SCCE
Sachem Capital Corp. 6.00% Note
REIT - Industrial
Market Cap$1.14B
5Y Perf.-3.2%
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Stock Comparison
SCCE vs SACH vs LOAN vs GPMT
Revenue, margins, valuation, and 5-year total return — side by side.
SACH
Sachem Capital Corp.
REIT - Mortgage
Market Cap$53M
5Y Perf.-78.5%
LOAN
Manhattan Bridge Capital, Inc.
REIT - Mortgage
Market Cap$48M
5Y Perf.-32.8%
GPMT
Granite Point Mortgage Trust Inc.
REIT - Mortgage
Market Cap$74M
5Y Perf.-86.8%
SCCE vs SACH vs LOAN vs GPMT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | SCCE | SACH | LOAN | GPMT |
|---|---|---|---|---|
| Industry | REIT - Industrial | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $1.14B | $53M | $48M | $74M |
| Revenue (TTM) | $-13M | $38M | $8M | $132M |
| Net Income (TTM) | $4M | $6M | $5M | $-40M |
| Gross Margin | — | 98.1% | 99.9% | 47.3% |
| Operating Margin | — | 42.0% | 58.1% | -4.3% |
| Forward P/E | 598.3x | 28.1x | 8.6x | — |
| Total Debt | $0.00 | $278M | $23M | $1.17B |
| Cash & Equiv. | $11M | $11M | $178K | $66M |
SCCE vs SACH vs LOAN vs GPMT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
SCCE
SACH
LOAN
GPMT
| Stock | Mar 22 | May 26 | Return |
|---|---|---|---|
| Sachem Capital Corp… (SCCE) | 100 | 96.8 | -3.2% |
| Sachem Capital Corp. (SACH) | 100 | 21.5 | -78.5% |
| Manhattan Bridge Ca… (LOAN) | 100 | 67.2 | -32.8% |
| Granite Point Mortg… (GPMT) | 100 | 13.2 | -86.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SCCE vs SACH vs LOAN vs GPMT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: LOAN leads in 4 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Sachem Capital Corp. 6.00% Note is the stronger pick specifically for recent price momentum and sentiment. SACH and GPMT also each lead in at least one category. As sector peers, any of these can serve as alternatives in the same allocation.
SCCE
Sachem Capital Corp. 6.00% Note
The Real Estate Income Play
SCCE is the #2 pick in this set and the best alternative if momentum is your priority.
- +34.8% vs GPMT's -19.7%
Best for: momentum
SACH
Sachem Capital Corp.
The Real Estate Income Play
SACH is the clearest fit if your priority is income & stability.
- Dividend streak 0 yrs, beta 0.44, yield 18.4%
- 18.4% yield, vs LOAN's 10.8%
Best for: income & stability
LOAN
Manhattan Bridge Capital, Inc.
The Real Estate Income Play
LOAN carries the broadest edge in this set and is the clearest fit for long-term compounding and sleep-well-at-night.
- 102.8% 10Y total return vs SCCE's 28.9%
- Lower volatility, beta 0.12, Low D/E 52.1%, current ratio 31.09x
- Beta 0.12, yield 10.8%, current ratio 31.09x
- Better valuation composite
Best for: long-term compounding and sleep-well-at-night
GPMT
Granite Point Mortgage Trust Inc.
The Real Estate Income Play
GPMT is the clearest fit if your priority is growth exposure.
- Rev growth 187.8%, EPS growth 73.7%, 3Y rev CAGR 22.9%
- 187.8% FFO/revenue growth vs SACH's -18.2%
Best for: growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | GPMT | 187.8% FFO/revenue growth vs SACH's -18.2% |
| Value | LOAN | Better valuation composite |
| Quality / Margins | LOAN | 70.0% margin vs GPMT's -30.5% |
| Stability / Safety | LOAN | Beta 0.12 vs GPMT's 1.44, lower leverage |
| Dividends | SACH | 18.4% yield, vs LOAN's 10.8% |
| Momentum (1Y) | SCCE | +34.8% vs GPMT's -19.7% |
| Efficiency (ROA) | LOAN | 8.1% ROA vs GPMT's -2.3%, ROIC 8.5% vs 2.6% |
SCCE vs SACH vs LOAN vs GPMT — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLLOANLAGGINGGPMT
Who Leads Where
LOAN leads in 2 of 6 categories
GPMT leads 1 • SCCE leads 1 • SACH leads 1 • 1 tied
Explore the data ↓GPMTGranite Point Mortgag…
1leads
SACHSachem Capital Corp.
