VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesMarketEarningsCompareWatchlistInsider
BHFBrighthouse Financial, Inc.
$63.25$3.6B
Research
Overview
Valuation
ValuationTargetsPrice
Financials
RevenueEarningsP/ERatiosDividend
Ownership
Holders
Tools
Total ReturnDCA Calculator
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

Follow VCP Scanner on XFollow VCP Scanner on LinkedIn
© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist

BHF logoBrighthouse Financial, Inc.(BHF)Earnings, Financials & Key Ratios

BHF•NASDAQ•Insurance & Managed Care
10.9× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryLife InsuranceSub-IndustryRetirement and annuity life insurers
AboutBrighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life policies for policyholders' needs for financial security and protected wealth transfer. The Run-off segment manages structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements, and universal life with secondary guarantees. The company was incorporated in 2016 and is based in Charlotte, North Carolina.Show more
  • Revenue$6.21B+42.2%
  • Combined Ratio92.37%+2.2%
  • Net Income$433M+11.6%
  • Return on Equity7.3%-5.6%
  • Medical Cost Ratio29.06%-46.1%
  • Operating Margin7.63%-21.0%
  • Net Margin6.97%-21.5%
  • ROA0.18%+10.7%
  • Equity / Assets2.84%+35.2%

BHF Key Insights

Brighthouse Financial, Inc. (BHF) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Profitable underwriting: 92.4% combined ratio
  • ✓Low loss ratio of 29.1%
  • ✓Healthy dividend yield of 2.8%
  • ✓Share count reduced 7.2% through buybacks
  • ✓Trading near 52-week high
  • ✓Trading at only 0.5x book value

✗Weaknesses

No significant weaknesses identified

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Get notified when BHF posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

BHF Price & Volume

Brighthouse Financial, Inc. (BHF) stock price & volume — 10-year historical chart

Loading chart...

BHF Growth Metrics

Brighthouse Financial, Inc. (BHF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-3.52%
5 Years-5.56%
3 Years-2.15%
TTM-18.49%

Profit CAGR

10 Years-9.06%
5 Years-
3 Years-51.85%
TTM-110.6%

EPS CAGR

10 Years-4.44%
5 Years-
3 Years-51.67%
TTM-134.33%

Return on Capital

10 Years0.05%
5 Years0.69%
3 Years-0.09%
Last Year0.2%

BHF Recent Earnings

Brighthouse Financial, Inc. (BHF) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 4/12 qtrs (33%)●Beat Revenue 1/12 qtrs (8%)
Q2 2026Latest
May 7, 2026
Metric
Actual
Est
EPS
$4.35-4.8%
$4.57
Rev
$2.1B-4.9%
$2.2B
Q2 2026
May 6, 2026
Metric
Actual
Est
EPS
$4.35-8.4%
$4.75
Rev
$2.1B-4.9%
$2.2B
Q1 2026
Feb 23, 2026
Metric
Actual
Est
EPS
$3.93-24.3%
$5.19
Rev
$2.2B-3.4%
$2.2B
Q4 2025
Nov 6, 2025
Metric
Actual
Est
EPS
$4.54-10.8%
$5.09
Rev
$1.7B-23.9%
$2.2B
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 7, 2026
$4.35vs $4.57-4.8%
$2.1Bvs $2.2B-4.9%
Q2 2026May 6, 2026
$4.35vs $4.75-8.4%
$2.1Bvs $2.2B-4.9%
Q1 2026Feb 23, 2026
$3.93vs $5.19-24.3%
$2.2Bvs $2.2B-3.4%
Q4 2025Nov 6, 2025
$4.54vs $5.09-10.8%
$1.7Bvs $2.2B-23.9%
Based on last 12 quarters of dataView full earnings history →

