UP Fintech Holding Ltd. Sponsored ADR Class A (TIGR) Financial Ratios
10 years of historical data (2016–2025) · Financial Services · Financial - Capital Markets
EV/EBITDA
↓
-10.71
↓-171% vs avg
5yr avg: 15.13
30Y Low5.9·High34.2
P/FCF
↓
0.67
↓-59% vs avg
5yr avg: 1.65
30Y Low1.3·High2.1
P/B Ratio
↑
1.02
↓-36% vs avg
5yr avg: 1.61
30Y Low1.2·High4.9
ROE
↑
22.4%
↓+157% vs avg
5yr avg: 8.7%
30Y Low-272%·High22%
Debt/EBITDA
↓
0.59
↓-83% vs avg
5yr avg: 3.52
30Y Low0.2·High8.1
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
TIGR Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
UP Fintech Holding Ltd. Sponsored ADR Class A trades at 5.2x earnings, 80% below its 5-year average of 25.4x, sitting at the 0th percentile of its historical range. Compared to the Financial Services sector median P/E of 13.6x, the stock trades at a discount of 62%. On a free-cash-flow basis, the stock trades at 0.7x P/FCF, 59% below the 5-year average of 1.7x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $881M | $1.8B | $1.1B | $715M | $522M | $765M | $1.1B | $501M | — | — | — |
| Enterprise Value | $-3139047091 | $-2230306911 | $877M | $565M | $412M | $650M | $1.1B | $447M | — | — | — |
| P/E Ratio → | 5.16 | 10.39 | 17.94 | 21.05 | — | 52.07 | 72.18 | — | — | — | — |
| P/S Ratio | 1.44 | 2.92 | 2.79 | 2.62 | 2.32 | 2.89 | 8.26 | 8.53 | — | — | — |
| P/B Ratio | 1.02 | 2.06 | 1.65 | 1.44 | 1.17 | 1.71 | 4.86 | 2.36 | — | — | — |
| P/FCF | 0.67 | 1.36 | 1.32 | — | 2.06 | 1.87 | 2.14 | 2.07 | — | — | — |
| P/OCF | 0.67 | 1.36 | 1.32 | — | 2.02 | 1.85 | 2.14 | 2.06 | — | — | — |
P/E links to full P/E history page with 30-year chart
TIGR EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | -3.63 | 2.24 | 2.07 | 1.83 | 2.46 | 7.74 | 7.62 | — | — | — |
| EV / EBITDA | -10.71 | -7.61 | 5.93 | 6.34 | 14.02 | 34.22 | 29.89 | — | — | — | — |
| EV / EBIT | -11.11 | -7.92 | 6.15 | 6.08 | 19.92 | 36.81 | 33.37 | — | — | — | — |
| EV / FCF | — | -1.70 | 1.06 | — | 1.63 | 1.59 | 2.01 | 1.85 | — | — | — |
TIGR Profitability
Margins and return-on-capital ratios measuring operating efficiency
UP Fintech Holding Ltd. Sponsored ADR Class A earns an operating margin of 46.0%, significantly above the Financial Services sector average of 20.3%. Operating margins have expanded from 29.3% to 46.0% over the past 3 years, signaling improving operational efficiency. ROE of 22.4% indicates solid capital efficiency, compared to the sector median of 9.0%. ROIC of 22.5% represents excellent returns on invested capital versus a sector median of 5.5%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 93.2% | 93.2% | 65.0% | 59.7% | 47.9% | 48.3% | 59.1% | 34.7% | -66.6% | 29.3% | -54.2% |
| Operating Margin | 46.0% | 46.0% | 35.6% | 29.3% | 9.1% | 6.7% | 22.5% | -10.4% | -139.7% | -53.2% | -247.2% |
| Net Profit Margin | 27.9% | 27.9% | 15.5% | 11.9% | -1.0% | 5.6% | 11.6% | -11.2% | -128.7% | -44.3% | -196.5% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 22.4% | 22.4% | 10.5% | 6.9% | -0.5% | 4.3% | 7.2% | -7.1% | — | -271.7% | -51.7% |
| ROA | 2.3% | 2.3% | 1.2% | 0.9% | -0.1% | 0.5% | 1.1% | -1.4% | -57.1% | -24.9% | -44.2% |
| ROIC | 22.5% | 22.5% | 13.8% | 9.3% | 2.5% | 3.1% | 10.1% | -4.7% | — | -244.6% | -48.8% |
| ROCE | 6.3% | 6.3% | 18.7% | 12.5% | 3.3% | 4.2% | 13.5% | -3.8% | -74.3% | -36.7% | -63.9% |
TIGR Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
UP Fintech Holding Ltd. Sponsored ADR Class A carries a Debt/EBITDA ratio of 0.6x, which is very conservative (86% below the sector average of 4.3x). The company holds a net cash position — cash of $4.2B exceeds total debt of $173M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns. Interest coverage of 3.8x is adequate, though a cyclical earnings downturn could tighten the margin of safety.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.20 | 0.20 | 0.27 | 0.35 | 0.38 | 0.35 | 0.03 | 0.03 | — | — | — |
| Debt / EBITDA | 0.59 | 0.59 | 1.21 | 1.94 | 5.72 | 8.13 | 0.20 | — | — | — | — |
| Net Debt / Equity | — | -4.62 | -0.32 | -0.30 | -0.24 | -0.26 | -0.31 | -0.25 | — | — | -0.71 |