1leads
SCCESachem Capital Corp. …
1leads
LOANManhattan Bridge Capi…
2leads
6 Total Categories
CATEGORYLEADERvs SCCEvs SACHMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
LOAN4/6
Valuation MetricsMultiples, price ratios, and targets
GPMT3/5
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
LOAN7/9
Total Returns1Y, 3Y, 5Y total returns with dividends
SCCE4/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
SACH1/1
Income & Cash Flow (Last 12 Months)
LOAN leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
GPMT and SCCE operate at a comparable scale, with $132M and -$13M in trailing revenue. LOAN is the more profitable business, keeping 70.0% of every revenue dollar as net income compared to GPMT's -30.5%. On growth, GPMT holds the edge at +157.8% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | SCCESachem Capital Co… | SACHSachem Capital Co… | LOANManhattan Bridge … | GPMTGranite Point Mor… |
|---|---|---|---|---|
| RevenueTrailing 12 months | -$13M | $38M | $8M | $132M |
| EBITDAEarnings before interest/tax | $551,999 | $17M | $4M | -$8M |
| Net IncomeAfter-tax profit | $4M | $6M | $5M | -$40M |
| Free Cash FlowCash after capex | $3M | $3M | $5M | $463,000 |
| Gross MarginGross profit ÷ Revenue | — | +98.1% | +99.9% | +47.3% |
| Operating MarginEBIT ÷ Revenue | — | +42.0% | +58.1% | -4.3% |
| Net MarginNet income ÷ Revenue | — | +16.7% | +70.0% | -30.5% |
| FCF MarginFCF ÷ Revenue | — | +6.6% | +62.6% | +0.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | -2.6% | +145.2% | +14.6% | +157.8% |
| EPS Growth (YoY)Latest quarter vs prior year | -81.9% | -79.9% | -8.3% | +40.9% |
LOAN leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
GPMT leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
At 8.6x trailing earnings, LOAN trades at a 99% valuation discount to SCCE's 598.3x P/E. On an enterprise value basis, LOAN's 8.9x EV/EBITDA is more attractive than GPMT's 20.8x.
| Metric | SCCESachem Capital Co… | SACHSachem Capital Co… | LOANManhattan Bridge … | GPMTGranite Point Mor… |
|---|---|---|---|---|
| Market CapShares × price | $1.1B | $53M | $48M | $74M |
| Enterprise ValueMkt cap + debt − cash | $1.1B | $320M | $71M | $1.2B |
| Trailing P/EPrice ÷ TTM EPS | 598.25x | 28.06x | 8.63x | -1.34x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — | — | — |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | — |
| EV / EBITDAEnterprise value multiple | — | 11.33x | 8.94x | 20.75x |
| Price / SalesMarket cap ÷ Revenue | — | 1.12x | 4.99x | 0.51x |
| Price / BookPrice ÷ Book value/share | 6.41x | 0.29x | 1.12x | 0.13x |
| Price / FCFMarket cap ÷ FCF | 456.44x | 21.11x | 9.82x | 27.85x |
GPMT leads this category, winning 3 of 5 comparable metrics.
