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TCI vs NXRT
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Residential
TCI vs NXRT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Real Estate - Services | REIT - Residential |
| Market Cap | $309M | $748M |
| Revenue (TTM) | $47M | $252M |
| Net Income (TTM) | $6M | $-32M |
| Gross Margin | 42.4% | 91.1% |
| Operating Margin | -9.7% | 11.5% |
| Forward P/E | 52.6x | — |
| Total Debt | $182M | $1.56B |
| Cash & Equiv. | $20M | $14M |
TCI vs NXRT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Transcontinental Re… (TCI) | 100 | 177.1 | +77.1% |
| NexPoint Residentia… (NXRT) | 100 | 92.2 | -7.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: TCI vs NXRT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
TCI is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth -4.8%, EPS growth -1.4%, 3Y rev CAGR 5.8%
- 304.8% 10Y total return vs NXRT's 216.0%
- Lower volatility, beta 0.75, Low D/E 21.3%, current ratio 14.24x
NXRT carries the broadest edge in this set and is the clearest fit for income & stability and defensive.
- Dividend streak 12 yrs, beta 0.62, yield 7.2%
- Beta 0.62, yield 7.2%, current ratio 0.48x
- -3.2% FFO/revenue growth vs TCI's -4.8%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | -3.2% FFO/revenue growth vs TCI's -4.8% | |
| Value | Better valuation composite | |
| Quality / Margins | 12.0% margin vs NXRT's -12.7% | |
| Stability / Safety | Beta 0.62 vs TCI's 0.75 | |
| Dividends | 7.2% yield; 12-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +21.7% vs NXRT's -17.3% | |
| Efficiency (ROA) | 0.5% ROA vs NXRT's -1.7%, ROIC -0.4% vs 1.1% |
TCI vs NXRT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
TCI vs NXRT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
NXRT leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
NXRT is the larger business by revenue, generating $252M annually — 5.4x TCI's $47M. TCI is the more profitable business, keeping 12.0% of every revenue dollar as net income compared to NXRT's -12.7%. On growth, TCI holds the edge at +7.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $47M | $252M |
| EBITDAEarnings before interest/tax | $7M | $125M |
| Net IncomeAfter-tax profit | $6M | -$32M |
| Free Cash FlowCash after capex | -$87M | $79M |
| Gross MarginGross profit ÷ Revenue | +42.4% | +91.1% |
| Operating MarginEBIT ÷ Revenue | -9.7% | +11.5% |
| Net MarginNet income ÷ Revenue | +12.0% | -12.7% |
| FCF MarginFCF ÷ Revenue | -185.6% | +31.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | +7.6% | +0.5% |
| EPS Growth (YoY)Latest quarter vs prior year | -60.0% | 0.0% |
Valuation Metrics
NXRT leads this category, winning 4 of 5 comparable metrics.
Valuation Metrics
On an enterprise value basis, NXRT's 18.5x EV/EBITDA is more attractive than TCI's 69.7x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $309M | $748M |
| Enterprise ValueMkt cap + debt − cash | $471M | $2.3B |
| Trailing P/EPrice ÷ TTM EPS | 52.62x | -23.40x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 69.69x | 18.53x |
| Price / SalesMarket cap ÷ Revenue | 6.91x | 2.98x |
| Price / BookPrice ÷ Book value/share | 0.36x | 2.49x |
| Price / FCFMarket cap ÷ FCF | 235.97x | 8.95x |
Profitability & Efficiency
TCI leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
TCI delivers a 0.7% return on equity — every $100 of shareholder capital generates $1 in annual profit, vs $-10 for NXRT. TCI carries lower financial leverage with a 0.21x debt-to-equity ratio, signaling a more conservative balance sheet compared to NXRT's 5.18x. On the Piotroski fundamental quality scale (0–9), TCI scores 5/9 vs NXRT's 4/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +0.7% | -10.1% |
| ROA (TTM)Return on assets | +0.5% | -1.7% |
| ROICReturn on invested capital | -0.4% | +1.1% |
| ROCEReturn on capital employed | -0.6% | +1.5% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 4 |
| Debt / EquityFinancial leverage | 0.21x | 5.18x |
| Net DebtTotal debt minus cash | $162M | $1.5B |
| Cash & Equiv.Liquid assets | $20M | $14M |
| Total DebtShort + long-term debt | $182M | $1.6B |
| Interest CoverageEBIT ÷ Interest expense | -0.76x | 0.47x |
Total Returns (Dividends Reinvested)
TCI leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in TCI five years ago would be worth $16,534 today (with dividends reinvested), compared to $7,912 for NXRT. Over the past 12 months, TCI leads with a +21.7% total return vs NXRT's -17.3%. The 3-year compound annual growth rate (CAGR) favors TCI at 0.4% vs NXRT's -6.1% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -39.3% | +1.5% |
