Dollar cost averaging (DCA) in TIGR means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More TIGR Analysis
TIGR DCA Calculator
Dollar Cost Averaging — UP Fintech Holding Ltd. Sponsored ADR Class A
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+54.3%
Final Value$74.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+40.4%
Final Value$67.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+26.6%
Final Value$60.8K
Worst possible — still beats not investing
Best vs Worst gap27.7 pp
Your timing vs best-13.9%
Your timing vs worst+13.8%
If You Keep Investing…
Based on this stock's historical CAGR of 5.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$34K~1.1x your moneyfrom $30K invested
10 Years$79K~1.3x your moneyfrom $60K invested
20 Years$214K~1.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.3x your money
20 Years~1.8x your money
$100/mo
$4K+$297 est. gain
$7K+$865 est. gain
$16K+$4K est. gain
$43K+$19K est. gain
$250/mo
$10K+$741 est. gain
$17K+$2K est. gain
$40K+$10K est. gain
$107K+$47K est. gain
$500/mo
$19K+$1K est. gain
$34K+$4K est. gain
$79K+$19K est. gain
$214K+$94K est. gain
$1,000/mo
$39K+$3K est. gain
$69K+$9K est. gain
$158K+$38K est. gain
$429K+$189K est. gain
* Projection assumes historical CAGR of 5.5% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$3.60
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$3.57
$10,500
$10,417
-0.79%
$-83
Mar 2, 2020
$3.64
$11,000
$11,121
+1.10%
$121
Apr 2, 2020
$2.57
$11,500
$8,352
-27.38%
$-3,148
May 4, 2020
$2.68
$12,000
$9,209
-23.26%
$-2,791
Jun 2, 2020
$3.42
$12,500
$12,252
-1.98%
$-248
Jul 2, 2020
$4.14
$13,000
$15,332
+17.94%
$2,332
Aug 3, 2020
$5.55
$13,500
$21,053
+55.95%
$7,553
Sep 2, 2020
$5.11
$14,000
$19,884
+42.03%
$5,884
Oct 2, 2020
$4.69
$14,500
$18,750
+29.31%
$4,250
Nov 2, 2020
$4.35
$15,000
$17,891
+19.27%
$2,891
Dec 2, 2020
$5.42
$15,500
$22,791
+47.04%
$7,291
Jan 4, 2021
$8.66
$16,000
$36,916
+130.72%
$20,916
Feb 2, 2021
$20.20
$16,500
$86,608
+424.90%
$70,108
Mar 2, 2021
$23.75
$17,000
$102,329
+501.93%
$85,329
Apr 5, 2021
$17.00
$17,500
$73,746
+321.40%
$56,246
May 3, 2021
$19.44
$18,000
$84,830
+371.28%
$66,830
Jun 2, 2021
$23.06
$18,500
$101,127
+446.63%
$82,627
Jul 2, 2021
$25.57
$19,000
$112,634
+492.81%
$93,634
Aug 2, 2021
$17.40
$19,500
$77,146
+295.62%
$57,646
Sep 2, 2021
$14.30
$20,000
$63,902
+219.51%
$43,902
Oct 4, 2021
$9.83
$20,500
$44,427
+116.72%
$23,927
Nov 2, 2021
$6.94
$21,000
$31,865
+51.74%
$10,865
Dec 2, 2021
$5.28
$21,500
$24,743
+15.09%
$3,243
Jan 3, 2022
$4.82
$22,000
$23,088
+4.94%
$1,088
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Frequently Asked Questions
Common questions about DCA investing in TIGR
Investing $500 per month in UP Fintech Holding Ltd. Sponsored ADR Class A (TIGR) over the past 6 years would be worth approximately $67K today. That's +40.4% total return on $48K invested, with a +5.5% compound annual growth rate (CAGR).