Profitability & Efficiency
LOAN leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
LOAN delivers a 12.2% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $-7 for GPMT. LOAN carries lower financial leverage with a 0.52x debt-to-equity ratio, signaling a more conservative balance sheet compared to GPMT's 2.12x. On the Piotroski fundamental quality scale (0–9), LOAN scores 7/9 vs SCCE's 5/9, reflecting strong financial health.
| Metric | SCCESachem Capital Co… | SACHSachem Capital Co… | LOANManhattan Bridge … | GPMTGranite Point Mor… |
|---|---|---|---|---|
| ROE (TTM)Return on equity | +2.3% | +3.6% | +12.2% | -7.1% |
| ROA (TTM)Return on assets | +0.8% | +1.3% | +8.1% | -2.3% |
| ROICReturn on invested capital | — | +4.8% | +8.5% | +2.6% |
| ROCEReturn on capital employed | — | +6.2% | +11.3% | +4.6% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 6 | 7 | 6 |
| Debt / EquityFinancial leverage | — | 1.59x | 0.52x | 2.12x |
| Net DebtTotal debt minus cash | -$11M | $267M | $22M | $1.1B |
| Cash & Equiv.Liquid assets | $11M | $11M | $178,012 | $66M |
| Total DebtShort + long-term debt | $0 | $278M | $23M | $1.2B |
| Interest CoverageEBIT ÷ Interest expense | — | 1.25x | 3.38x | 0.58x |
LOAN leads this category, winning 7 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
SCCE leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SCCE five years ago would be worth $12,886 today (with dividends reinvested), compared to $3,472 for GPMT. Over the past 12 months, SCCE leads with a +34.8% total return vs GPMT's -19.7%. The 3-year compound annual growth rate (CAGR) favors SCCE at 13.7% vs SACH's -16.8% — a key indicator of consistent wealth creation.
| Metric | SCCESachem Capital Co… | SACHSachem Capital Co… | LOANManhattan Bridge … | GPMTGranite Point Mor… |
|---|---|---|---|---|
| YTD ReturnYear-to-date | +4.7% | +10.6% | -6.3% | -32.5% |
| 1-Year ReturnPast 12 months | +34.8% | +34.0% | -8.5% | -19.7% |
| 3-Year ReturnCumulative with dividends | +46.8% | -42.4% | +16.4% | -34.3% |
| 5-Year ReturnCumulative with dividends | +28.9% | -43.2% | +2.6% | -65.3% |
| 10-Year ReturnCumulative with dividends | +28.9% | -5.2% | +102.8% | -50.0% |
| CAGR (3Y)Annualised 3-year return | +13.7% | -16.8% | +5.2% | -13.1% |
SCCE leads this category, winning 4 of 6 comparable metrics.
Risk & Volatility
Evenly matched — SCCE and LOAN each lead in 1 of 2 comparable metrics.
Risk & Volatility
LOAN is the less volatile stock with a 0.12 beta — it tends to amplify market swings less than GPMT's 1.44 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SCCE currently trades 97.3% from its 52-week high vs GPMT's 49.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | SCCESachem Capital Co… | SACHSachem Capital Co… | LOANManhattan Bridge … | GPMTGranite Point Mor… |
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.67x | 0.40x | 0.09x | 1.42x |
| 52-Week HighHighest price in past year | $24.59 | $1.35 | $5.85 | $3.12 |
| 52-Week LowLowest price in past year | $11.14 | $0.80 | $4.13 | $1.24 |
| % of 52W HighCurrent price vs 52-week peak | +97.3% | +81.5% | +72.3% | +49.7% |
| RSI (14)Momentum oscillator 0–100 | 60.1 | 58.8 | 36.6 | 49.4 |
| Avg Volume (50D)Average daily shares traded | 5K | 157K | 28K | 154K |
Evenly matched — SCCE and LOAN each lead in 1 of 2 comparable metrics.
Analyst Outlook
SACH leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
For income investors, SACH offers the higher dividend yield at 18.42% vs SCCE's 0.85%.
| Metric | SCCESachem Capital Co… | SACHSachem Capital Co… | LOANManhattan Bridge … | GPMTGranite Point Mor… |
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | — | — | Hold |
| Price TargetConsensus 12-month target | — | — | — | $2.50 |
| # AnalystsCovering analysts | — | — | — | 12 |
| Dividend YieldAnnual dividend ÷ price | +0.8% | +18.4% | +10.8% | +14.0% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 0 | 0 |
| Dividend / ShareAnnual DPS | $0.20 | $0.20 | $0.46 | $0.22 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% | +0.0% | +7.6% |
SACH leads this category, winning 1 of 1 comparable metric.
