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5 / 10Stock Comparison
SACH vs LOAN vs GPMT vs TPVG vs TRTX
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Mortgage
REIT - Mortgage
Asset Management
REIT - Mortgage
SACH vs LOAN vs GPMT vs TPVG vs TRTX — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage | Asset Management | REIT - Mortgage |
| Market Cap | $53M | $48M | $74M | $243M | $656M |
| Revenue (TTM) | $38M | $8M | $132M | $97M | $264M |
| Net Income (TTM) | $6M | $5M | $-40M | $-12M | $61M |
| Gross Margin | 98.1% | 99.9% | 47.3% | 83.5% | 78.5% |
| Operating Margin | 42.0% | 58.1% | -4.3% | 77.9% | 51.0% |
| Forward P/E | 28.1x | 8.6x | — | 6.5x | 8.1x |
| Total Debt | $278M | $23M | $1.17B | $469M | $3.29B |
| Cash & Equiv. | $11M | $178K | $66M | $20M | $88M |
SACH vs LOAN vs GPMT vs TPVG vs TRTX — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Sachem Capital Corp. (SACH) | 100 | 38.1 | -61.9% |
| Manhattan Bridge Ca… (LOAN) | 100 | 95.3 | -4.7% |
| Granite Point Mortg… (GPMT) | 100 | 31.5 | -68.5% |
| TriplePoint Venture… (TPVG) | 100 | 59.8 | -40.2% |
| TPG RE Finance Trus… (TRTX) | 100 | 114.6 | +14.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SACH vs LOAN vs GPMT vs TPVG vs TRTX
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SACH is the #2 pick in this set and the best alternative if income & stability and defensive is your priority.
- Dividend streak 0 yrs, beta 0.44, yield 18.4%
- Beta 0.44, yield 18.4%, current ratio 0.84x
- 18.4% yield, vs TRTX's 13.5%
- +34.0% vs GPMT's -19.7%
LOAN carries the broadest edge in this set and is the clearest fit for long-term compounding and sleep-well-at-night.
- 102.8% 10Y total return vs TPVG's 93.3%
- Lower volatility, beta 0.12, Low D/E 52.1%, current ratio 31.09x
- 70.0% margin vs GPMT's -30.5%
- Beta 0.12 vs GPMT's 1.44, lower leverage
GPMT ranks third and is worth considering specifically for growth exposure.
- Rev growth 187.8%, EPS growth 73.7%, 3Y rev CAGR 22.9%
- 187.8% FFO/revenue growth vs SACH's -18.2%
TPVG is the clearest fit if your priority is value.
- Better valuation composite
Among these 5 stocks, TRTX doesn't own a clear edge in any measured category.
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 187.8% FFO/revenue growth vs SACH's -18.2% | |
| Value | Better valuation composite | |
| Quality / Margins | 70.0% margin vs GPMT's -30.5% | |
| Stability / Safety | Beta 0.12 vs GPMT's 1.44, lower leverage | |
| Dividends | 18.4% yield, vs TRTX's 13.5% | |
| Momentum (1Y) | +34.0% vs GPMT's -19.7% | |
| Efficiency (ROA) | 8.1% ROA vs GPMT's -2.3%, ROIC 8.5% vs 2.6% |
SACH vs LOAN vs GPMT vs TPVG vs TRTX — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
LOAN leads in 2 of 6 categories
GPMT leads 1 • SACH leads 0 • TPVG leads 0 • TRTX leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
LOAN leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
TRTX is the larger business by revenue, generating $264M annually — 35.0x LOAN's $8M. LOAN is the more profitable business, keeping 70.0% of every revenue dollar as net income compared to GPMT's -30.5%. On growth, GPMT holds the edge at +157.8% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $38M | $8M | $132M | $97M | $264M |
| EBITDAEarnings before interest/tax | $17M | $4M | -$8M | -$22M | $144M |
| Net IncomeAfter-tax profit | $6M | $5M | -$40M | -$12M | $61M |
| Free Cash FlowCash after capex | $3M | $5M | $463,000 | $35M | $96M |
| Gross MarginGross profit ÷ Revenue | +98.1% | +99.9% | +47.3% | +83.5% | +78.5% |
| Operating MarginEBIT ÷ Revenue | +42.0% | +58.1% | -4.3% | +77.9% | +51.0% |
| Net MarginNet income ÷ Revenue | +16.7% | +70.0% | -30.5% | +50.6% | +23.2% |
| FCF MarginFCF ÷ Revenue | +6.6% | +62.6% | +0.4% | -58.7% | +36.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | +145.2% | +14.6% | +157.8% | — | -4.4% |
| EPS Growth (YoY)Latest quarter vs prior year | -79.9% | -8.3% | +40.9% | -2.3% | +58.3% |
Valuation Metrics
GPMT leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
At 4.9x trailing earnings, TPVG trades at a 83% valuation discount to SACH's 28.1x P/E. On an enterprise value basis, LOAN's 8.9x EV/EBITDA is more attractive than GPMT's 20.8x.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $53M | $48M | $74M | $243M | $656M |
| Enterprise ValueMkt cap + debt − cash | $320M | $71M | $1.2B | $691M | $3.9B |
| Trailing P/EPrice ÷ TTM EPS | 28.06x | 8.63x | -1.34x | 4.91x | 14.89x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — | — | 6.50x | 8.09x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | 4.84x | — |
| EV / EBITDAEnterprise value multiple | 11.33x | 8.94x | 20.75x | 9.13x | 15.10x |
| Price / SalesMarket cap ÷ Revenue | 1.12x | 4.99x | 0.51x | 2.50x | 1.97x |
| Price / BookPrice ÷ Book value/share | 0.29x | 1.12x | 0.13x | 0.68x | 0.63x |
| Price / FCFMarket cap ÷ FCF | 21.11x | 9.82x | 27.85x | — | 7.26x |
Profitability & Efficiency
LOAN leads this category, winning 9 of 9 comparable metrics.