BHF Peer Comparison

Brighthouse Financial, Inc. (BHF) competitors in Retirement and annuity life insurers — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
LNC logoLNCLincoln National CorporationDirect Competitor7.11B37.176.361.24%9.14%16.79%0.59
PFG logoPFGPrincipal Financial Group, Inc.Direct Competitor23.74B109.5720.87-3.11%7.58%9.89%0.34
EQH logoEQHEquitable Holdings, Inc.Direct Competitor12.75B45.29-9.38-6.21%-12.55%-49.32%3.67
PRU logoPRUPrudential Financial, Inc.Direct Competitor37.05B106.5310.42-14.01%5.62%10.26%0.65
MET logoMETMetLife, Inc.Direct Competitor55.8B85.5817.8310.22%4.7%12.72%0.70
GL logoGLGlobe Life Inc.Direct Competitor13.4B170.7612.153.82%19.36%20.64%0.44
FG logoFGF&G Annuities & Life, Inc.Product Competitor3.73B27.4914.625.72%9.11%11.15%0.45
RGA logoRGAReinsurance Group of America, IncorporatedProduct Competitor13.79B210.5411.903.39%4.98%9.4%0.42

Compare BHF vs Peers

Brighthouse Financial, Inc. (BHF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs LNC

Most directly comparable listed peer for BHF.

Scale Benchmark

vs BLK

Larger-name benchmark to compare BHF against a more recognizable public peer.

Peer Set

Compare Top 5

vs LNC, PFG, EQH, PRU

BHF Income Statement

Brighthouse Financial, Inc. (BHF) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Revenue
6.84B8.67B6.33B8.27B3.58B6.63B3.95B4.37B6.21B5.45B
Revenue Growth %
123.67%26.67%-27%30.65%-56.63%84.94%-40.42%10.61%42.16%-18.49%
Medical Costs & Claims
4.97B5.4B5.12B7.57B518M56M3.61B2.36B1.8B2.55B
Medical Cost Ratio %
72.7%62.32%80.84%91.57%14.45%0.84%91.49%53.93%29.06%46.7%
Gross Profit
1.87B▲ 0%
3.27B▲ 74.8%
1.21B▼ 62.9%
697M▼ 42.5%
3.07B▲ 340.0%
6.57B▲ 114.3%
336M▼ 94.9%
2.01B▲ 499.1%
4.41B▲ 118.9%
2.91B▲ 0%
Gross Margin %
27.3%37.68%19.16%8.43%85.55%99.16%8.51%46.07%70.94%53.3%
Gross Profit Growth %
178.49%74.84%-62.89%-42.49%340.03%114.35%-94.89%499.11%118.88%-
Operating Expenses
2.48B2.28B2.26B2.12B1.06B1.84B1.81B1.59B3.93B3.06B
OpEx / Revenue %
36.29%26.27%35.78%25.6%29.51%27.78%45.82%36.42%63.31%56.2%
Depreciation & Amortization
17M18M00000000
Combined Ratio %
108.99%88.59%116.63%117.17%43.96%28.63%137.32%90.34%92.37%102.9%
Operating Income
-615M▲ 0%
989M▲ 260.8%
-1.05B▼ 206.4%
-1.42B▼ 34.9%
2.01B▲ 241.6%
4.73B▲ 135.5%
-1.47B▼ 131.1%
422M▲ 128.6%
474M▲ 12.3%
-158M▲ 0%
Operating Margin %
-8.99%11.41%-16.63%-17.17%56.04%71.37%-37.32%9.66%7.63%-2.9%
Operating Income Growth %
86.93%260.81%-206.37%-34.89%241.58%135.54%-131.15%128.63%12.32%-
EBITDA
-598M1.01B-861M-1.24B2.17B4.88B-1.32B574M626M-6M
EBITDA Margin %
-8.74%11.62%-13.61%-14.94%60.59%73.68%-33.44%13.14%10.08%-0.11%
Interest Expense
153M158M191M184M163M153M153M152M152M152M
Non-Operating Income
-153M-158M-191M-184M-163M-153M-153M-152M-152M-152M
Pretax Income
-615M▲ 0%
989M▲ 260.8%
-1.05B▼ 206.4%
-1.42B▼ 34.9%
2.01B▲ 241.6%
4.73B▲ 135.5%
-1.47B▼ 131.1%
422M▲ 128.6%
474M▲ 12.3%
-158M▲ 0%
Pretax Margin %
-8.99%11.41%-16.63%-17.17%56.04%71.37%-37.32%9.66%7.63%-2.9%
Income Tax
-237M119M-317M-363M361M848M-367M29M36M-98M
Effective Tax Rate %
38.54%12.03%30.13%25.58%17.97%17.92%24.9%6.87%7.59%62.03%
Net Income
-378M▲ 0%
865M▲ 328.8%
-740M▼ 185.5%
-1.06B▼ 43.4%
1.64B▲ 254.9%
3.88B▲ 136.1%
-1.11B▼ 128.7%
388M▲ 134.9%
433M▲ 11.6%
-65M▲ 0%
Net Margin %
-5.52%9.98%-11.7%-12.84%45.83%58.51%-28.15%8.88%6.97%-1.19%
Net Income Growth %
87.14%328.84%-185.55%-43.38%254.85%136.09%-128.67%134.89%11.6%-110.6%
EPS (Diluted)
-3.16▲ 0%
7.36▲ 332.9%
-6.53▼ 188.7%
-11.59▼ 77.5%
18.39▲ 258.7%
51.30▲ 179.0%
-18.39▼ 135.8%
4.64▲ 125.2%
5.79▲ 24.8%
-1.13▲ 0%
EPS Growth %
86.81%332.91%-188.72%-77.49%258.67%178.96%-135.85%125.23%24.78%-134.33%
EPS (Basic)
-3.167.36-6.53-11.5918.5551.73-18.654.675.79-
Diluted Shares Outstanding
119.77M117.53M112.51M95.35M84.47M73.58M66.01M61.6M57.17M57.74M

