Banks - Regional
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Side-by-side financial analysisStock Comparison
RRBI vs NDAQ vs ICE vs HOMB
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
Financial - Data & Stock Exchanges
Banks - Regional
RRBI vs NDAQ vs ICE vs HOMB — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges | Financial - Data & Stock Exchanges | Banks - Regional |
| Market Cap | $610M | $50.58B | $79.60B | $5.58B |
| Revenue (TTM) | $169M | $8.27B | $12.64B | $1.37B |
| Net Income (TTM) | $43M | $1.91B | $3.30B | $475M |
| Gross Margin | 72.4% | 54.8% | 61.9% | 77.3% |
| Operating Margin | 31.4% | 29.5% | 38.7% | 43.8% |
| Forward P/E | 12.8x | 22.6x | 17.3x | 11.5x |
| Total Debt | $2M | $9.93B | $20.28B | $935M |
| Cash & Equiv. | $213M | $814M | $837M | $667M |
RRBI vs NDAQ vs ICE vs HOMB — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Red River Bancshare… (RRBI) | 100 | 211.2 | +111.2% |
| Nasdaq, Inc. (NDAQ) | 100 | 223.5 | +123.5% |
| Intercontinental Ex… (ICE) | 100 | 153.4 | +53.4% |
| Home Bancshares, In… (HOMB) | 100 | 183.7 | +83.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: RRBI vs NDAQ vs ICE vs HOMB
Each card shows where this stock fits in a portfolio — not just who wins on paper.
RRBI is the clearest fit if your priority is momentum.
- +62.9% vs ICE's -20.4%
NDAQ carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 11.1%, EPS growth 60.1%
- 344.3% 10Y total return vs RRBI's 89.5%
- 11.1% NII/revenue growth vs HOMB's -5.3%
- Efficiency ratio 0.2% vs RRBI's 0.4% (lower = leaner)
ICE is the clearest fit if your priority is sleep-well-at-night and defensive.
- Lower volatility, beta 0.35, Low D/E 69.9%, current ratio 1.02x
- Beta 0.35, yield 1.4%, current ratio 1.02x
- Beta 0.35 vs NDAQ's 0.71, lower leverage
HOMB is the #2 pick in this set and the best alternative if income & stability and valuation efficiency is your priority.
- Dividend streak 15 yrs, beta 0.66, yield 2.8%
- PEG 0.87 vs NDAQ's 2.12
- NIM 3.8% vs RRBI's 3.2%
- Lower P/E (11.5x vs 17.3x), PEG 0.87 vs 1.95
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 11.1% NII/revenue growth vs HOMB's -5.3% | |
| Value | Lower P/E (11.5x vs 17.3x), PEG 0.87 vs 1.95 | |
| Quality / Margins | Efficiency ratio 0.2% vs RRBI's 0.4% (lower = leaner) | |
| Stability / Safety | Beta 0.35 vs NDAQ's 0.71, lower leverage | |
| Dividends | 2.8% yield, 15-year raise streak, vs RRBI's 0.6% | |
| Momentum (1Y) | +62.9% vs ICE's -20.4% | |
| Efficiency (ROA) | Efficiency ratio 0.2% vs RRBI's 0.4% |
RRBI vs NDAQ vs ICE vs HOMB — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
RRBI vs NDAQ vs ICE vs HOMB — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
HOMB leads in 3 of 6 categories
RRBI leads 1 • NDAQ leads 0 • ICE leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
HOMB leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ICE is the larger business by revenue, generating $12.6B annually — 74.8x RRBI's $169M. HOMB is the more profitable business, keeping 34.6% of every revenue dollar as net income compared to NDAQ's 23.1%.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $169M | $8.3B | $12.6B | $1.4B |
| EBITDAEarnings before interest/tax | $56M | $3.1B | $6.5B | $618M |
| Net IncomeAfter-tax profit | $43M | $1.9B | $3.3B | $475M |
| Free Cash FlowCash after capex | $38M | $2.0B | $4.3B | $311M |
| Gross MarginGross profit ÷ Revenue | +72.4% | +54.8% | +61.9% | +77.3% |
| Operating MarginEBIT ÷ Revenue | +31.4% | +29.5% | +38.7% | +43.8% |
| Net MarginNet income ÷ Revenue | +25.3% | +23.1% | +26.1% | +34.6% |
| FCF MarginFCF ÷ Revenue | +22.6% | +24.2% | +33.9% | +22.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +26.3% | +33.8% | +23.1% | +26.0% |
Valuation Metrics
HOMB leads this category, winning 5 of 7 comparable metrics.
