Dollar cost averaging (DCA) in SMTC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+201.6%
Final Value$144.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+175.2%
Final Value$132.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+151.5%
Final Value$120.7K
Worst possible — still beats not investing
Best vs Worst gap50.1 pp
Your timing vs best-26.4%
Your timing vs worst+23.7%
If You Keep Investing…
Based on this stock's historical CAGR of 17.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$46K~1.5x your moneyfrom $30K invested
10 Years$147K~2.4x your moneyfrom $60K invested
20 Years$872K~7.3x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.4x your money
20 Years~7.3x your money
$100/mo
$5K+$987 est. gain
$9K+$3K est. gain
$29K+$17K est. gain
$174K+$150K est. gain
$250/mo
$11K+$2K est. gain
$23K+$8K est. gain
$73K+$43K est. gain
$436K+$376K est. gain
$500/mo
$23K+$5K est. gain
$46K+$16K est. gain
$147K+$87K est. gain
$872K+$752K est. gain
$1,000/mo
$46K+$10K est. gain
$91K+$31K est. gain
$294K+$174K est. gain
$1.7M+$1.5M est. gain
* Projection assumes historical CAGR of 17.3% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$53.86
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$50.22
$10,500
$9,824
-6.44%
$-676
Mar 2, 2020
$40.86
$11,000
$8,493
-22.79%
$-2,507
Apr 2, 2020
$36.41
$11,500
$8,068
-29.84%
$-3,432
May 4, 2020
$42.17
$12,000
$9,845
-17.96%
$-2,155
Jun 2, 2020
$52.77
$12,500
$12,819
+2.55%
$319
Jul 2, 2020
$52.49
$13,000
$13,251
+1.93%
$251
Aug 3, 2020
$57.19
$13,500
$14,938
+10.65%
$1,438
Sep 2, 2020
$60.76
$14,000
$16,370
+16.93%
$2,370
Oct 2, 2020
$52.17
$14,500
$14,556
+0.38%
$56
Nov 2, 2020
$54.06
$15,000
$15,583
+3.89%
$583
Dec 2, 2020
$67.90
$15,500
$20,072
+29.50%
$4,572
Jan 4, 2021
$71.18
$16,000
$21,542
+34.64%
$5,542
Feb 2, 2021
$75.71
$16,500
$23,413
+41.90%
$6,913
Mar 2, 2021
$72.05
$17,000
$22,781
+34.01%
$5,781
Apr 5, 2021
$72.06
$17,500
$23,284
+33.05%
$5,784
May 3, 2021
$66.30
$18,000
$21,923
+21.80%
$3,923
Jun 2, 2021
$61.93
$18,500
$20,978
+13.40%
$2,478
Jul 2, 2021
$67.70
$19,000
$23,433
+23.33%
$4,433
Aug 2, 2021
$62.20
$19,500
$22,029
+12.97%
$2,529
Sep 2, 2021
$78.71
$20,000
$28,376
+41.88%
$8,376
Oct 4, 2021
$78.32
$20,500
$28,736
+40.17%
$8,236
Nov 2, 2021
$87.61
$21,000
$32,644
+55.45%
$11,644
Dec 2, 2021
$89.19
$21,500
$33,733
+56.90%
$12,233
Jan 3, 2022
$89.98
$22,000
$34,532
+56.96%
$12,532
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Frequently Asked Questions
Common questions about DCA investing in SMTC
Investing $500 per month in Semtech Corporation (SMTC) over the past 6 years would be worth approximately $132K today. That's +175.2% total return on $48K invested, with a +17.3% compound annual growth rate (CAGR).