Dollar cost averaging (DCA) in INTR means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+117.1%
Final Value$72.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+100.5%
Final Value$66.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+84.7%
Final Value$61.9K
Worst possible — still beats not investing
Best vs Worst gap32.3 pp
Your timing vs best-16.5%
Your timing vs worst+15.8%
If You Keep Investing…
Based on this stock's historical CAGR of 19.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$24K~1.3x your moneyfrom $18K invested
5 Years$48K~1.6x your moneyfrom $30K invested
10 Years$167K~2.8x your moneyfrom $60K invested
20 Years$1.2M~9.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.6x your money
10 Years~2.8x your money
20 Years~9.8x your money
$100/mo
$5K+$1K est. gain
$10K+$4K est. gain
$33K+$21K est. gain
$235K+$211K est. gain
$250/mo
$12K+$3K est. gain
$24K+$9K est. gain
$83K+$53K est. gain
$588K+$528K est. gain
$500/mo
$24K+$6K est. gain
$48K+$18K est. gain
$167K+$107K est. gain
$1.2M+$1.1M est. gain
$1,000/mo
$47K+$11K est. gain
$97K+$37K est. gain
$334K+$214K est. gain
$2.4M+$2.1M est. gain
* Projection assumes historical CAGR of 19.7% continues. Actual returns will vary.
Your DCA Results by Date
47 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jun 23, 2022
$3.48
$10,000
$10,000
+0.00%
$0
Jul 25, 2022
$3.02
$10,500
$9,178
-12.59%
$-1,322
Aug 23, 2022
$4.03
$11,000
$12,748
+15.89%
$1,748
Sep 23, 2022
$4.19
$11,500
$13,754
+19.60%
$2,254
Oct 24, 2022
$2.78
$12,000
$9,625
-19.79%
$-2,375
Nov 23, 2022
$2.24
$12,500
$8,256
-33.95%
$-4,244
Dec 23, 2022
$2.13
$13,000
$8,350
-35.77%
$-4,650
Jan 23, 2023
$2.42
$13,500
$9,987
-26.02%
$-3,513
Feb 23, 2023
$2.23
$14,000
$9,703
-30.69%
$-4,297
Mar 23, 2023
$1.40
$14,500
$6,592
-54.54%
$-7,908
Apr 24, 2023
$1.57
$15,000
$7,892
-47.39%
$-7,108
May 23, 2023
$2.32
$15,500
$12,162
-21.53%
$-3,338
Jun 23, 2023
$3.27
$16,000
$17,642
+10.26%
$1,642
Jul 24, 2023
$3.74
$16,500
$20,678
+25.32%
$4,178
Aug 23, 2023
$4.52
$17,000
$25,491
+49.94%
$8,491
Sep 25, 2023
$4.01
$17,500
$23,114
+32.08%
$5,614
Oct 23, 2023
$4.34
$18,000
$25,517
+41.76%
$7,517
Nov 24, 2023
$5.48
$18,500
$32,719
+76.86%
$14,219
Dec 26, 2023
$5.37
$19,000
$32,562
+71.38%
$13,562
Jan 23, 2024
$4.74
$19,500
$29,242
+49.96%
$9,742
Feb 23, 2024
$5.25
$20,000
$32,889
+64.44%
$12,889
Mar 25, 2024
$5.92
$20,500
$37,586
+83.35%
$17,086
Apr 23, 2024
$5.23
$21,000
$33,900
+61.43%
$12,900
May 23, 2024
$6.48
$21,500
$42,503
+97.69%
$21,003
Jun 24, 2024
$5.90
$22,000
$39,198
+78.17%
$17,198
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Frequently Asked Questions
Common questions about DCA investing in INTR
Investing $500 per month in Inter & Co, Inc. (INTR) over the past 4 years would be worth approximately $66K today. That's +100.5% total return on $33K invested, with a +19.7% compound annual growth rate (CAGR). This includes $2K from reinvested dividends.