Valuation Metrics
At 11.7x trailing earnings, HOMB trades at a 59% valuation discount to NDAQ's 28.8x P/E. Adjusting for growth (PEG ratio), HOMB offers better value at 0.89x vs ICE's 2.74x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $610M | $50.6B | $79.6B | $5.6B |
| Enterprise ValueMkt cap + debt − cash | $398M | $59.7B | $99.0B | $5.9B |
| Trailing P/EPrice ÷ TTM EPS | 14.53x | 28.80x | 24.36x | 11.72x |
| Forward P/EPrice ÷ next-FY EPS est. | 12.79x | 22.60x | 17.34x | 11.47x |
| PEG RatioP/E ÷ EPS growth rate | 1.35x | 2.69x | 2.74x | 0.89x |
| EV / EBITDAEnterprise value multiple | 7.49x | 20.14x | 15.34x | 9.47x |
| Price / SalesMarket cap ÷ Revenue | 3.59x | 6.15x | 6.30x | 4.06x |
| Price / BookPrice ÷ Book value/share | 1.70x | 4.19x | 2.77x | 1.30x |
| Price / FCFMarket cap ÷ FCF | 14.24x | 25.43x | 18.56x | 11.58x |
Profitability & Efficiency
RRBI leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
NDAQ delivers a 15.9% return on equity — every $100 of shareholder capital generates $16 in annual profit, vs $11 for HOMB. RRBI carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to NDAQ's 0.81x. On the Piotroski fundamental quality scale (0–9), NDAQ scores 9/9 vs HOMB's 6/9, reflecting strong financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +12.3% | +15.9% | +11.6% | +11.4% |
| ROA (TTM)Return on assets | +1.3% | +6.4% | +2.3% | +2.1% |
| ROICReturn on invested capital | +11.6% | +8.1% | +7.5% | +8.7% |
| ROCEReturn on capital employed | +14.8% | +10.2% | +9.5% | +11.5% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 9 | 9 | 6 |
| Debt / EquityFinancial leverage | 0.00x | 0.81x | 0.70x | 0.22x |
| Net DebtTotal debt minus cash | -$212M | $9.1B | $19.4B | $268M |
| Cash & Equiv.Liquid assets | $213M | $814M | $837M | $667M |
| Total DebtShort + long-term debt | $2M | $9.9B | $20.3B | $935M |
| Interest CoverageEBIT ÷ Interest expense | 1.20x | 14.11x | 6.53x | 1.47x |
Total Returns (Dividends Reinvested)
Evenly matched — RRBI and NDAQ each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in RRBI five years ago would be worth $18,235 today (with dividends reinvested), compared to $12,212 for HOMB. Over the past 12 months, RRBI leads with a +62.9% total return vs ICE's -20.4%. The 3-year compound annual growth rate (CAGR) favors NDAQ at 21.8% vs HOMB's 9.5% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | +33.3% | -7.3% | -11.8% | +2.7% |
| 1-Year ReturnPast 12 months | +62.9% | +4.0% | -20.4% | +3.0% |
| 3-Year ReturnCumulative with dividends | +75.8% | +80.8% | +34.6% | +31.2% |
| 5-Year ReturnCumulative with dividends | +82.3% | +60.2% | +30.9% | +22.1% |
| 10-Year ReturnCumulative with dividends | +89.5% | +344.3% | +195.3% | +57.7% |
| CAGR (3Y)Annualised 3-year return | +20.7% | +21.8% | +10.4% | +9.5% |
Risk & Volatility
Evenly matched — RRBI and ICE each lead in 1 of 2 comparable metrics.
Risk & Volatility
ICE is the less volatile stock with a 0.35 beta — it tends to amplify market swings less than NDAQ's 0.71 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. RRBI currently trades 93.8% from its 52-week high vs ICE's 74.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.68x | 0.71x | 0.35x | 0.66x |
| 52-Week HighHighest price in past year | $98.79 | $101.79 | $189.35 | $30.83 |
| 52-Week LowLowest price in past year | $56.06 | $77.09 | $136.67 | $25.50 |
| % of 52W HighCurrent price vs 52-week peak | +93.8% | +87.4% | +74.2% | +91.6% |
| RSI (14)Momentum oscillator 0–100 | 51.5 | 41.2 | 31.9 | 63.7 |
| Avg Volume (50D)Average daily shares traded | 73K | 3.0M | 3.2M | 1.4M |
Analyst Outlook
HOMB leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: RRBI as "Buy", NDAQ as "Buy", ICE as "Buy", HOMB as "Hold". Consensus price targets imply 38.0% upside for ICE (target: $194) vs 1.4% for RRBI (target: $94). For income investors, HOMB offers the higher dividend yield at 2.85% vs RRBI's 0.58%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Buy | Hold |
| Price TargetConsensus 12-month target | $94.00 | $113.83 | $194.00 | $31.50 |
| # AnalystsCovering analysts | 3 | 36 | 36 | 19 |
| Dividend YieldAnnual dividend ÷ price | +0.6% | +1.2% | +1.4% | +2.8% |
| Dividend StreakConsecutive years of raises | 3 | 14 | 13 | 15 |
| Dividend / ShareAnnual DPS | $0.53 | $1.04 | $1.93 | $0.80 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.8% | +1.2% | +1.7% | +1.5% |
HOMB leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). RRBI leads in 1 (Profitability & Efficiency). 2 tied.
