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INTRInter & Co, Inc.
$5.24$2.3B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
INTR logo

Inter & Co, Inc.

INTR
NASDAQ · Regional Banks
$5.24
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$2.31B
P/E9.4x
52W High$10.36
Volume3.78M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Rapid Asset Growth Masks Credit Cost and Margin Volatility

Inter & Co is experiencing explosive top-line growth, with NII surging 156.4% YoY in Q2 2026, driven by a massive expansion of its securities-heavy balance sheet. However, this growth is accompanied by significant margin volatility, with NIM swinging between 0...

GrowthAccelerating
ProfitabilityModerate
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

INTR price & volume

Price trend, volume and key moving averages

Launch Terminal
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Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

5/12 Beats

EPS beat 5 of last 12 quarters

02

Valuation risk

-68% Peers

P/E is 68% below peer median

03

Market leadership

RS 25 · Lag

Laggard (Underperforming 75% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystConfirmed earnings · Nov 12

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
INTR-36.65%
S&P 500 (^GSPC)+12.39%
1-Year Return
INTR-43.47%
S&P 500 (^GSPC)+15.77%
3-Year Return
INTR+36.24%
S&P 500 (^GSPC)+73.36%
5-Year Return
INTR+56.99%
S&P 500 (^GSPC)+64.31%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
9.4x
Forward P/EExpansion
1.3x
EV/EBITDA100th %ile
15.6x
FCF YieldCash Flow
25.0%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
9.4x
2.9x
100th· High
EV/EBITDA
15.6x
8.8x
100th· High
Price/FCF
4.0x
0.6x
100th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$1.20-77.1%
Base (Fair)$2.72-49.2%
Bull$4.60-12.2%
$1.20 Bear$2.72 Base$4.60 Bull
Current Market Price: $5.24
Trades at a 92.6% premium to Base DCF ($2.72)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$8.4B+31.3% YoY
Net income
$1.31B+44.7% YoY
Free cash flow
$3B-7.7% YoY
Operating margin
19.3%+0.5 pts YoY
ROIC (TTM)4%
Avg ROIC 5Y-
ROE (TTM)13.5%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate5/12 (42%)
Revenue Beat Rate10/12 (83%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Aug 5, 2026
$0.19+4.7%
vs $0.18
$518M+0.8%
vs $513M
Q2 2026
May 7, 2026
$0.17+0.0%
vs $0.17
$484M-2.2%
vs $495M
Q1 2026
Feb 11, 2026
$0.16-2.4%
vs $0.16
$483M-79.4%
vs $2.3B
Q4 2025
Nov 13, 2025
$0.14-5.7%
vs $0.15
$715M+81.3%
vs $395M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Zacks Investment Research·Aug 24, 2026
INTR or BAM: Which Is the Better Value Stock Right Now?

Investors interested in Financial - Miscellaneous Services stocks are likely familiar with Inter & Co. Inc. (INTR) and Brookfield Asset Management (BAM). But which of these two stocks is more attractive to value investors?

Zacks Investment Research·Aug 24, 2026
Wall Street Analysts Believe Inter & Co. Inc. (INTR) Could Rally 59.74%: Here's is How to Trade

The consensus price target hints at a 59.7% upside potential for Inter & Co. Inc. (INTR). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Zacks Investment Research·Aug 20, 2026
Inter & Co. Inc. (INTR) Upgraded to Buy: Here's Why

Inter & Co. Inc. (INTR) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Defense World·Aug 14, 2026
Cetera Investment Advisers Has $1.06 Million Stake in Inter & Co. Inc. $INTR

Cetera Investment Advisers boosted its holdings in shares of Inter and Co. Inc. (NASDAQ: INTR) by 331.5% in the first quarter, according to its most recent filing with the SEC. The firm owned 133,470 shares of the company's stock after acquiring an additional 102,538 shares during the period. Cetera Investment Advisers' holdings in

Filtered for Inter & Co, Inc.More Headlines
04

Compare before deciding

Benchmark INTR against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Inter & Co, Inc. (INTR)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
INTR logoINTRInter & Co, Inc.Current
$5.24$2.31B9.3631.26%15.62%13.49%2%
NU logoNUNu Holdings Ltd.
$13.62$65.96B23.4836.64%25.95%30.24%—
PAGS logoPAGSPagSeguro Digital Ltd.
$9.09$2.63B6.775.57%10.85%14.6%—
STNE logoSTNEStoneCo Ltd.
$9.49$2.31B5.9011.11%15.36%14.34%—
MELI logoMELIMercadoLibre, Inc.
$1799.24$91.22B45.6839.06%5.3%26.54%—
SOFI logoSOFISoFi Technologies, Inc.
$16.55$21.23B42.4438.32%11.4%6.18%—

Compare INTR vs Peers

Inter & Co, Inc. (INTR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs NU

Most directly comparable listed peer for INTR.

Scale Benchmark

vs V

Larger-name benchmark to compare INTR against a more recognizable public peer.

Peer Set

Compare Top 5

vs NU, PAGS, STNE, MELI

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INTR Frequently Asked Questions

Inter & Co, Inc. (INTR) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Inter & Co, Inc. growing?

Inter & Co, Inc. (INTR) grew revenue by 31.3% over the past year. This is strong growth.

Is INTR profitable?

Yes, Inter & Co, Inc. (INTR) is profitable, generating $1.54B in net income for fiscal year 2025 (15.6% net margin).

Dividend & Returns
Does INTR pay dividends?

Yes, Inter & Co, Inc. (INTR) pays a dividend with a yield of 2.00%. This makes it attractive for income-focused investors.

What is INTR's return on equity?

Inter & Co, Inc. (INTR) has a return on equity (ROE) of 13.5%. This is reasonable for most industries.

Industry Metrics
What is Inter & Co, Inc.'s net interest margin?

Inter & Co, Inc. (INTR) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.

What is Inter & Co, Inc.'s efficiency ratio?

Inter & Co, Inc. (INTR) has an efficiency ratio of 51.9%. This is excellent, indicating strong cost control.

What if you invested $1,000 in INTR back in 2012?

Total return calculator · dividends reinvested · 14+ years of data

See returns →