| 1-Year ReturnPast 12 months | +21.7% | -17.3% |
| 3-Year ReturnCumulative with dividends | +1.1% | -17.1% |
| 5-Year ReturnCumulative with dividends | +65.3% | -20.9% |
| 10-Year ReturnCumulative with dividends | +304.8% | +216.0% |
| CAGR (3Y)Annualised 3-year return | +0.4% | -6.1% |
Risk & Volatility
NXRT leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
NXRT is the less volatile stock with a 0.62 beta — it tends to amplify market swings less than TCI's 0.75 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. NXRT currently trades 76.3% from its 52-week high vs TCI's 60.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.75x | 0.62x |
| 52-Week HighHighest price in past year | $59.65 | $38.64 |
| 52-Week LowLowest price in past year | $27.65 | $23.79 |
| % of 52W HighCurrent price vs 52-week peak | +60.0% | +76.3% |
| RSI (14)Momentum oscillator 0–100 | 44.6 | 67.6 |
| Avg Volume (50D)Average daily shares traded | 7K | 222K |
Analyst Outlook
NXRT leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
NXRT is the only dividend payer here at 7.15% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $27.00 |
| # AnalystsCovering analysts | — | 10 |
| Dividend YieldAnnual dividend ÷ price | — | +7.2% |
| Dividend StreakConsecutive years of raises | 0 | 12 |
| Dividend / ShareAnnual DPS | — | $2.11 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.3% | +1.0% |
NXRT leads in 4 of 6 categories (Income & Cash Flow, Valuation Metrics). TCI leads in 2 (Profitability & Efficiency, Total Returns).
TCI vs NXRT: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is TCI or NXRT a better buy right now?
For growth investors, NexPoint Residential Trust, Inc.
(NXRT) is the stronger pick with -3. 2% revenue growth year-over-year, versus -4. 8% for Transcontinental Realty Investors, Inc. (TCI). Transcontinental Realty Investors, Inc. (TCI) offers the better valuation at 52. 6x trailing P/E, making it the more compelling value choice. Analysts rate NexPoint Residential Trust, Inc. (NXRT) a "Hold" — based on 10 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — TCI or NXRT?
Over the past 5 years, Transcontinental Realty Investors, Inc.
(TCI) delivered a total return of +65. 3%, compared to -20. 9% for NexPoint Residential Trust, Inc. (NXRT). Over 10 years, the gap is even starker: TCI returned +304. 8% versus NXRT's +216. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — TCI or NXRT?
By beta (market sensitivity over 5 years), NexPoint Residential Trust, Inc.
(NXRT) is the lower-risk stock at 0. 62β versus Transcontinental Realty Investors, Inc. 's 0. 75β — meaning TCI is approximately 20% more volatile than NXRT relative to the S&P 500. On balance sheet safety, Transcontinental Realty Investors, Inc. (TCI) carries a lower debt/equity ratio of 21% versus 5% for NexPoint Residential Trust, Inc. — giving it more financial flexibility in a downturn.
04Which is growing faster — TCI or NXRT?
By revenue growth (latest reported year), NexPoint Residential Trust, Inc.
(NXRT) is pulling ahead at -3. 2% versus -4. 8% for Transcontinental Realty Investors, Inc. (TCI). On earnings-per-share growth, the picture is similar: Transcontinental Realty Investors, Inc. grew EPS -1. 4% year-over-year, compared to -30. 8% for NexPoint Residential Trust, Inc.. Over a 3-year CAGR, TCI leads at 5. 8% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — TCI or NXRT?
Transcontinental Realty Investors, Inc.
(TCI) is the more profitable company, earning 13. 1% net margin versus -12. 7% for NexPoint Residential Trust, Inc. — meaning it keeps 13. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: NXRT leads at 11. 1% versus -12. 9% for TCI. At the gross margin level — before operating expenses — NXRT leads at 84. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — TCI or NXRT?
In this comparison, NXRT (7.
2% yield) pays a dividend. TCI does not pay a meaningful dividend and should not be held primarily for income.
07Is TCI or NXRT better for a retirement portfolio?
For long-horizon retirement investors, NexPoint Residential Trust, Inc.
(NXRT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 62), 7. 2% yield, +216. 0% 10Y return). Both have compounded well over 10 years (NXRT: +216. 0%, TCI: +304. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between TCI and NXRT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: TCI is a small-cap quality compounder stock; NXRT is a small-cap income-oriented stock. NXRT pays a dividend while TCI does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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