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ARCCAres Capital Corporation
$19.15$13.8B
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  4. Financial Ratios

Ares Capital Corporation (ARCC) Financial Ratios

Latest Ratios: P/E Ratio 10.3x · EV/EBITDA 20.6x · ROE 9.4%. (2004–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

ARCC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$13.8B$14.1B$13.7B$11.5B$9.6B$9.5B$7.2B$8.0B$6.6B$6.7B$5.2B
Enterprise Value$28.8B$29.2B$26.8B$22.9B$21.6B$20.2B$15.5B$14.9B$6.3B$6.4B$8.8B
P/E Ratio →10.3010.888.977.4715.526.0414.8210.037.7510.0110.92
P/S Ratio9.139.398.007.0412.915.6313.249.667.558.929.08
P/B Ratio0.930.991.021.031.001.071.001.070.910.941.00
P/FCF12.0412.3810.6511.5212.8310.119.7611.699.97——
P/OCF12.0412.3810.6511.5212.8310.119.7611.699.97—7.32

P/E links to full P/E history page with 30-year chart

ARCC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—19.3915.6814.0229.2112.0628.6618.067.218.5015.49
EV / EBITDA20.6120.8916.7914.8733.0412.6830.8318.397.239.2617.80
EV / EBIT20.6120.8916.7914.8733.0412.6830.8318.397.239.2817.84
EV / FCF—25.5820.8922.9329.0121.6421.1321.859.52——

ARCC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin67.2%67.2%72.2%75.5%62.0%81.9%63.1%73.9%78.6%76.9%77.3%
Operating Margin62.4%62.4%67.4%71.2%54.8%77.9%58.6%72.6%78.4%70.4%67.2%
Net Profit Margin57.9%57.9%64.3%70.3%50.2%76.4%56.4%71.1%76.7%68.5%64.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE9.4%9.4%12.4%14.7%6.5%19.5%6.6%10.7%11.9%10.9%9.2%
ROA4.4%4.4%5.8%6.6%2.8%8.5%3.1%5.7%6.8%6.2%5.0%
ROIC3.7%3.7%4.8%5.1%2.3%6.7%2.5%4.5%5.4%4.9%4.0%
ROCE4.8%4.8%6.4%7.2%3.2%8.9%3.3%5.9%7.2%6.5%5.4%

ARCC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.121.121.031.071.301.261.200.950.710.680.75
Debt / EBITDA11.4411.448.637.7518.906.9917.108.775.957.077.81
Net Debt / Equity—1.050.981.021.261.221.160.93-0.04-0.040.71
Net Debt / EBITDA10.7810.788.237.4018.436.7616.598.55-0.34-0.467.36
Debt / FCF—13.1910.2411.4116.1811.5311.3710.16-0.44——
Interest Coverage1.901.902.422.911.444.291.592.783.653.052.96

ARCC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.711.712.830.440.420.981.462.541.151.041.63
Quick Ratio1.711.712.830.440.420.981.462.541.151.041.63
Cash Ratio1.031.031.560.290.250.510.681.450.850.801.08
Asset Turnover—0.070.080.090.050.100.050.070.090.080.08
Inventory Turnover———————————
Days Sales Outstanding———————————

ARCC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield9.4%8.9%8.3%9.0%9.5%7.3%9.5%8.7%9.9%9.6%9.2%
Payout Ratio97.3%97.3%74.8%67.7%152.0%44.3%140.3%87.5%76.5%96.3%100.6%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield9.7%9.2%11.1%13.4%6.4%16.6%6.7%10.0%12.9%10.0%9.2%
FCF Yield8.3%8.1%9.4%8.7%7.8%9.9%10.2%8.6%10.0%——
Buyback Yield0.0%0.0%0.0%0.0%0.0%0.0%1.4%0.0%0.0%0.0%0.1%
Total Shareholder Yield9.4%8.9%8.3%9.0%9.5%7.3%10.9%8.7%9.9%9.6%9.3%
Shares Outstanding—$699M$624M$575M$518M$446M$424M$427M$426M$425M$314M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetAdequate
Cash FlowMixed
Top Statement Risk

NII contraction and negative NIM

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Discount to Book Reflects Earnings Slide

ARCC trades at 0.98x book, a slight discount to tangible book, while peers average 0.94x. According to the latest quarterly data, the market prices ARCC at a modest premium to peers despite a 62% earnings decline since 2024Q1.

The P/B of 0.98x is near parity with tangible book value, implying the market expects a recovery in ROE from the current 1.2% quarterly level. Compared to peers like GBDC (0.88x) and OBDC (0.79x), ARCC's premium suggests investors credit its scale and diversification. However, the 9.1% dividend yield, supported by a payout ratio exceeding 200% in 2026Q2, may indicate the market is pricing in a dividend cut risk, which would pressure the multiple further.