BHF Balance Sheet

Brighthouse Financial, Inc. (BHF) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Total Assets
225.43B207.57B228.84B249.56B261.3B224.85B237.21B239.27B240.74B236.8B
Asset Growth %
1.27%-7.92%10.25%9.06%4.7%-13.95%5.5%0.87%0.62%3.76%
Total Investment Assets
200.59B181.44B202.89B221.5B232.69B193.56B203.73B203.02B206.16B4M
Long-Term Investments
200.59B181.44B202.89B221.5B232.69B193.56B203.73B203.02B206.16B659.44B
Short-Term Investments
00000000083.01B
Total Current Assets
15.38B17.84B17.64B20.27B20.57B254.89B23.61B26.17B6.06B110.06B
Cash & Equivalents
1.86B4.14B2.88B4.11B4.47B4.12B3.85B5.04B5.39B4.91B
Receivables
13.53B13.7B14.76B16.16B16.09B18.55B19.76B21.13B676M65.32B
Other Current Assets
17.04B20.38B22.05B0000000
Goodwill & Intangibles
00005.38B5.08B228M204M04.9B
Goodwill
0000000000
Intangible Assets
0000307M5.08B228M204M04.52B
PP&E (Net)
064.64B087.57B000000
Other Assets
8.21B7.01B6.73B-81.47B1.21B1.32B6.22B6.17B27.08B82B
Total Liabilities
210.85B193.09B212.6B231.47B245.09B219.25B232.2B234.24B233.91B231.18B
Total Debt
3.61B3.96B4.37B3.44B3.16B3.16B3.16B3.15B3.15B3.15B
Net Debt
1.75B-182M1.49B-672M-1.32B-959M-695M-1.89B-2.23B-1.75B
Long-Term Debt
3.61B3.96B4.37B3.44B3.16B3.16B3.16B3.15B3.15B3.15B
Short-Term Debt
0002M000000
Total Current Liabilities
0000082.19B00095.03B
Accounts Payable
0000000000
Deferred Revenue
0000000000
Other Current Liabilities
4.17B5.07B4.39B-2M-6.27B77.63B-3.67B-3.89B090.37B
Deferred Taxes
1000K1000K1000K1000K1000K1000K1000K1000K00
Other Liabilities
205.07B187.48B205.3B224.73B239.42B215.61B227.52B229.27B230.75B132.99B
Total Equity
14.58B▲ 0%
14.48B▼ 0.7%
16.24B▲ 12.1%
18.09B▲ 11.4%
16.21B▼ 10.4%
5.6B▼ 65.5%
5.01B▼ 10.5%
5.02B▲ 0.3%
6.83B▲ 36.0%
5.63B▲ 0%
Equity Growth %
-1.9%-0.67%12.11%11.4%-10.4%-65.46%-10.54%0.32%36.01%93.53%
Shareholders Equity
14.52B14.42B16.17B18.02B16.14B5.46B4.94B4.96B6.77B5.56B
Minority Interest
65M65M65M65M65M65M65M65M65M65M
Retained Earnings
707M1.35B585M-534M-642M-637M-1.51B-1.12B-686M-1.45B
Common Stock
1M1M1M1M1M1M1M1M1M1M
Accumulated OCI
1.38B716M3.24B5.72B4.17B-5.93B-5.25B-5.28B-3.73B-4.16B
Return on Equity (ROE)
-2.57%5.95%-4.82%-6.18%9.58%35.58%-20.97%7.74%7.3%-1.06%
Return on Assets (ROA)
-0.17%0.4%-0.34%-0.44%0.64%1.6%-0.48%0.16%0.18%-0.03%
Equity / Assets
6.47%6.98%7.1%7.25%6.2%2.49%2.11%2.1%2.84%2.38%
Debt / Equity
0.25x0.27x0.27x0.19x0.19x0.56x0.63x0.63x0.46x0.56x
Book Value per Share
121.73123.23144.32189.70191.8876.0875.8681.56119.5297.48
Tangible BV per Share
121.73123.23144.32189.70188.246.9972.4178.25119.5219.19

