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PSFE vs EVTC vs PRTH vs WEX vs FOUR
Revenue, margins, valuation, and 5-year total return — side by side.
Software - Infrastructure
Software - Infrastructure
Software - Infrastructure
Software - Infrastructure
PSFE vs EVTC vs PRTH vs WEX vs FOUR — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Information Technology Services | Software - Infrastructure | Software - Infrastructure | Software - Infrastructure | Software - Infrastructure |
| Market Cap | $485M | $1.44B | $451M | $5.00B | $3.81B |
| Revenue (TTM) | $1.70B | $951M | $953M | $2.70B | $3.33B |
| Net Income (TTM) | $-183M | $133M | $56M | $310M | $86M |
| Gross Margin | 52.4% | 46.4% | 21.4% | 57.4% | 35.2% |
| Operating Margin | 5.6% | 19.1% | 14.8% | 24.7% | 11.3% |
| Forward P/E | 4.3x | 6.0x | 5.8x | 7.4x | 8.4x |
| Total Debt | $2.66B | $1.13B | $1.05B | $4.86B | $4.62B |
| Cash & Equiv. | $1.35B | $306M | $77M | $906M | $964M |
PSFE vs EVTC vs PRTH vs WEX vs FOUR — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Oct 20 | May 26 | Return |
|---|---|---|---|
| Paysafe Limited (PSFE) | 100 | 8.1 | -91.9% |
| EVERTEC, Inc. (EVTC) | 100 | 70.2 | -29.8% |
| Priority Technology… (PRTH) | 100 | 190.7 | +90.7% |
| WEX Inc. (WEX) | 100 | 114.0 | +14.0% |
| Shift4 Payments, In… (FOUR) | 100 | 92.0 | -8.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: PSFE vs EVTC vs PRTH vs WEX vs FOUR
Each card shows where this stock fits in a portfolio — not just who wins on paper.
PSFE is the #2 pick in this set and the best alternative if value is your priority.
- Lower P/E (4.3x vs 8.4x)
EVTC carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 1 yrs, beta 0.76, yield 0.8%
- 89.5% 10Y total return vs WEX's 60.9%
- Lower volatility, beta 0.76, current ratio 2.07x
- Beta 0.76, yield 0.8%, current ratio 2.07x
Among these 5 stocks, PRTH doesn't own a clear edge in any measured category.
WEX ranks third and is worth considering specifically for momentum.
- +19.0% vs FOUR's -43.7%
FOUR is the clearest fit if your priority is growth exposure.
- Rev growth 25.5%, EPS growth -64.4%, 3Y rev CAGR 28.0%
- 25.5% revenue growth vs PSFE's -0.2%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 25.5% revenue growth vs PSFE's -0.2% | |
| Value | Lower P/E (4.3x vs 8.4x) | |
| Quality / Margins | 13.9% margin vs PSFE's -10.7% | |
| Stability / Safety | Beta 0.76 vs PSFE's 2.35, lower leverage | |
| Dividends | 0.8% yield, 1-year raise streak, vs FOUR's 0.7%, (3 stocks pay no dividend) | |
| Momentum (1Y) | +19.0% vs FOUR's -43.7% | |
| Efficiency (ROA) | 6.1% ROA vs PSFE's -3.8%, ROIC 10.2% vs 3.6% |
PSFE vs EVTC vs PRTH vs WEX vs FOUR — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
PSFE vs EVTC vs PRTH vs WEX vs FOUR — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
PSFE leads in 1 of 6 categories
EVTC leads 1 • PRTH leads 1 • WEX leads 0 • FOUR leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
Evenly matched — PRTH and WEX each lead in 2 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
FOUR is the larger business by revenue, generating $3.3B annually — 3.5x EVTC's $951M. EVTC is the more profitable business, keeping 13.9% of every revenue dollar as net income compared to PSFE's -10.7%. On growth, PRTH holds the edge at +8.8% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $1.7B | $951M | $953M | $2.7B | $3.3B |
| EBITDAEarnings before interest/tax | $371M | $316M | $204M | $952M | $629M |
| Net IncomeAfter-tax profit | -$183M | $133M | $56M | $310M | $86M |
| Free Cash FlowCash after capex | $136M | $145M | $75M | $460M | $687M |
| Gross MarginGross profit ÷ Revenue | +52.4% | +46.4% | +21.4% | +57.4% | +35.2% |
| Operating MarginEBIT ÷ Revenue | +5.6% | +19.1% | +14.8% | +24.7% | +11.3% |
| Net MarginNet income ÷ Revenue | -10.7% | +13.9% | +5.8% | +11.5% | +2.6% |
| FCF MarginFCF ÷ Revenue | +8.0% | +15.2% | +7.9% | +17.0% | +20.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | +4.4% | +8.4% | +8.8% | +5.8% | -100.0% |
| EPS Growth (YoY)Latest quarter vs prior year | -183.3% | -24.0% | +3.1% | +22.7% | -105.0% |
Valuation Metrics
PSFE leads this category, winning 6 of 6 comparable metrics.