ROE Collapse Driven by Negative NIM

ROE fell to 1.2% in 2026Q2 from 3.9% in 2024Q1, as NIM turned negative at -0.7%. Based on reported figures, the DuPont decomposition shows asset utilization and leverage are stable, but the negative spread is the primary drag.

The DuPont decomposition reveals that the decline in ROE is almost entirely attributable to the collapse in NIM, which fell from 1.5% to -0.7% over the period. Asset utilization (ROA) also halved to 0.6%, but the equity multiplier remained constant at around 2.17, indicating leverage is not the issue. The negative NIM suggests funding costs have risen faster than asset yields, possibly due to rate-sensitive liabilities repricing quicker than the investment portfolio. This is a critical profitability quality issue, as it indicates the core lending business is currently unprofitable.

Negative Spread and Efficiency Spike

NIM deteriorated to -0.7% in 2026Q2 from 1.5% a year earlier, while the efficiency ratio spiked to 2.4% from 4.1% in 2024Q4. As reported in the income statement, this suggests a severe loss of operating leverage.

The negative NIM is a red flag, indicating that interest income is insufficient to cover interest expense, a rare occurrence for a BDC. The efficiency ratio, which measures non-interest expenses as a percentage of net interest income plus other income, jumped to 2.4% in 2026Q2, implying that expenses are more than double the net revenue. This is partly due to the negative NII, but also reflects a 28% increase in dividends paid, which are not an operating expense but reduce retained capital. The trend suggests that cost control is not the issue; rather, the revenue side has collapsed.

Equity Buffer Stable but Earnings Erode

Equity-to-assets held at 0.46 in 2026Q2, unchanged from the prior quarter, but ROE fell to 1.2%. According to the balance sheet data, the stable leverage ratio masks a deteriorating earnings buffer.

The equity-to-assets ratio of 0.46 is high for a BDC, indicating a conservative capital structure. However, with ROE at 1.2% and a dividend payout exceeding 200%, the bank is likely dipping into capital to maintain distributions. This is unsustainable and may lead to a reduction in book value per share, which has already declined from $20.48 in 2025Q4 to $19.35 in 2026Q2. The stable equity ratio is misleading because it does not reflect the quality of earnings; the negative NIM suggests that the capital base is being eroded by operating losses.

Zero Provisions Mask Credit Risk

Loan loss provisions were reported as zero for all quarters, while net income fell sharply. As per the cash flow data, this suggests potential under-recognition of credit losses, which may understate the true risk.

The absence of provisions is concerning, especially given the negative NIM and declining earnings. It may indicate that the bank has not yet recognized expected credit losses, possibly because the portfolio is performing or because management is deferring recognition. However, the sharp decline in NII and the negative NIM could be early indicators of credit stress. Investors should monitor the allowance for loan losses and charge-off trends, as a sudden increase in provisions could further erode earnings and capital.

P/E Misleads Due to Provision Volatility

The P/E ratio of 10.74 is misleading for ARCC because earnings are highly volatile due to provision swings and non-recurring items. As reported in the financial statements, the negative NIM and zero provisions distort the earnings base.

For banks and BDCs, P/E is often misapplied because earnings can be significantly impacted by provision charges, which are non-cash and can vary widely. In ARCC's case, the zero provisions in recent quarters may inflate earnings, while the negative NIM in 2026Q2 deflates them. A more appropriate metric is P/B, which is less sensitive to short-term earnings volatility. Additionally, investors should adjust for unrealized gains/losses on the investment portfolio, as these can affect book value but are not captured in net income. The P/B of 0.98x provides a more stable valuation anchor, but it still does not fully reflect the credit risk embedded in the portfolio.

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Includes 30+ ratios · 22 years · Updated daily

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ARCC — Frequently Asked Questions

Quick answers to the most common questions about buying ARCC stock.

What is Ares Capital Corporation's P/E ratio?

Ares Capital Corporation's current P/E ratio is 10.3x. The historical average is 12.4x. This places it at the 62th percentile of its historical range.

What is Ares Capital Corporation's EV/EBITDA?

Ares Capital Corporation's current EV/EBITDA is 20.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 19.7x.

What is Ares Capital Corporation's ROE?

Ares Capital Corporation's return on equity (ROE) is 9.4%. The historical average is 10.5%.

Is ARCC stock overvalued?

Based on historical data, Ares Capital Corporation is trading at a P/E of 10.3x. This is at the 62th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Ares Capital Corporation's dividend yield?

Ares Capital Corporation's current dividend yield is 9.44% with a payout ratio of 97.3%.

What are Ares Capital Corporation's profit margins?

Ares Capital Corporation has 67.2% gross margin and 62.4% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Ares Capital Corporation have?

Ares Capital Corporation's Debt/EBITDA ratio is 11.4x, indicating high leverage. A ratio above 4x may signal elevated financial risk.