Dollar cost averaging (DCA) in LYRA means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-96.6%
Final Value$1.6K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-98.0%
Final Value$894
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-98.2%
Final Value$822
Worst possible — still beats not investing
Best vs Worst gap1.6 pp
Your timing vs best-1.5%
Your timing vs worst+0.2%
If You Keep Investing…
Based on this stock's historical CAGR of -48.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -48.7% continues. Actual returns will vary.
Your DCA Results by Date
71 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
May 1, 2020
$928.00
$10,000
$10,000
+0.00%
$0
Jun 1, 2020
$805.00
$10,500
$9,175
-12.62%
$-1,325
Jul 1, 2020
$563.00
$11,000
$6,916
-37.12%
$-4,084
Aug 3, 2020
$684.00
$11,500
$8,903
-22.58%
$-2,597
Sep 1, 2020
$643.50
$12,000
$8,876
-26.03%
$-3,124
Oct 1, 2020
$562.00
$12,500
$8,252
-33.99%
$-4,248
Nov 2, 2020
$547.50
$13,000
$8,539
-34.32%
$-4,461
Dec 1, 2020
$615.00
$13,500
$10,092
-25.25%
$-3,408
Jan 4, 2021
$562.00
$14,000
$9,722
-30.56%
$-4,278
Feb 1, 2021
$544.50
$14,500
$9,919
-31.59%
$-4,581
Mar 1, 2021
$780.50
$15,000
$14,718
-1.88%
$-282
Apr 1, 2021
$571.00
$15,500
$11,268
-27.31%
$-4,232
May 3, 2021
$476.00
$16,000
$9,893
-38.17%
$-6,107
Jun 1, 2021
$381.50
$16,500
$8,429
-48.92%
$-8,071
Jul 1, 2021
$394.00
$17,000
$9,205
-45.85%
$-7,795
Aug 2, 2021
$322.00
$17,500
$8,023
-54.15%
$-9,477
Sep 1, 2021
$400.50
$18,000
$10,479
-41.78%
$-7,521
Oct 1, 2021
$470.50
$18,500
$12,810
-30.75%
$-5,690
Nov 1, 2021
$363.50
$19,000
$10,397
-45.28%
$-8,603
Dec 1, 2021
$267.00
$19,500
$8,137
-58.27%
$-11,363
Jan 3, 2022
$234.00
$20,000
$7,631
-61.84%
$-12,369
Feb 1, 2022
$224.50
$20,500
$7,821
-61.85%
$-12,679
Mar 1, 2022
$250.50
$21,000
$9,227
-56.06%
$-11,773
Apr 1, 2022
$207.50
$21,500
$8,143
-62.12%
$-13,357
May 2, 2022
$295.00
$22,000
$12,077
-45.10%
$-9,923
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Frequently Asked Questions
Common questions about DCA investing in LYRA
Investing $500 per month in Lyra Therapeutics, Inc. (LYRA) over the past 6 years would be worth approximately $894 today. That's -98.0% total return on $45K invested, with a -48.7% compound annual growth rate (CAGR).