Valuation Metrics
At 8.1x trailing earnings, PRTH trades at a 81% valuation discount to FOUR's 43.4x P/E. On an enterprise value basis, PSFE's 4.5x EV/EBITDA is more attractive than FOUR's 9.5x.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $485M | $1.4B | $451M | $5.0B | $3.8B |
| Enterprise ValueMkt cap + debt − cash | $1.8B | $2.3B | $1.4B | $9.0B | $7.5B |
| Trailing P/EPrice ÷ TTM EPS | -2.99x | 10.62x | 8.10x | 17.03x | 43.39x |
| Forward P/EPrice ÷ next-FY EPS est. | 4.30x | 5.97x | 5.78x | 7.43x | 8.41x |
| PEG RatioP/E ÷ EPS growth rate | — | 1.18x | — | — | — |
| EV / EBITDAEnterprise value multiple | 4.53x | 7.34x | 6.95x | 8.89x | 9.53x |
| Price / SalesMarket cap ÷ Revenue | 0.29x | 1.54x | 0.47x | 1.88x | 0.91x |
| Price / BookPrice ÷ Book value/share | 0.83x | 2.11x | — | 4.20x | 2.13x |
| Price / FCFMarket cap ÷ FCF | 2.17x | 10.62x | 6.01x | 15.94x | 7.63x |
Profitability & Efficiency
EVTC leads this category, winning 4 of 9 comparable metrics.
Profitability & Efficiency
WEX delivers a 27.0% return on equity — every $100 of shareholder capital generates $27 in annual profit, vs $-24 for PSFE. EVTC carries lower financial leverage with a 1.58x debt-to-equity ratio, signaling a more conservative balance sheet compared to PSFE's 4.06x. On the Piotroski fundamental quality scale (0–9), EVTC scores 7/9 vs PSFE's 4/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | -24.1% | +18.7% | — | +27.0% | +4.4% |
| ROA (TTM)Return on assets | -3.8% | +6.1% | +2.6% | +2.1% | +1.0% |
| ROICReturn on invested capital | +3.6% | +10.2% | +13.4% | +9.6% | +6.3% |
| ROCEReturn on capital employed | +3.6% | +10.5% | +16.0% | +13.4% | +6.3% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 7 | 6 | 5 | 7 |
| Debt / EquityFinancial leverage | 4.06x | 1.58x | — | 3.94x | 2.36x |
| Net DebtTotal debt minus cash | $1.3B | $824M | $969M | $4.0B | $3.7B |
| Cash & Equiv.Liquid assets | $1.3B | $306M | $77M | $906M | $964M |
| Total DebtShort + long-term debt | $2.7B | $1.1B | $1.0B | $4.9B | $4.6B |
| Interest CoverageEBIT ÷ Interest expense | 0.84x | 3.10x | 1.51x | 2.76x | 3.40x |
Total Returns (Dividends Reinvested)
PRTH leads this category, winning 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in PRTH five years ago would be worth $8,412 today (with dividends reinvested), compared to $582 for PSFE. Over the past 12 months, WEX leads with a +19.0% total return vs FOUR's -43.7%. The 3-year compound annual growth rate (CAGR) favors PRTH at 14.6% vs PSFE's -13.3% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +17.7% | -18.4% | +3.6% | -2.8% | -25.2% |
| 1-Year ReturnPast 12 months | -37.1% | -31.9% | -10.4% | +19.0% | -43.7% |
| 3-Year ReturnCumulative with dividends | -34.9% | -31.7% | +50.5% | -18.2% | -24.0% |
| 5-Year ReturnCumulative with dividends | -94.2% | -43.3% | -15.9% | -26.5% | -46.4% |
| 10-Year ReturnCumulative with dividends | -92.1% | +89.5% | -43.8% | +60.9% | +39.7% |
| CAGR (3Y)Annualised 3-year return | -13.3% | -11.9% | +14.6% | -6.5% | -8.7% |
Risk & Volatility
Evenly matched — EVTC and WEX each lead in 1 of 2 comparable metrics.