Profitability & Efficiency
LOAN delivers a 12.2% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $-7 for GPMT. LOAN carries lower financial leverage with a 0.52x debt-to-equity ratio, signaling a more conservative balance sheet compared to TRTX's 3.08x. On the Piotroski fundamental quality scale (0–9), LOAN scores 7/9 vs TPVG's 5/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +3.6% | +12.2% | -7.1% | -3.4% | +5.7% |
| ROA (TTM)Return on assets | +1.3% | +8.1% | -2.3% | -1.5% | +1.4% |
| ROICReturn on invested capital | +4.8% | +8.5% | +2.6% | +7.2% | +4.7% |
| ROCEReturn on capital employed | +6.2% | +11.3% | +4.6% | +9.4% | +7.1% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 7 | 6 | 5 | 6 |
| Debt / EquityFinancial leverage | 1.59x | 0.52x | 2.12x | 1.33x | 3.08x |
| Net DebtTotal debt minus cash | $267M | $22M | $1.1B | $449M | $3.2B |
| Cash & Equiv.Liquid assets | $11M | $178,012 | $66M | $20M | $88M |
| Total DebtShort + long-term debt | $278M | $23M | $1.2B | $469M | $3.3B |
| Interest CoverageEBIT ÷ Interest expense | 1.25x | 3.38x | 0.58x | -1.02x | 1.32x |
Total Returns (Dividends Reinvested)
Evenly matched — SACH and LOAN and TRTX each lead in 2 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in LOAN five years ago would be worth $10,257 today (with dividends reinvested), compared to $3,472 for GPMT. Over the past 12 months, SACH leads with a +34.0% total return vs GPMT's -19.7%. The 3-year compound annual growth rate (CAGR) favors TRTX at 26.7% vs SACH's -16.8% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +10.6% | -6.3% | -32.5% | -6.3% | -1.0% |
| 1-Year ReturnPast 12 months | +34.0% | -8.5% | -19.7% | +19.3% | +25.7% |
| 3-Year ReturnCumulative with dividends | -42.4% | +16.4% | -34.3% | -3.4% | +103.4% |
| 5-Year ReturnCumulative with dividends | -43.2% | +2.6% | -65.3% | -13.5% | +1.4% |
| 10-Year ReturnCumulative with dividends | -5.2% | +102.8% | -50.0% | +93.3% | -1.9% |
| CAGR (3Y)Annualised 3-year return | -16.8% | +5.2% | -13.1% | -1.2% | +26.7% |
Risk & Volatility
Evenly matched — LOAN and TRTX each lead in 1 of 2 comparable metrics.
Risk & Volatility
LOAN is the less volatile stock with a 0.12 beta — it tends to amplify market swings less than GPMT's 1.44 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. TRTX currently trades 86.2% from its 52-week high vs GPMT's 49.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.44x | 0.12x | 1.44x | 0.83x | 0.78x |
| 52-Week HighHighest price in past year | $1.35 | $5.85 | $3.12 | $7.53 | $9.85 |
| 52-Week LowLowest price in past year | $0.80 | $4.13 | $1.24 | $4.48 | $7.44 |
| % of 52W HighCurrent price vs 52-week peak | +81.5% | +72.3% | +49.7% | +79.5% | +86.2% |
| RSI (14)Momentum oscillator 0–100 | 58.8 | 36.6 | 49.4 | 58.3 | 60.6 |
| Avg Volume (50D)Average daily shares traded | 157K | 28K | 154K | 504K | 655K |
Analyst Outlook
Evenly matched — SACH and TRTX each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: GPMT as "Hold", TPVG as "Hold", TRTX as "Buy". Consensus price targets imply 61.3% upside for GPMT (target: $3) vs 17.8% for TRTX (target: $10). For income investors, SACH offers the higher dividend yield at 18.42% vs LOAN's 10.82%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | — | Hold | Hold | Buy |
| Price TargetConsensus 12-month target | — | — | $2.50 | $8.95 | $10.00 |
| # AnalystsCovering analysts | — | — | 12 | 12 | 11 |
| Dividend YieldAnnual dividend ÷ price | +18.4% | +10.8% | +14.0% | +17.1% | +13.5% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 0 | 0 | 2 |
| Dividend / ShareAnnual DPS | $0.20 | $0.46 | $0.22 | $1.02 | $1.15 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.0% | +7.6% | 0.0% | +3.9% |
LOAN leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). GPMT leads in 1 (Valuation Metrics). 3 tied.
