ULS vs TRU vs EFX vs VRSK

For growth investors, TransUnion (TRU) is the stronger pick with 9.

4% revenue growth year-over-year, versus 6. 4% for UL Solutions Inc. (ULS). Verisk Analytics, Inc. (VRSK) offers the better valuation at 26. 9x trailing P/E (22. 9x forward), making it the more compelling value choice. Analysts rate UL Solutions Inc. (ULS) a "Buy" — based on 8 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Verisk Analytics, Inc.

(VRSK) is the cheapest at 26. 9x versus UL Solutions Inc. at 62. 1x. On forward P/E, TransUnion is actually cheaper at 15. 3x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Verisk Analytics, Inc. wins at 2. 68x versus UL Solutions Inc. 's 6. 85x.

Over the past 5 years, UL Solutions Inc.

(ULS) delivered a total return of +187. 3%, compared to -29. 3% for TransUnion (TRU). Over 10 years, the gap is even starker: ULS returned +187. 3% versus EFX's +58. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Verisk Analytics, Inc.

(VRSK) is the lower-risk stock at -0. 04β versus TransUnion's 1. 36β — meaning TRU is approximately -3899% more volatile than VRSK relative to the S&P 500. On balance sheet safety, UL Solutions Inc. (ULS) carries a lower debt/equity ratio of 64% versus 16% for Verisk Analytics, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), TransUnion (TRU) is pulling ahead at 9.

4% versus 6. 4% for UL Solutions Inc. (ULS). On earnings-per-share growth, the picture is similar: TransUnion grew EPS 60. 0% year-over-year, compared to -3. 3% for Verisk Analytics, Inc.. Over a 3-year CAGR, TRU leads at 7. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Verisk Analytics, Inc.

(VRSK) is the more profitable company, earning 29. 6% net margin versus 10. 0% for TransUnion — meaning it keeps 29. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: VRSK leads at 44. 6% versus 17. 1% for ULS. At the gross margin level — before operating expenses — VRSK leads at 67. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Verisk Analytics, Inc. (VRSK) is the more undervalued stock at a PEG of 2. 68x versus UL Solutions Inc. 's 6. 85x. Both stocks trade at elevated growth-adjusted valuations, so expected growth needs to materialise. On forward earnings alone, TransUnion (TRU) trades at 15. 3x forward P/E versus 45. 5x for UL Solutions Inc. — 30. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for VRSK: 32. 4% to $231. 25.

All stocks in this comparison pay dividends.

Equifax Inc. (EFX) offers the highest yield at 1. 1%, versus 0. 5% for UL Solutions Inc. (ULS).

For long-horizon retirement investors, Verisk Analytics, Inc.

(VRSK) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 04), 1. 0% yield, +137. 1% 10Y return). Both have compounded well over 10 years (VRSK: +137. 1%, TRU: +142. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Industrials sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.