| Net Debt / EBITDA | -13.72 | -13.72 | -1.45 | -1.68 | -3.72 | -6.03 | -2.02 | — | — | — | — |
| Debt / FCF | — | -3.07 | -0.26 | — | -0.43 | -0.28 | -0.14 | -0.22 | — | — | — |
| Interest Coverage | 3.83 | 3.83 | 2.34 | 1.98 | 1.11 | 0.96 | 3.18 | -1.27 | — | — | — |
Net cash position: cash ($4.2B) exceeds total debt ($173M)
TIGR Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
UP Fintech Holding Ltd. Sponsored ADR Class A's current ratio of 68.82x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has improved from 1.20x to 68.82x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 68.82 | 68.82 | 1.14 | 1.20 | 1.18 | 1.20 | 1.10 | 1.31 | 6.06 | 3.50 | 4.65 |
| Quick Ratio | 68.82 | 68.82 | 1.14 | 1.20 | 1.18 | 1.20 | 1.10 | 1.31 | 6.06 | 3.50 | 4.65 |
| Cash Ratio | 35.55 | 35.55 | 0.07 | 0.10 | 0.09 | 0.10 | 0.04 | 0.10 | 2.03 | 2.04 | 4.65 |
| Asset Turnover | — | 0.07 | 0.06 | 0.07 | 0.06 | 0.08 | 0.06 | 0.07 | 0.29 | 0.47 | 0.22 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
TIGR Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
UP Fintech Holding Ltd. Sponsored ADR Class A returns 0.3% to shareholders annually primarily through share buybacks. The earnings yield of 19.4% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 19.4% | 9.6% | 5.6% | 4.8% | — | 1.9% | 1.4% | — | — | — | — |
| FCF Yield | 100.0% | 73.3% | 75.7% | — | 48.5% | 53.4% | 46.7% | 48.3% | — | — | — |
| Buyback Yield | 0.3% | 0.2% | 0.0% | 0.0% | 0.0% | 0.0% | 0.2% | 0.0% | — | — | — |
| Total Shareholder Yield | 0.3% | 0.2% | 0.0% | 0.0% | 0.0% | 0.0% | 0.2% | 0.0% | — | — | — |
| Shares Outstanding | — | $187M | $169M | $162M | $153M | $156M | $144M | $141M | $133M | $108M | $108M |
Peer Comparison
Compare TIGR with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 TIGRYou | $881M | 5.2 | -10.7 | 0.7 | 93.2% | 46.0% | 22.4% | 22.5% | 0.6 |
 FUTU | $14B | 9.8 | 0.2 | 2.7 | 87.1% | 61.6% | 33.1% | 22.3% | 1.3 |
 IBKR | $43B | 43.6 | 4.3 | 2.7 | 89.8% | 86.0% | 5.3% | 24.7% | 0.0 |
 HOOD | $95B | 51.6 | 48.8 | 58.7 | 83.3% | 46.8% | 22.0% | 7.9% | 7.1 |
 MKTX | $4B | 17.6 | 9.0 | 11.1 | 69.9% | 41.2% | 19.4% | 18.1% | 0.7 |
 SCHW | $161B | 19.7 | 9.7 | 18.4 | 80.3% | 49.4% | 18.1% | 11.8% | 2.1 |
 AMTD | $7M | 0.2 | 6.9 | 1.4 | 45.2% | 48.2% | 3.4% | 1.2% | 8.6 |
 LPL | $4B | 30.2 | 3.6 | 6.8 | 13.1% | 2.0% | 2.8% | 2.0% | 2.5 |
 LPLA | $24B | 27.3 | 10.3 | — | 25.6% | 13.4% | 20.9% | 16.1% | 2.5 |
 NDAQ | $47B | 26.7 | 18.9 | 23.6 | 47.9% | 28.4% | 15.3% | 8.1% | 3.3 |
 ICE | $74B | 22.8 | 14.5 | 17.3 | 61.9% | 38.7% | 11.7% | 7.5% | 3.1 |
| Financial Services Median | — | 13.6 | 11.4 | 11.1 | 64.1% | 20.3% | 9.0% | 5.5% | 4.3 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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TIGR — Frequently Asked Questions
Quick answers to the most common questions about buying TIGR stock.
What is UP Fintech Holding Ltd. Sponsored ADR Class A's P/E ratio?
UP Fintech Holding Ltd. Sponsored ADR Class A's current P/E ratio is 5.2x. The historical average is 34.7x.
What is UP Fintech Holding Ltd. Sponsored ADR Class A's EV/EBITDA?
UP Fintech Holding Ltd. Sponsored ADR Class A's current EV/EBITDA is -10.7x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 18.1x.
What is UP Fintech Holding Ltd. Sponsored ADR Class A's ROE?
UP Fintech Holding Ltd. Sponsored ADR Class A's return on equity (ROE) is 22.4%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is -31.1%.
Is TIGR stock overvalued?
Based on historical data, UP Fintech Holding Ltd. Sponsored ADR Class A is trading at a P/E of 5.2x. Compare with industry peers and growth rates for a complete picture.
What are UP Fintech Holding Ltd. Sponsored ADR Class A's profit margins?
UP Fintech Holding Ltd. Sponsored ADR Class A has 93.2% gross margin and 46.0% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
How much debt does UP Fintech Holding Ltd. Sponsored ADR Class A have?
UP Fintech Holding Ltd. Sponsored ADR Class A's Debt/EBITDA ratio is 0.6x, indicating low leverage. A ratio below 2x is generally considered financially healthy.