Trailing Dividend / Share
$0.80
Ames National Corporation (ATLO) Dividend History
Income profile from 2000 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.8%
Payout Ratio
37.4%
Sustainable
Dividend Streak
0 years
ATLO Dividend Income Check
Safety
37.4% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 3.4% and trend is falling.
ATLO Dividend Scorecard
Yield & Income
Dividend Yield2.8%
Trailing DPS$0.80
FrequencyAnnual
Payments / 12M4
Payout Safety
Earnings Payout37.4%
Earnings SafetySustainable
FCF Payout33.1%
FCF SafetyWell Covered
Piotroski F-Score9/9
Growth
Growth Streak0 years
3Y CAGR-9.2%
5Y CAGR-4.2%
Yield on Cost (5Y)3.4%
YOC Trendfalling
Total Returns
Buyback Yield0.7%
Total Shareholder Yield3.5%
1Y Total Return67.6%
5Y Total Return31.6%
Div Contribution (5Y)18.6%
Estimated $10K growth (return + dividends):
5Y ago$13,16010Y ago$14,84820Y ago$21,128
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
ATLO Income Growth Story
Dividend per share and yield on cost over time (27 years of payments)
ATLO Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Ames National Corporation distributes 37.4% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 33.1%, rated "Well Covered".
Piotroski F-Score: 9/9 — strong financial health.
Growth Track Record
ATLO does not have a current streak of consecutive dividend increases, with a 3-year CAGR of -9.2% and 5-year CAGR of -4.2%.
Total Shareholder Returns
Beyond cash dividends, ATLO returns capital through share repurchases. The combined picture: 2.8% dividend yield, 0.7% buyback yield, 3.5% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.4% and is currently falling. The 5-year total return is 31.6%, with dividends contributing 18.6% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $14,848 today.
ATLO Recent Dividend Payments
Last 20 payments · Annual
TTM Total$4.98
Avg/Payment$0.2490
Latest Change+20.0%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Feb 27, 2026Latest | $0.2400 | ↑ +20.0% | 3.11% | Mar 13, 2026 |
| Dec 1, 2025 | $0.2000 | — | 3.70% | Dec 15, 2025 |
| Aug 29, 2025 | $0.2000 | — | 4.00% | Sep 15, 2025 |
| May 30, 2025 | $0.2000 | — | 5.00% | Jun 13, 2025 |
| Jan 31, 2025 | $0.2000 | — | 5.18% | Feb 14, 2025 |
| Nov 1, 2024 | $0.2000 | ↓ -25.9% | 6.02% | Nov 15, 2024 |
| Aug 1, 2024 | $0.2700 | — | 5.41% | Aug 15, 2024 |
| Apr 30, 2024 | $0.2700 | — | 5.61% | May 15, 2024 |
ATLO Dividend vs Peers
Comparable companies in the same industry
#4 yield in peer group
Div Yield
2.8%
#4 of 9
Safety
Sustainable
37.4% payout
Streak
0Y
-4.2% 5Y CAGR
Total Shareholder
3.5%
#5 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| ATLOAmes National Corpor… | $253M | 2.8% | 37.4% | 0 | Sustainable |
 MVBFMVB Financial Corp. | $339M | 2.5% | 32.3% | 0 | Sustainable |
 FBIZFirst Business Finan… | $473M | 2.1% | 19.2% | 13 | Sustainable |
1st  HFWAHeritage Financial C… | $932M | 3.5% | 48.3% | 5 | Sustainable |
 CZWICitizens Community B… | $203M | 1.8% | 25.0% | 7 | Sustainable |
 MOFGMidWestOne Financial… | $1.0B | 2.0% | — | 5 | Unknown |
 IROQIF Bancorp, Inc. | $89M | 1.5% | 29.9% | 0 | Sustainable |
3rd  STBAS&T Bancorp, Inc. | $1.6B | 3.1% | 39.4% | 6 | Sustainable |
2nd  BFINBankFinancial Corpor… | $150M | 3.3% | 1.2% | 0 | Sustainable |
ATLO Annual Dividend History (2000–2026)
27 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.24 | — | 1 | — | — | — | 1.0% |
| 2025 | $0.80 | -20.8% | 4 | $2.14 | 37.4% | 2.68x | 3.4% |
| 2024 | $1.01 | -6.5% | 4 | $1.14 | 88.6% | 1.13x | 4.3% |
| 2023 | $1.08 | 0.9% | 4 | $1.20 | 90.0% | 1.11x | 4.6% |
| 2022 | $1.07 | 3.9% | 4 | $2.14 | 50.0% | 2.00x | 4.6% |
| 2021 | $1.03 | 4.0% | 4 | $2.62 | 39.3% | 2.54x | 4.4% |
| 2020 | $0.99 | 4.2% | 4 | $2.06 | 48.1% | 2.08x | 4.2% |
| 2019 | $0.95 | -18.1% | 4 | $1.86 | 51.1% | 1.96x | 4.1% |
| 2018 | $1.16 | 33.3% | 4 | $1.83 | 63.4% | 1.58x | 5.0% |
| 2017 | $0.87 | 4.8% | 4 | $1.47 | 59.2% | 1.69x | 3.7% |
See ATLO's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonATLO — Frequently Asked Questions
Quick answers to the most common questions about buying ATLO stock.
How much dividend does ATLO pay per share?
Ames National Corporation (ATLO) pays a trailing 12-month dividend of $0.80 per share, with a current dividend yield of +2.8%. Payments are made Annual.
When is ATLO's next ex-dividend date?
ATLO's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. ATLO typically pays dividends Annual.
Is ATLO's dividend safe?
ATLO's dividend safety is rated "Sustainable" based on an earnings payout ratio of +37.4% and FCF payout ratio of +33.1%. The dividend history does not yet show a prolonged growth streak.
How many years has ATLO increased its dividend?
ATLO has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is -4.2%.
How often does ATLO pay dividends?
Ames National Corporation pays dividends Annual. The trailing 12-month total is $0.80 per share. Dividend data on this page covers 26+ years from 2000 to 2026.
How much would $10,000 invested in ATLO grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in ATLO five years ago would be worth approximately $13,160 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is ATLO's yield on cost for long-term holders?
ATLO's yield on cost — the current dividend divided by the original purchase price — is +3.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.8% market yield, thanks to the lower original cost basis.