BHF Cash Flow Statement

Brighthouse Financial, Inc. (BHF) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash from Operations
3.4B3.06B1.83B888M746M-1.23B-137M-290M-102M-469M
Operating CF Growth %
-9.1%-9.84%-40.3%-51.42%-15.99%-264.61%88.84%-111.68%64.83%-172.64%
Operating CF / Revenue %
49.63%35.33%28.89%10.74%20.81%-18.52%-3.47%-6.64%-1.64%-8.6%
Net Income
-378M870M-735M-1.06B-103M10M-1.11B388M433M-65M
Depreciation & Amortization
17M18M000-233M0000
Stock-Based Compensation
040M21M21M23M22M0000
Deferred Taxes
00000-22M0000
Other Non-Cash Items
48M-2.81B-241M-2.48B-1.3B-1.54B2.23B-577M-535M-136M
Working Capital Changes
3.71B4.99B2.78B4.41B2.13B537M-1.25B-101M00
Cash from Investing
-3.92B-4.54B-7.34B-5.84B-12.24B-8.28B-3.2B-2.19B164M-884M
Capital Expenditures
-1.5B00000248M000
Acquisitions
1M-83M-161M-404M-566M-562M038M00
Purchase of Investments
-22.63B-19.42B-21.52B-20.21B-25.79B-20.49B-10.35B-16.42B-183M-4.46B
Sale/Maturity of Investments
20.21B17.96B16.28B14.91B18.11B16.03B7.5B13.63B04.36B
Other Investing
2M-2.99B-1.94B-140M-3.99B-3.26B-597M561M347M-775M
Cash from Financing
-2.85B3.76B4.25B6.19B11.86B9.14B3.07B3.68B-108M1.21B
Dividends Paid
-1.8B0-21M-44M-89M-104M-102M-102M-102M-102M
Share Repurchases
-668M-105M-442M-473M-499M-488M-250M-250M-102M-102M
Stock Issued
0000000000
Debt Issuance (Net)
1000K1000K1000K-1000K-1000K-1000K-1000K-1000K0-2M
Other Financing
-1.16B3.5B3.9B6.69B12.39B9.74B3.42B4.03B96M1.41B
Net Change in Cash
-3.37B▲ 0%
2.29B▲ 167.9%
-1.27B▼ 155.4%
1.23B▲ 197.1%
366M▼ 70.3%
-359M▼ 198.1%
-264M▲ 26.5%
1.19B▲ 552.3%
-46M▼ 103.9%
-148M▲ 0%
Exchange Rate Effect
0000000000
Cash at Beginning
5.23B1.86B4.14B2.88B4.11B4.47B4.12B3.85B245M5.39B
Cash at End
1.86B4.14B2.88B4.11B4.47B4.12B3.85B5.04B199M4.91B
Free Cash Flow
1.9B▲ 0%
3.06B▲ 61.2%
1.83B▼ 40.3%
888M▼ 51.4%
746M▼ 16.0%
-1.23B▼ 264.6%
-137M▲ 88.8%
-290M▼ 111.7%
-102M▲ 64.8%
-469M▲ 0%
FCF Growth %
-62.56%61.16%-40.3%-51.42%-15.99%-264.61%88.84%-111.68%64.83%-221.5%
FCF Margin %
27.77%35.33%28.89%10.74%20.81%-18.52%-3.47%-6.64%-1.64%-8.6%
FCF per Share
15.8626.0516.259.318.83-16.69-2.08-4.71-1.78-8.12