RRBI vs NDAQ vs ICE vs HOMB: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is RRBI or NDAQ or ICE or HOMB a better buy right now?
For growth investors, Nasdaq, Inc.
(NDAQ) is the stronger pick with 11. 1% revenue growth year-over-year, versus -5. 3% for Home Bancshares, Inc. (HOMB). Home Bancshares, Inc. (HOMB) offers the better valuation at 11. 7x trailing P/E (11. 5x forward), making it the more compelling value choice. Analysts rate Red River Bancshares, Inc. (RRBI) a "Buy" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — RRBI or NDAQ or ICE or HOMB?
On trailing P/E, Home Bancshares, Inc.
(HOMB) is the cheapest at 11. 7x versus Nasdaq, Inc. at 28. 8x. On forward P/E, Home Bancshares, Inc. is actually cheaper at 11. 5x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Home Bancshares, Inc. wins at 0. 87x versus Nasdaq, Inc. 's 2. 12x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — RRBI or NDAQ or ICE or HOMB?
Over the past 5 years, Red River Bancshares, Inc.
(RRBI) delivered a total return of +82. 3%, compared to +22. 1% for Home Bancshares, Inc. (HOMB). Over 10 years, the gap is even starker: NDAQ returned +344. 3% versus HOMB's +57. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — RRBI or NDAQ or ICE or HOMB?
By beta (market sensitivity over 5 years), Intercontinental Exchange, Inc.
(ICE) is the lower-risk stock at 0. 35β versus Nasdaq, Inc. 's 0. 71β — meaning NDAQ is approximately 103% more volatile than ICE relative to the S&P 500. On balance sheet safety, Red River Bancshares, Inc. (RRBI) carries a lower debt/equity ratio of 0% versus 81% for Nasdaq, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — RRBI or NDAQ or ICE or HOMB?
By revenue growth (latest reported year), Nasdaq, Inc.
(NDAQ) is pulling ahead at 11. 1% versus -5. 3% for Home Bancshares, Inc. (HOMB). On earnings-per-share growth, the picture is similar: Nasdaq, Inc. grew EPS 60. 1% year-over-year, compared to 19. 9% for Home Bancshares, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — RRBI or NDAQ or ICE or HOMB?
Home Bancshares, Inc.
(HOMB) is the more profitable company, earning 34. 6% net margin versus 21. 8% for Nasdaq, Inc. — meaning it keeps 34. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: HOMB leads at 43. 8% versus 28. 4% for NDAQ. At the gross margin level — before operating expenses — HOMB leads at 77. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is RRBI or NDAQ or ICE or HOMB more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Home Bancshares, Inc. (HOMB) is the more undervalued stock at a PEG of 0. 87x versus Nasdaq, Inc. 's 2. 12x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Home Bancshares, Inc. (HOMB) trades at 11. 5x forward P/E versus 22. 6x for Nasdaq, Inc. — 11. 1x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ICE: 38. 0% to $194. 00.
08Which pays a better dividend — RRBI or NDAQ or ICE or HOMB?
All stocks in this comparison pay dividends.
Home Bancshares, Inc. (HOMB) offers the highest yield at 2. 8%, versus 0. 6% for Red River Bancshares, Inc. (RRBI).
09Is RRBI or NDAQ or ICE or HOMB better for a retirement portfolio?
For long-horizon retirement investors, Intercontinental Exchange, Inc.
(ICE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 35), 1. 4% yield, +195. 3% 10Y return). Both have compounded well over 10 years (ICE: +195. 3%, RRBI: +89. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between RRBI and NDAQ and ICE and HOMB?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: RRBI is a small-cap deep-value stock; NDAQ is a mid-cap quality compounder stock; ICE is a mid-cap quality compounder stock; HOMB is a small-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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