INTR trades 146.1% below Wall Street's consensus target of $9.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes INTR achieves its forward estimates and maintains a stable P/E multiple of 1.0x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, Inter & Co, Inc. (INTR) has a Wall Street consensus price target of $9.50, based on estimates from 6 covering analysts. With the stock currently trading at $3.86, this represents a potential upside of +146.1%. The company has a market capitalization of $1.70B.
Analyst price targets range from a low of $9.00 to a high of $10.00, representing a 11% spread in expectations. The median target of $9.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 3 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 1 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, INTR trades at a trailing P/E of 6.2x and forward P/E of 1.0x. The forward PEG ratio of 0.01 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +16.6% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $31.58, with bear and bull scenarios of $19.90 and $41.61 respectively. Model confidence stands at 44/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NUNu Holdings Ltd. | $58.3B | $12.03 | $17.36 | +44.3% | Buy | 13.8x | 23 |
 PAGSPagSeguro Digital Ltd. | $2.2B | $7.60 | $9.20 | +21.1% | Buy | 0.9x | 24 |
 STNEStoneCo Ltd. | $1.8B | $7.51 | $12.03 | +60.2% | Buy | 0.8x | 21 |
 MELIMercadoLibre, Inc. | $76.6B | $1510.00 | $2140.00 | +41.7% | Buy | 39.6x | 34 |
 SOFISoFi Technologies, Inc. | $20.8B | $16.21 | $21.05 | +29.9% | Hold | 26.8x | 29 |
 DAVEDave Inc. | $3.7B | $278.59 | $429.60 | +54.2% | Buy | 20.7x | 14 |
 AFRMAffirm Holdings, Inc. | $22.7B | $68.11 | $95.75 | +40.6% | Buy | 54.9x | 39 |
 VVisa Inc. | $789.1B | $422.65 | $444.11 | +5.1% | Buy | 28.1x | 62 |
 MAMastercard Incorporated | $576.7B | $652.70 | $687.73 | +5.4% | Buy | 32.6x | 65 |
 PYPLPayPal Holdings, Inc. | $52.3B | $59.24 | $55.88 | -5.7% | Hold | 10.6x | 70 |
Quick answers to the most common questions about buying INTR stock.
The consensus Wall Street price target for INTR is $9.5, representing 146.1% upside from the current price of $3.86. With 6 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
INTR has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $9.5 implies 146.1% upside from current levels.
With a forward P/E of 0.9648x, INTR trades at a relatively low valuation. The consensus target of $9.5 implies 146.1% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $10 for INTR, while the most conservative target is $9. The consensus of $9.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $42 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
INTR is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 3 have Buy ratings, 2 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month INTR stock forecast based on 6 Wall Street analysts shows a consensus price target of $9.5, with estimates ranging from $9 (bear case) to $10 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $32, with bear/bull scenarios of $20/$42.
Our quantitative valuation model calculates INTR's fair value at $32 (base case), with a bear case of $20 and bull case of $42. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 44/100.
INTR trades at a forward P/E ratio of 1.0x based on next-twelve-months earnings estimates compared to a trailing P/E of 6.2x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on INTR, with a "Buy" consensus rating and $9.5 price target (146.1% upside). 3 of 6 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
INTR analyst price targets range from $9 to $10, a 11% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $9.5 consensus represents the middle ground. Our model's $20-$42 range provides an independent fundamental perspective.
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