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INTR logoInter & Co, Inc. (INTR) P/E Ratio History

Historical price-to-earnings valuation from 2022 to 2025

Current P/E
18.7
Overvalued
5Y Avg P/E
8.9
+111% vs avg
PE Percentile
82%
High
PEG Ratio
0.15
Attractive
TTM EPS$2.71
Price$7.84
5Y PE Range2.0 - 38.0
Earnings Yield5.35%

Loading P/E history...

INTR Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
18.7vs8.9
+111%
Premium vs History
vs. Financial Services
18.7vs13.4
+40%
Above Sector
vs. S&P 500
18.7vs25.2
-26%
Below Market
PEG Analysis
0.15
P/E ÷ EPS Growth
PEG < 1 = Attractive
Based on 176% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 6, 2026, Inter & Co, Inc. (INTR) trades at a price-to-earnings ratio of 18.7x, with a stock price of $7.84 and trailing twelve-month earnings per share of $2.71.

The current P/E is 111% above its 5-year average of 8.9x. Over the past five years, INTR's P/E has ranged from a low of 2.0x to a high of 38.0x, placing the current valuation at the 82th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.4x, INTR trades at a 40% premium to its sector peers. The sector includes 774 companies with P/E ratios ranging from 0.0x to 195.8x.

The PEG ratio of 0.15 (P/E divided by 176% EPS growth) suggests the stock may be undervalued relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.

Relative to the broader market, INTR trades at a notable discount to the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our INTR DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

INTR P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
NU logoNUNu Holdings Ltd.
$55B36.2-+90%
PAGS logoPAGSPagSeguro Digital Ltd.
$2B7.40.61+5%
STNE logoSTNEStoneCo Ltd.
$3B6.7Lowest0.29Best+266%Best
MELI logoMELIMercadoLibre, Inc.
$93B46.7-+5%
SOFI logoSOFISoFi Technologies, Inc.
$21B41.8-+0%
DAVE logoDAVEDave Inc.
$3B18.2-+223%
AFRM logoAFRMAffirm Holdings, Inc.
$22B437.2-+109%
V logoVVisa Inc.
$612B31.31.97+5%
MA logoMAMastercard Incorporated
$435B29.81.42+19%
PYPL logoPYPLPayPal Holdings, Inc.
$43B8.60.97+36%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

INTR Historical P/E Data (2022–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q3$9.23$2.743.4x-62%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$7.43$2.532.9x-67%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$5.48$2.292.4x-73%
FY2024 Q4$4.22$2.072.0x-77%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$6.66$1.813.7x-59%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$6.15$1.504.1x-54%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$5.71$1.155.0x-44%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$5.56$0.757.4x-16%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$4.00$0.468.7x-2%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$3.13$0.1620.1x+126%
FY2022 Q2$2.10$0.0638.0x+328%

Average P/E for displayed period: 8.9x

See INTR's True Return

Price is only half the story. See total return with reinvested dividends.

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Is INTR Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare INTR vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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INTR — Frequently Asked Questions

Quick answers to the most common questions about buying INTR stock.

Is INTR stock overvalued or undervalued?

INTR trades at 18.7x P/E, above its 5-year average of 8.9x. The 82th percentile ranking indicates a premium to historical valuation.

How does INTR's valuation compare to peers?

Inter & Co, Inc. P/E of 18.7x compares to sector median of 13.4x. The premium reflects expected growth above peers.

What is INTR's PEG ratio?

INTR PEG ratio is 0.15. Below 1.0 indicates valuation is supported by earnings growth rate. Historical P/E data spans 2022-2025.

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INTR P/E Ratio History (2022–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.