Key Takeaway
LOAN leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). GPMT leads in 1 (Valuation Metrics). 1 tied.
Best OverallManhattan Bridge Capital, I… (LOAN)Leads 2 of 6 categories
Loading custom metrics...
SCCE vs SACH vs LOAN vs GPMT: Key Questions Answered
9 questions · data-driven answers · updated daily
01Is SCCE or SACH or LOAN or GPMT a better buy right now?
For growth investors, Granite Point Mortgage Trust Inc.
(GPMT) is the stronger pick with 187. 8% revenue growth year-over-year, versus -18. 2% for Sachem Capital Corp. (SACH). Manhattan Bridge Capital, Inc. (LOAN) offers the better valuation at 8. 6x trailing P/E, making it the more compelling value choice. Analysts rate Granite Point Mortgage Trust Inc. (GPMT) a "Hold" — based on 12 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SCCE or SACH or LOAN or GPMT?
On trailing P/E, Manhattan Bridge Capital, Inc.
(LOAN) is the cheapest at 8. 6x versus Sachem Capital Corp. 6. 00% Note at 598. 3x.
03Which is the better long-term investment — SCCE or SACH or LOAN or GPMT?
Over the past 5 years, Sachem Capital Corp.
6. 00% Note (SCCE) delivered a total return of +28. 9%, compared to -65. 3% for Granite Point Mortgage Trust Inc. (GPMT). Over 10 years, the gap is even starker: LOAN returned +103. 7% versus GPMT's -50. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SCCE or SACH or LOAN or GPMT?
By beta (market sensitivity over 5 years), Manhattan Bridge Capital, Inc.
(LOAN) is the lower-risk stock at 0. 09β versus Granite Point Mortgage Trust Inc. 's 1. 42β — meaning GPMT is approximately 1447% more volatile than LOAN relative to the S&P 500. On balance sheet safety, Manhattan Bridge Capital, Inc. (LOAN) carries a lower debt/equity ratio of 52% versus 2% for Granite Point Mortgage Trust Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — SCCE or SACH or LOAN or GPMT?
By revenue growth (latest reported year), Granite Point Mortgage Trust Inc.
(GPMT) is pulling ahead at 187. 8% versus -18. 2% for Sachem Capital Corp. (SACH). On earnings-per-share growth, the picture is similar: Sachem Capital Corp. 6. 00% Note grew EPS 104. 3% year-over-year, compared to 2. 1% for Manhattan Bridge Capital, Inc.. Over a 3-year CAGR, GPMT leads at 22. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SCCE or SACH or LOAN or GPMT?
Manhattan Bridge Capital, Inc.
(LOAN) is the more profitable company, earning 57. 7% net margin versus -28. 3% for Granite Point Mortgage Trust Inc. — meaning it keeps 57. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: LOAN leads at 81. 6% versus 0. 0% for SCCE. At the gross margin level — before operating expenses — SACH leads at 97. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — SCCE or SACH or LOAN or GPMT?
All stocks in this comparison pay dividends.
Sachem Capital Corp. (SACH) offers the highest yield at 18. 4%, versus 0. 8% for Sachem Capital Corp. 6. 00% Note (SCCE).
08Is SCCE or SACH or LOAN or GPMT better for a retirement portfolio?
For long-horizon retirement investors, Manhattan Bridge Capital, Inc.
(LOAN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 09), 10. 8% yield, +103. 7% 10Y return). Both have compounded well over 10 years (LOAN: +103. 7%, GPMT: -50. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between SCCE and SACH and LOAN and GPMT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: SCCE is a small-cap high-growth stock; SACH is a small-cap income-oriented stock; LOAN is a small-cap high-growth stock; GPMT is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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(SCCE: -256.5% · SACH: 145.2%)P/E Ratio<
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