American Financial Group, Inc. (AFG) quarterly income statement — complete revenue, gross profit & net income history
| Revenue | 1.85B | 2.06B | 2.3B | 1.93B | 1.84B | 2.15B | 2.36B | 1.89B | 1.88B | 2.09B | 2.15B | 1.81B |
| Revenue Growth % | 0.6% | -3.96% | -2.5% | 2.33% | -2.02% | 2.97% | 10.06% | 4.08% | 11.76% | 9.33% | 10.27% | 23.86% |
| Medical Costs & Claims | 906M | 1.06B | 1.95B | 1.6B | 1.56B | 1.73B | 2.03B | 1.53B | 1.51B | 1.65B | 1.84B | 1.49B |
| Medical Cost Ratio % | 48.87% | 51.43% | 84.42% | 82.95% | 84.81% | 80.63% | 86.03% | 81.28% | 80.12% | 79.15% | 85.75% | 82.4% |
| Gross Profit | 948M | 1B | 359M | 329M | 280M | 416M | 330M | 353M | 374M | 435M | 306M | 319M |
| Gross Margin % | 51.13% | 48.57% | 15.58% | 17.05% | 15.19% | 19.37% | 13.97% | 18.72% | 19.88% | 20.85% | 14.25% | 17.6% |
| Gross Profit Growth % | 238.57% | 140.87% | 8.79% | -6.8% | -25.13% | -4.37% | 7.84% | 10.66% | 26.78% | 5.33% | 15.91% | 51.9% |
| Operating Expenses | 709M | 623M | 91M | 100M | 83M | 96M | 101M | 82M | 70M | 100M | 87M | 64M |
| OpEx / Revenue % | 38.24% | 30.2% | 3.95% | 5.18% | 4.5% | 4.47% | 4.27% | 4.35% | 3.72% | 4.79% | 4.05% | 3.53% |
| Depreciation & Amortization | 25M | 22M | 20M | 22M | 22M | 21M | 21M | 19M | 20M | 18M | 21M | 19M |
| Combined Ratio % | 87.11% | 81.63% | 88.37% | 88.13% | 89.31% | 85.1% | 90.31% | 85.63% | 83.84% | 83.94% | 89.8% | 85.93% |
| Operating Income | 239M | 379M | 268M | 229M | 197M | 320M | 229M | 271M | 304M | 335M | 219M | 255M |
| Operating Margin % | 12.89% | 18.37% | 11.63% | 11.87% | 10.69% | 14.9% | 9.69% | 14.37% | 16.16% | 16.06% | 10.2% | 14.07% |
| Operating Income Growth % | 21.32% | 18.44% | 17.03% | -15.5% | -35.2% | -4.48% | 4.57% | 6.27% | 15.15% | -3.18% | 4.29% | 23.79% |
| EBITDA | 264M | 401M | 288M | 251M | 219M | 341M | 250M | 290M | 324M | 353M | 240M | 274M |
| EBITDA Margin % | 14.24% | 19.44% | 12.5% | 13.01% | 11.88% | 15.88% | 10.58% | 15.38% | 17.22% | 16.92% | 11.18% | 15.12% |
| Interest Expense | 23M | 23M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M | 19M |
| Non-Operating Income | -23M | -23M | -19M | -19M | -19M | -19M | -19M | -19M | -19M | -19M | -19M | -19M |
| Pretax Income | 239M | 379M | 268M | 229M | 197M | 320M | 229M | 271M | 304M | 335M | 219M | 255M |
| Pretax Margin % | 12.89% | 18.37% | 11.63% | 11.87% | 10.69% | 14.9% | 9.69% | 14.37% | 16.16% | 16.06% | 10.2% | 14.07% |
| Income Tax | 48M | 80M | 53M | 55M | 43M | 65M | 48M | 62M | 62M | 72M | 42M | 55M |
| Effective Tax Rate % | 20.08% | 21.11% | 19.78% | 24.02% | 21.83% | 20.31% | 20.96% | 22.88% | 20.39% | 21.49% | 19.18% | 21.57% |
| Net Income | 191M | 299M | 215M | 174M | 154M | 255M | 181M | 209M | 242M | 263M | 177M | 200M |
| Net Margin % | 10.3% | 14.49% | 9.33% | 9.02% | 8.36% | 11.87% | 7.66% | 11.08% | 12.87% | 12.61% | 8.24% | 11.04% |
| Net Income Growth % | 24.03% | 17.25% | 18.78% | -16.75% | -36.36% | -3.04% | 2.26% | 4.5% | 14.15% | -4.71% | 7.27% | 19.76% |
| EPS (Diluted) | 2.29 | 3.59 | 2.58 | 2.08 | 1.84 | 3.04 | 2.16 | 2.49 | 2.89 | 3.14 | 2.09 | 2.35 |
| EPS Growth % | 24.46% | 18.09% | 19.44% | -16.47% | -36.33% | -3.18% | 3.35% | 5.96% | 16.53% | -3.09% | 8.29% | 19.9% |
| EPS (Basic) | 2.29 | 3.57 | 2.57 | 2.08 | 1.84 | 3.04 | 2.16 | 2.49 | 2.89 | 3.14 | 2.09 | 2.35 |
| Diluted Shares Outstanding | 83.3M | 83.4M | 83.4M | 83.5M | 83.8M | 84M | 83.9M | 83.9M | 83.8M | 83.8M | 84.7M | 85.2M |