Risk & Volatility
EVTC is the less volatile stock with a 0.76 beta — it tends to amplify market swings less than PSFE's 2.35 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. WEX currently trades 77.2% from its 52-week high vs FOUR's 43.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 2.35x | 0.76x | 2.12x | 1.16x | 1.51x |
| 52-Week HighHighest price in past year | $16.49 | $38.56 | $8.89 | $186.85 | $108.50 |
| 52-Week LowLowest price in past year | $5.95 | $22.83 | $4.44 | $120.03 | $39.91 |
| % of 52W HighCurrent price vs 52-week peak | +56.9% | +60.6% | +62.0% | +77.2% | +43.2% |
| RSI (14)Momentum oscillator 0–100 | 65.3 | 40.6 | 53.4 | 38.0 | 43.3 |
| Avg Volume (50D)Average daily shares traded | 361K | 431K | 252K | 518K | 2.2M |
Analyst Outlook
Evenly matched — EVTC and PRTH each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: PSFE as "Buy", EVTC as "Buy", PRTH as "Buy", WEX as "Hold", FOUR as "Buy". Consensus price targets imply 99.6% upside for PRTH (target: $11) vs 6.5% for PSFE (target: $10). For income investors, EVTC offers the higher dividend yield at 0.85% vs FOUR's 0.72%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Buy | Hold | Buy |
| Price TargetConsensus 12-month target | $10.00 | $37.00 | $11.00 | $177.67 | $73.36 |
| # AnalystsCovering analysts | 11 | 18 | 5 | 32 | 29 |
| Dividend YieldAnnual dividend ÷ price | — | +0.8% | — | — | +0.7% |
| Dividend StreakConsecutive years of raises | — | 1 | 3 | 2 | 1 |
| Dividend / ShareAnnual DPS | — | $0.20 | — | — | $0.34 |
| Buyback YieldShare repurchases ÷ mkt cap | +20.9% | +4.8% | +2.3% | +16.0% | +12.8% |
PSFE leads in 1 of 6 categories (Valuation Metrics). EVTC leads in 1 (Profitability & Efficiency). 3 tied.
PSFE vs EVTC vs PRTH vs WEX vs FOUR: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is PSFE or EVTC or PRTH or WEX or FOUR a better buy right now?
For growth investors, Shift4 Payments, Inc.
(FOUR) is the stronger pick with 25. 5% revenue growth year-over-year, versus -0. 2% for Paysafe Limited (PSFE). Priority Technology Holdings, Inc. (PRTH) offers the better valuation at 8. 1x trailing P/E (5. 8x forward), making it the more compelling value choice. Analysts rate Paysafe Limited (PSFE) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — PSFE or EVTC or PRTH or WEX or FOUR?
On trailing P/E, Priority Technology Holdings, Inc.
(PRTH) is the cheapest at 8. 1x versus Shift4 Payments, Inc. at 43. 4x. On forward P/E, Paysafe Limited is actually cheaper at 4. 3x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — PSFE or EVTC or PRTH or WEX or FOUR?
Over the past 5 years, Priority Technology Holdings, Inc.
(PRTH) delivered a total return of -15. 9%, compared to -94. 2% for Paysafe Limited (PSFE). Over 10 years, the gap is even starker: EVTC returned +89. 5% versus PSFE's -92. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — PSFE or EVTC or PRTH or WEX or FOUR?
By beta (market sensitivity over 5 years), EVERTEC, Inc.
(EVTC) is the lower-risk stock at 0. 76β versus Paysafe Limited's 2. 35β — meaning PSFE is approximately 208% more volatile than EVTC relative to the S&P 500. On balance sheet safety, EVERTEC, Inc. (EVTC) carries a lower debt/equity ratio of 158% versus 4% for Paysafe Limited — giving it more financial flexibility in a downturn.
05Which is growing faster — PSFE or EVTC or PRTH or WEX or FOUR?
By revenue growth (latest reported year), Shift4 Payments, Inc.
(FOUR) is pulling ahead at 25. 5% versus -0. 2% for Paysafe Limited (PSFE). On earnings-per-share growth, the picture is similar: Priority Technology Holdings, Inc. grew EPS 319. 4% year-over-year, compared to -972. 2% for Paysafe Limited. Over a 3-year CAGR, FOUR leads at 28. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — PSFE or EVTC or PRTH or WEX or FOUR?
EVERTEC, Inc.
(EVTC) is the more profitable company, earning 15. 2% net margin versus -10. 7% for Paysafe Limited — meaning it keeps 15. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: WEX leads at 25. 4% versus 7. 2% for PSFE. At the gross margin level — before operating expenses — WEX leads at 54. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is PSFE or EVTC or PRTH or WEX or FOUR more undervalued right now?
On forward earnings alone, Paysafe Limited (PSFE) trades at 4.
3x forward P/E versus 8. 4x for Shift4 Payments, Inc. — 4. 1x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for PRTH: 99. 6% to $11. 00.
08Which pays a better dividend — PSFE or EVTC or PRTH or WEX or FOUR?
In this comparison, EVTC (0.
8% yield), FOUR (0. 7% yield) pay a dividend. PSFE, PRTH, WEX do not pay a meaningful dividend and should not be held primarily for income.
09Is PSFE or EVTC or PRTH or WEX or FOUR better for a retirement portfolio?
For long-horizon retirement investors, EVERTEC, Inc.
(EVTC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 76), 0. 8% yield). Paysafe Limited (PSFE) carries a higher beta of 2. 35 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (EVTC: +89. 5%, PSFE: -92. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between PSFE and EVTC and PRTH and WEX and FOUR?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: PSFE is a small-cap quality compounder stock; EVTC is a small-cap deep-value stock; PRTH is a small-cap deep-value stock; WEX is a small-cap deep-value stock; FOUR is a small-cap high-growth stock. EVTC, FOUR pay a dividend while PSFE, PRTH, WEX do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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