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ATLO logoAmes National Corporation (ATLO) Earnings History

Annual and quarterly earnings data from 2000 to 2025

TTM Net Income
$19M
Profitable
TTM EPS
$2.13
Diluted
YoY EPS Growth
+87.7%
Excellent
Net Margin
19.4%
Profitability
Operating Margin23.6%
Gross Margin66.3%
ROE9.9%
ROA0.9%
Highest Annual Net Income$24M (2021)
Highest Quarterly EPS$0.74 (Q3 2021)
Consecutive Profitable Years26 years
Q4 2025
Net Income$7M
EPS$0.73
QoQ Growth+42.9%Excellent

Loading earnings history...

ATLO EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+87.7%
Excellent
3-Year
+0.0%
Solid
5-Year
+0.8%
Solid
10-Year
+2.9%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

ATLO Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202566.3%23.6%19.4%
202458.7%13.2%11.1%
202363.5%15.4%13.0%
202289.6%35.3%27.1%
202194.8%43.2%33.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Ames National Corporation (ATLO) Earnings Overview

As of May 8, 2026, Ames National Corporation (ATLO) reported trailing twelve-month net income of $19M, reflecting +87.7% year-over-year growth. The company earned $2.13 per diluted share over the past four quarters, with a net profit margin of 19.4%.

Looking at the long-term picture, ATLO's 5-year EPS compound annual growth rate (CAGR) stands at +0.8%, reflecting modest earnings expansion. The company achieved its highest annual net income of $24M in fiscal 2021.

Ames National Corporation maintains industry-leading profitability with a gross margin of 66.3%, operating margin of 23.6%, and net margin of 19.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including MVBF ($27M net income, 10.0% margin), FBIZ ($51M net income, 18.0% margin), HFWA ($68M net income, 20.1% margin), ATLO has outperformed on profitability metrics. Compare ATLO vs MVBF →

ATLO Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
ATLO logoATLOCurrent
$19M$2.1319.4%9.9%+87.7%—
MVBF logoMVBF
$27M$2.0610.0%8.4%+34.6%
FBIZ logoFBIZ
$51M$6.2718.0%14.4%+16.5%
HFWA logoHFWA
$68M$1.9620.1%7.6%+58.1%
CZWI logoCZWI
$14M$1.4916.0%7.9%+9.0%
MOFG logoMOFG
$58M$2.82-29.3%-11.1%-366.2%
Best in group
Lowest in group

ATLO Historical Earnings Data (2000–2025)

26 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$19M+86.2%$23M$2.1419.4%23.6%
2024$10M-5.5%$12M$1.1411.1%13.2%
2023$11M-43.9%$13M$1.2013.0%15.4%
2022$19M-19.3%$25M$2.1427.1%35.3%
2021$24M+26.9%$31M$2.6233.7%43.2%
2020$19M+9.6%$23M$2.0625.6%31.6%
2019$17M+1.1%$21M$1.8626.5%32.5%
2018$17M+24.2%$21M$1.8329.5%37.2%
2017$14M-12.9%$21M$1.4725.5%39.6%
2016$16M+4.8%$23M$1.6930.2%43.2%

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Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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ATLO — Frequently Asked Questions

Quick answers to the most common questions about buying ATLO stock.

Is ATLO growing earnings?

ATLO EPS is $2.13, with earnings growth accelerating to +87.7%. This exceeds the 5-year CAGR of +0.8%. TTM net income reached $19M.

What are ATLO's profit margins?

Ames National Corporation net margin is +19.4%, with operating margin at +23.6%. Above-average margins indicate pricing power.

How consistent are ATLO's earnings?

ATLO earnings data spans 2000-2025. The accelerating earnings trend is +87.7% YoY. Historical data enables comparison across business cycles.

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ATLO Earnings Over Time (2014–2025)

Net income and EPS trends