Radian Group Inc. (RDN) Earnings History
Growth Compounder34 years of earnings data (1992–2025) · Consistent double-digit EPS growth over 5 years
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Radian Group Inc. (RDN) Earnings Overview
As of June 21, 2026, Radian Group Inc. (RDN) reported trailing twelve-month net income of $562M, reflecting +5.6% year-over-year growth. The company earned $4.06 per diluted share over the past four quarters, with a net profit margin of 46.7%.
Looking at the long-term picture, RDN's 5-year EPS compound annual growth rate (CAGR) stands at +15.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $960M in fiscal 2014.
Radian Group Inc. maintains industry-leading profitability with a gross margin of 92.3%, operating margin of 61.2%, and net margin of 46.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MTG ($718M net income, 60.8% margin), ESNT ($686M net income, 54.7% margin), NMIH ($389M net income, 55.1% margin), RDN has room to improve margins relative to the peer group. Compare RDN vs MTG →
RDN Earnings vs Peers
Earnings metrics vs comparable public companies
RDN Historical Earnings Data (1992–2025)
34 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $583M | -3.6% | $763M | $4.14 | 46.7% | 61.2% |
| 2024 | $604M | +0.2% | $771M | $3.92 | 46.8% | 59.8% |
| 2023 | $603M | -18.8% | $767M | $3.77 | 48.6% | 61.9% |
| 2022 | $743M | +23.7% | $953M | $4.35 | 62.4% | 80.0% |
| 2021 | $601M | +52.6% | $765M | $3.16 | 45.2% | 57.5% |
| 2020 | $394M | -41.5% | $479M | $2.00 | 27.3% | 33.3% |
| 2019 | $672M | +10.9% | $849M | $3.20 | 44.0% | 55.6% |
| 2018 | $606M | +400.5% | $684M | $2.77 | 47.6% | 53.7% |
| 2017 | $121M | -60.7% | $347M | $0.55 | 9.9% | 28.4% |
| 2016 | $308M | +7.4% | $484M | $1.37 | 24.9% | 39.1% |
| 2015 | $287M | -70.1% | $438M | $1.22 | 24.0% | 36.7% |
| 2014 | $960M | +587.1% | $407M | $4.10 | 89.5% | 38.0% |
| 2013 | -$197M | +56.4% | -$173M | $-1.18 | -26.3% | -23.1% |
| 2012 | -$451M | -249.4% | -$272M | $-3.41 | -50.0% | -30.2% |
| 2011 | $302M | +116.7% | $369M | $2.26 | 15.5% | 18.9% |
| 2010 | -$1.81B | -1121.2% | -$1.58B | $-15.74 | -432.6% | -378.4% |
| 2009 | -$148M | +64.0% | -$242M | $-1.80 | -11.3% | -18.4% |
| 2008 | -$411M | +68.2% | -$674M | $-5.12 | -22.7% | -37.3% |
| 2007 | -$1.29B | -321.6% | -$2.07B | $-16.22 | -641.8% | -1029.0% |
| 2006 | $582M | +11.3% | $813M | $7.08 | 43.8% | 61.2% |
| 2005 | $523M | +0.8% | $740M | $5.91 | 40.3% | 57.0% |
| 2004 | $519M | +34.4% | $726M | $5.33 | 38.0% | 53.2% |
| 2003 | $386M | -9.7% | $532M | $3.92 | 30.2% | 41.5% |
| 2002 | $427M | +18.5% | $601M | $4.27 | 40.0% | 56.3% |
| 2001 | $360M | +44.8% | $506M | $3.92 | 39.7% | 55.7% |
| 2000 | $249M | +68.0% | $353M | $3.26 | 40.4% | 57.3% |
| 1999 | $148M | +4.1% | $219M | $1.92 | 26.8% | 39.7% |
| 1998 | $142M | +22.9% | $198M | $1.86 | 29.4% | 40.9% |
| 1997 | $116M | +86.0% | $348M | $1.50 | 29.7% | 89.3% |
| 1996 | $62M | +22.5% | $83M | $1.27 | 28.0% | 37.1% |
| 1995 | $51M | +23.6% | $142M | $1.05 | 30.7% | 85.9% |
| 1994 | $41M | +14.8% | $108M | $0.85 | 31.5% | 82.8% |
| 1993 | $36M | +64.2% | $89M | $0.73 | 33.4% | 83.1% |
| 1992 | $22M | - | $70M | $0.49 | 26.1% | 84.0% |
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RDN — Frequently Asked Questions
Quick answers to the most common questions about buying RDN stock.
What is RDN earnings per share (EPS)?
RDN trailing twelve-month (TTM) diluted EPS is $4.06, reflecting +5.6% year-over-year growth. The 5-year EPS CAGR is +15.7%. Complete EPS history from 1992 to 2025 is available in the table on this page.
What is Radian Group Inc.'s net income?
Radian Group Inc. (RDN) trailing twelve-month net income is $562M as of 2025. Earnings grew +5.6% year-over-year. Radian Group Inc. has been profitable for 12 consecutive years.
Is RDN profitable?
Yes, RDN is profitable with a TTM net income of $562M and a net profit margin of +46.7%. Radian Group Inc. has generated profits for 12 consecutive years.
What is RDN's earnings growth rate?
RDN compound annual EPS growth rates (CAGR): 1-Year: +5.6%, 3-Year: -1.6%, 5-Year: +15.7%, 10-Year: +13.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1992 to 2025.
What are RDN's profit margins?
Radian Group Inc. net profit margin is +46.7%, operating margin is +61.2%, and gross margin is +92.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +12.4%.
Is RDN growing earnings?
RDN is growing earnings steadily. YoY EPS growth of +5.6% is consistent with the 5-year CAGR of +15.7%. TTM net income is $562M.
What was RDN's best earnings year?
Radian Group Inc.'s highest annual net income on record is $960M, achieved in fiscal year 2014. Earnings history on this page spans 1992 to 2025 and includes all annual and quarterly figures.
What were RDN's earnings last quarter?
RDN's most recent reported quarter was Q1 2026. Net income was $124M with diluted EPS of $0.90. For a full breakdown of all quarters, see the quarterly earnings table on this page.