BHF Key Ratios

Brighthouse Financial, Inc. (BHF) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Combined Ratio
108.99%88.59%116.63%117.17%43.96%28.63%137.32%90.34%92.37%102.9%
Medical Cost Ratio
72.7%62.32%80.84%91.57%14.45%0.84%91.49%53.93%29.06%46.7%
Return on Equity (ROE)
-2.57%5.95%-4.82%-6.18%9.58%35.58%-20.97%7.74%7.3%-1.06%
Return on Assets (ROA)
-0.17%0.4%-0.34%-0.44%0.64%1.6%-0.48%0.16%0.18%-0.03%
Equity / Assets
6.47%6.98%7.1%7.25%6.2%2.49%2.11%2.1%2.84%2.38%
Book Value / Share
121.73123.23144.32189.7191.8876.0875.8681.56119.5297.48
Debt / Equity
0.25x0.27x0.27x0.19x0.19x0.56x0.63x0.63x0.46x0.56x
Revenue Growth
123.67%26.67%-27%30.65%-56.63%84.94%-40.42%10.61%42.16%-18.49%
Related:BHF Dividend History·BHF Revenue History·BHF Price History·BHF P/E History·BHF Financial Ratios·BHF Institutional Holders

BHF SEC Filings & Documents

Brighthouse Financial, Inc. (BHF) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 6, 2026·SEC

Material company update

Feb 23, 2026·SEC

Material company update

Feb 12, 2026·SEC

10-K Annual Reports

4
FY 2026

Feb 24, 2026·SEC

FY 2025

Feb 28, 2025·SEC

FY 2024

Feb 22, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 7, 2026·SEC

FY 2025

Nov 7, 2025·SEC

FY 2025

Aug 8, 2025·SEC

BHF Frequently Asked Questions

Brighthouse Financial, Inc. (BHF) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Brighthouse Financial, Inc. (BHF) grew revenue by 42.2% over the past year. This is strong growth.

Brighthouse Financial, Inc. (BHF) reported a net loss of $65.0M for fiscal year 2025.

Dividend & Returns

Yes, Brighthouse Financial, Inc. (BHF) pays a dividend with a yield of 2.82%. This makes it attractive for income-focused investors.

Brighthouse Financial, Inc. (BHF) has a return on equity (ROE) of 7.3%. This is below average, suggesting room for improvement.

Industry Metrics

Brighthouse Financial, Inc. (BHF) has a combined ratio of 92.4%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in BHF back in 2014?

Total return calculator · dividends reinvested · 12+ years of data

See returns →

How much would $100/month in BHF be worth today?

Dollar cost averaging calculator · DCA vs lump sum

Calculate →