Dollar cost averaging (DCA) in AGM means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More AGM Analysis
AGM DCA Calculator
Dollar Cost Averaging — Federal Agricultural Mortgage Corporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+100.1%
Final Value$96.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+91.0%
Final Value$91.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+82.5%
Final Value$87.6K
Worst possible — still beats not investing
Best vs Worst gap17.6 pp
Your timing vs best-9.1%
Your timing vs worst+8.5%
If You Keep Investing…
Based on this stock's historical CAGR of 10.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$39K~1.3x your moneyfrom $30K invested
10 Years$104K~1.7x your moneyfrom $60K invested
20 Years$392K~3.3x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.7x your money
20 Years~3.3x your money
$100/mo
$4K+$594 est. gain
$8K+$2K est. gain
$21K+$9K est. gain
$78K+$54K est. gain
$250/mo
$10K+$1K est. gain
$19K+$4K est. gain
$52K+$22K est. gain
$196K+$136K est. gain
$500/mo
$21K+$3K est. gain
$39K+$9K est. gain
$104K+$44K est. gain
$392K+$272K est. gain
$1,000/mo
$42K+$6K est. gain
$78K+$18K est. gain
$208K+$88K est. gain
$784K+$544K est. gain
* Projection assumes historical CAGR of 10.7% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$83.37
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$75.44
$10,500
$9,549
-9.06%
$-951
Mar 2, 2020
$75.20
$11,000
$10,018
-8.92%
$-982
Apr 2, 2020
$53.38
$11,500
$7,713
-32.93%
$-3,787
May 4, 2020
$62.28
$12,000
$9,498
-20.85%
$-2,502
Jun 2, 2020
$64.87
$12,500
$10,393
-16.85%
$-2,107
Jul 2, 2020
$61.88
$13,000
$10,535
-18.96%
$-2,465
Aug 3, 2020
$60.14
$13,500
$10,739
-20.45%
$-2,761
Sep 2, 2020
$71.45
$14,000
$13,259
-5.29%
$-741
Oct 2, 2020
$65.69
$14,500
$12,836
-11.48%
$-1,664
Nov 2, 2020
$65.60
$15,000
$13,318
-11.21%
$-1,682
Dec 2, 2020
$68.89
$15,500
$14,486
-6.54%
$-1,014
Jan 4, 2021
$74.76
$16,000
$16,386
+2.41%
$386
Feb 2, 2021
$77.78
$16,500
$17,548
+6.35%
$1,048
Mar 2, 2021
$88.68
$17,000
$20,507
+20.63%
$3,507
Apr 5, 2021
$102.63
$17,500
$24,443
+39.67%
$6,943
May 3, 2021
$105.15
$18,000
$25,543
+41.91%
$7,543
Jun 2, 2021
$101.67
$18,500
$25,198
+36.20%
$6,698
Jul 2, 2021
$100.31
$19,000
$25,576
+34.61%
$6,576
Aug 2, 2021
$95.98
$19,500
$24,972
+28.06%
$5,472
Sep 2, 2021
$99.19
$20,000
$26,308
+31.54%
$6,308
Oct 4, 2021
$113.30
$20,500
$30,822
+50.35%
$10,322
Nov 2, 2021
$129.18
$21,000
$35,642
+69.72%
$14,642
Dec 2, 2021
$124.66
$21,500
$34,894
+62.30%
$13,394
Jan 3, 2022
$124.55
$22,000
$35,624
+61.93%
$13,624
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Frequently Asked Questions
Common questions about DCA investing in AGM
Investing $500 per month in Federal Agricultural Mortgage Corporation (AGM) over the past 6 years would be worth approximately $92K today. That's +91.0% total return on $48K invested, with a +10.7% compound annual growth rate (CAGR). This includes $10K from reinvested dividends.