SACH vs LOAN vs GPMT vs TPVG vs TRTX: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is SACH or LOAN or GPMT or TPVG or TRTX a better buy right now?
For growth investors, Granite Point Mortgage Trust Inc.
(GPMT) is the stronger pick with 187. 8% revenue growth year-over-year, versus -18. 2% for Sachem Capital Corp. (SACH). TriplePoint Venture Growth BDC Corp. (TPVG) offers the better valuation at 4. 9x trailing P/E (6. 5x forward), making it the more compelling value choice. Analysts rate TPG RE Finance Trust, Inc. (TRTX) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SACH or LOAN or GPMT or TPVG or TRTX?
On trailing P/E, TriplePoint Venture Growth BDC Corp.
(TPVG) is the cheapest at 4. 9x versus Sachem Capital Corp. at 28. 1x. On forward P/E, TriplePoint Venture Growth BDC Corp. is actually cheaper at 6. 5x.
03Which is the better long-term investment — SACH or LOAN or GPMT or TPVG or TRTX?
Over the past 5 years, Manhattan Bridge Capital, Inc.
(LOAN) delivered a total return of +2. 6%, compared to -65. 3% for Granite Point Mortgage Trust Inc. (GPMT). Over 10 years, the gap is even starker: LOAN returned +102. 8% versus GPMT's -50. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SACH or LOAN or GPMT or TPVG or TRTX?
By beta (market sensitivity over 5 years), Manhattan Bridge Capital, Inc.
(LOAN) is the lower-risk stock at 0. 12β versus Granite Point Mortgage Trust Inc. 's 1. 44β — meaning GPMT is approximately 1117% more volatile than LOAN relative to the S&P 500. On balance sheet safety, Manhattan Bridge Capital, Inc. (LOAN) carries a lower debt/equity ratio of 52% versus 3% for TPG RE Finance Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — SACH or LOAN or GPMT or TPVG or TRTX?
By revenue growth (latest reported year), Granite Point Mortgage Trust Inc.
(GPMT) is pulling ahead at 187. 8% versus -18. 2% for Sachem Capital Corp. (SACH). On earnings-per-share growth, the picture is similar: Sachem Capital Corp. grew EPS 104. 2% year-over-year, compared to -26. 0% for TPG RE Finance Trust, Inc.. Over a 3-year CAGR, GPMT leads at 22. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SACH or LOAN or GPMT or TPVG or TRTX?
Manhattan Bridge Capital, Inc.
(LOAN) is the more profitable company, earning 57. 7% net margin versus -28. 3% for Granite Point Mortgage Trust Inc. — meaning it keeps 57. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: LOAN leads at 81. 6% versus 43. 6% for GPMT. At the gross margin level — before operating expenses — SACH leads at 97. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is SACH or LOAN or GPMT or TPVG or TRTX more undervalued right now?
On forward earnings alone, TriplePoint Venture Growth BDC Corp.
(TPVG) trades at 6. 5x forward P/E versus 8. 1x for TPG RE Finance Trust, Inc. — 1. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for GPMT: 61. 3% to $2. 50.
08Which pays a better dividend — SACH or LOAN or GPMT or TPVG or TRTX?
All stocks in this comparison pay dividends.
Sachem Capital Corp. (SACH) offers the highest yield at 18. 4%, versus 10. 8% for Manhattan Bridge Capital, Inc. (LOAN).
09Is SACH or LOAN or GPMT or TPVG or TRTX better for a retirement portfolio?
For long-horizon retirement investors, Manhattan Bridge Capital, Inc.
(LOAN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 12), 10. 8% yield, +102. 8% 10Y return). Both have compounded well over 10 years (LOAN: +102. 8%, GPMT: -50. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between SACH and LOAN and GPMT and TPVG and TRTX?
These companies operate in different sectors (SACH (Real Estate) and LOAN (Real Estate) and GPMT (Real Estate) and TPVG (Financial Services) and TRTX (Real Estate)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: SACH is a small-cap income-oriented stock; LOAN is a small-cap high-growth stock; GPMT is a small-cap high-growth stock; TPVG is a small-cap high-growth stock; TRTX is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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