Trailing Dividend / Share
$2.50
Wintrust Financial Corporation (WTFC) Dividend History
Income profile from 2000 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.6%
Payout Ratio
20.6%
Sustainable
Dividend Streak
12 years
WTFC Dividend Income Check
Safety
20.6% payout ratio with sustainable safety profile.
Consistency
12 straight years of dividend increases.
Income Trend
Yield on cost is 3.3% and trend is rising.
WTFC Dividend Scorecard
Yield & Income
Dividend Yield1.6%
Trailing DPS$2.50
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout20.6%
Earnings SafetySustainable
FCF Payout18.9%
FCF SafetyWell Covered
Piotroski F-Score6/9
Growth
Growth Streak12 years
3Y CAGR13.7%
5Y CAGR12.3%
Yield on Cost (5Y)3.3%
YOC Trendrising
Total Returns
Buyback Yield4.0%
Total Shareholder Yield5.6%
1Y Total Return31.6%
5Y Total Return118.7%
Div Contribution (5Y)11.4%
Estimated $10K growth (return + dividends):
5Y ago$21,86810Y ago$33,08020Y ago$34,223
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
WTFC Income Growth Story
Dividend per share and yield on cost over time (27 years of payments)
WTFC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Dividend Analysis
Payout Safety
Wintrust Financial Corporation distributes 20.6% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 18.9%, rated "Well Covered".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
WTFC has raised its dividend for 12 consecutive years, with a 3-year CAGR of 13.7% and 5-year CAGR of 12.3%.
Total Shareholder Returns
Beyond cash dividends, WTFC returns capital through share repurchases. The combined picture: 1.6% dividend yield, 4.0% buyback yield, 5.6% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.3% and is currently rising. The 5-year total return is 118.7%, with dividends contributing 11.4% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $33,080 today.
WTFC Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$8.48
Avg/Payment$0.4240
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 14, 2026Latest | $0.5500 | — | 1.43% | May 28, 2026 |
| Feb 5, 2026 | $0.5500 | ↑ +10.0% | 1.30% | Feb 19, 2026 |
| Nov 6, 2025 | $0.5000 | — | 1.55% | Nov 20, 2025 |
| Aug 7, 2025 | $0.5000 | — | 1.59% | Aug 21, 2025 |
| May 8, 2025 | $0.5000 | — | 1.62% | May 22, 2025 |
| Feb 6, 2025 | $0.5000 | ↑ +11.1% | 1.41% | Feb 20, 2025 |
| Nov 7, 2024 | $0.4500 | — | 1.42% | Nov 22, 2024 |
| Aug 8, 2024 | $0.4500 | — | 1.78% | Aug 22, 2024 |
WTFC Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
1.6%
#7 of 9
Safety
Sustainable
20.6% payout
Streak
12Y
12.3% 5Y CAGR
Total Shareholder
5.6%
#4 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| WTFCWintrust Financial C… | $10.4B | 1.6% | 20.6% | 12 | Sustainable |
 IBCPIndependent Bank Cor… | $706M | 3.0% | 31.5% | 11 | Sustainable |
3rd  FULTFulton Financial Cor… | $4.4B | 3.4% | 36.1% | 5 | Sustainable |
 UMBFUMB Financial Corpor… | $10.1B | 1.3% | 19.3% | 24 | Sustainable |
 WSFSWSFS Financial Corpo… | $3.9B | 0.9% | 12.9% | 1 | Sustainable |
 BOKFBOK Financial Corpor… | $7.9B | 1.9% | 25.5% | 21 | Sustainable |
1st  CVBFCVB Financial Corp. | $2.8B | 3.9% | 53.0% | 0 | Sustainable |
2nd  HBANHuntington Bancshare… | $26.7B | 3.6% | 41.1% | 0 | Sustainable |
 FFINFirst Financial Bank… | $4.7B | 2.3% | 41.8% | 15 | Sustainable |
WTFC Annual Dividend History (1996–2026)
31 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $1.10 | — | 2 | — | — | — | 1.8% |
| 2025 | $2.00 | 11.1% | 4 | $11.56 | 17.3% | 5.78x | 3.3% |
| 2024 | $1.80 | 12.5% | 4 | $10.31 | 17.5% | 5.73x | 3.0% |
| 2023 | $1.60 | 17.6% | 4 | $9.58 | 16.7% | 5.99x | 2.6% |
| 2022 | $1.36 | 9.7% | 4 | $8.02 | 17.0% | 5.90x | 2.2% |
| 2021 | $1.24 | 10.7% | 4 | $7.58 | 16.4% | 6.11x | 2.0% |
| 2020 | $1.12 | 12.0% | 4 | $4.68 | 23.9% | 4.18x | 1.8% |
| 2019 | $1.00 | 31.6% | 4 | $6.03 | 16.6% | 6.03x | 1.6% |
| 2018 | $0.76 | 35.7% | 4 | $5.86 | 13.0% | 7.71x | 1.2% |
| 2017 | $0.56 | 16.7% | 4 | $4.40 | 12.7% | 7.86x | 0.9% |
Consensus-Based Analysis Tools
Full Stock Analysis
Deep dive into WTFC consensus models and risk factors.
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Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
26+ years return with dividends reinvested.
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DCA Calculator
See how regular investing compounds over time.
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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WTFC — Frequently Asked Questions
Quick answers to the most common questions about buying WTFC stock.
How much dividend does WTFC pay per share?
Wintrust Financial Corporation (WTFC) pays a trailing 12-month dividend of $2.50 per share, with a current dividend yield of +1.6%. Payments are made Semi-Annual.
When is WTFC's next ex-dividend date?
WTFC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. WTFC typically pays dividends Semi-Annual.
Is WTFC's dividend safe?
WTFC's dividend safety is rated "Sustainable" based on an earnings payout ratio of +20.6% and FCF payout ratio of +18.9%. With 12 consecutive years of dividend growth, the track record supports sustainability.
Is WTFC a Dividend Achiever?
Yes, Wintrust Financial Corporation is classified as a Dividend Achiever with 12 consecutive years of dividend increases. The 5-year dividend CAGR is +12.3%, demonstrating above-inflation dividend growth.
How often does WTFC pay dividends?
Wintrust Financial Corporation pays dividends Semi-Annual. The trailing 12-month total is $2.50 per share. Dividend data on this page covers 26+ years from 2000 to 2026.
How much would $10,000 invested in WTFC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in WTFC five years ago would be worth approximately $21,868 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is WTFC's yield on cost for long-term holders?
WTFC's yield on cost — the current dividend divided by the original purchase price — is +3.3% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.6% market yield, thanks to consistent dividend growth.