Dollar cost averaging (DCA) in UNFI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More UNFI Analysis
UNFI DCA Calculator
Dollar Cost Averaging — United Natural Foods, Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+225.6%
Final Value$156.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+206.1%
Final Value$146.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+181.1%
Final Value$134.9K
Worst possible — still beats not investing
Best vs Worst gap44.6 pp
Your timing vs best-19.6%
Your timing vs worst+25.0%
If You Keep Investing…
Based on this stock's historical CAGR of 19.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$24K~1.3x your moneyfrom $18K invested
5 Years$48K~1.6x your moneyfrom $30K invested
10 Years$163K~2.7x your moneyfrom $60K invested
20 Years$1.1M~9.3x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.6x your money
10 Years~2.7x your money
20 Years~9.3x your money
$100/mo
$5K+$1K est. gain
$10K+$4K est. gain
$33K+$21K est. gain
$223K+$199K est. gain
$250/mo
$12K+$3K est. gain
$24K+$9K est. gain
$82K+$52K est. gain
$558K+$498K est. gain
$500/mo
$24K+$6K est. gain
$48K+$18K est. gain
$163K+$103K est. gain
$1.1M+$996K est. gain
$1,000/mo
$47K+$11K est. gain
$96K+$36K est. gain
$327K+$207K est. gain
$2.2M+$2.0M est. gain
* Projection assumes historical CAGR of 19.3% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$8.95
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$7.08
$10,500
$8,411
-19.90%
$-2,089
Mar 2, 2020
$5.97
$11,000
$7,592
-30.98%
$-3,408
Apr 2, 2020
$8.86
$11,500
$11,767
+2.32%
$267
May 4, 2020
$10.80
$12,000
$14,844
+23.70%
$2,844
Jun 2, 2020
$21.17
$12,500
$29,597
+136.77%
$17,097
Jul 2, 2020
$18.18
$13,000
$25,916
+99.36%
$12,916
Aug 3, 2020
$20.32
$13,500
$29,467
+118.27%
$15,967
Sep 2, 2020
$19.07
$14,000
$28,154
+101.10%
$14,154
Oct 2, 2020
$15.92
$14,500
$24,004
+65.54%
$9,504
Nov 2, 2020
$15.14
$15,000
$23,328
+55.52%
$8,328
Dec 2, 2020
$17.35
$15,500
$27,233
+75.70%
$11,733
Jan 4, 2021
$16.88
$16,000
$26,995
+68.72%
$10,995
Feb 2, 2021
$24.80
$16,500
$40,161
+143.40%
$23,661
Mar 2, 2021
$27.84
$17,000
$45,584
+168.14%
$28,584
Apr 5, 2021
$36.34
$17,500
$60,002
+242.87%
$42,502
May 3, 2021
$37.21
$18,000
$61,938
+244.10%
$43,938
Jun 2, 2021
$41.57
$18,500
$69,696
+276.73%
$51,196
Jul 2, 2021
$35.26
$19,000
$59,616
+213.77%
$40,616
Aug 2, 2021
$32.55
$19,500
$55,534
+184.79%
$36,034
Sep 2, 2021
$37.20
$20,000
$63,968
+219.84%
$43,968
Oct 4, 2021
$46.90
$20,500
$81,148
+295.84%
$60,648
Nov 2, 2021
$44.91
$21,000
$78,205
+272.40%
$57,205
Dec 2, 2021
$49.53
$21,500
$86,750
+303.49%
$65,250
Jan 3, 2022
$49.05
$22,000
$86,409
+292.77%
$64,409
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Frequently Asked Questions
Common questions about DCA investing in UNFI
Investing $500 per month in United Natural Foods, Inc. (UNFI) over the past 6 years would be worth approximately $147K today. That's +206.1% total return on $48K invested, with a +19.3% compound annual growth rate (CAGR).