..
Compare NowPROV — Frequently Asked Questions
Quick answers to the most common questions about buying PROV stock.
Is PROV's revenue growth accelerating or slowing?
PROV TTM revenue: $60M. YoY growth: +0.0%. 5-year CAGR: +5.1%.
What is PROV's revenue history from 1996 to 2026?
Provident Financial Holdings, Inc. (PROV) revenue history spans 1996 to 2026. TTM revenue as of 2026 is $60M, growing at +0.0% YoY. The 5-year CAGR is +5.1%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is PROV's long-term revenue growth rate (CAGR)?
Provident Financial Holdings, Inc.'s 5-year revenue CAGR of +5.1% reflects the variable nature of its business expansion. As of 2026, the current YoY growth rate of +0.0% is in line with this long-term average. CAGR is the most reliable measure of sustained revenue momentum for PROV.
Why does PROV's quarterly revenue fluctuate?
PROV quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. Provident Financial Holdings, Inc.'s revenue data from 1996 to 2026 shows full historical quarterly detail on this page.
How is PROV's revenue distributed by segment?
PROV reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does PROV's revenue compare to industry peers?
Provident Financial Holdings, Inc. (PROV) with TTM revenue of $60M and +0.0% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.