Southern California Bancorp (BCAL) Revenue History
Annual and quarterly revenue from 2014 to 2025
Compound Annual Growth Rate (CAGR)
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BCAL Revenue Growth
Revenue Breakdown (FY 2025)
BCAL's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
BCAL Revenue Analysis (2014–2025)
As of May 8, 2026, Southern California Bancorp (BCAL) generated trailing twelve-month (TTM) revenue of $233.0 million, reflecting significant decline in growth of -13.3% year-over-year. The most recent quarter (Q4 2025) recorded $55.1 million in revenue, down 7.9% sequentially.
Looking at the longer-term picture, BCAL's 5-year compound annual growth rate (CAGR) stands at +33.9%, indicating outstanding long-term growth trajectory. The company achieved its highest annual revenue of $233.0 million in 2025, representing a new all-time high.
Revenue diversification analysis shows BCAL's business is primarily driven by Deposit Account (100%). With over half of revenue concentrated in Deposit Account, the company maintains significant focus in this area while developing other growth vectors.
When compared to Financial Services sector peers including CVBF, BANC, and HAFC. Compare BCAL vs CVBF →
BCAL Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| BCALCurrent | $233M | -13.3% | +33.9% | 37.8% | |
 CVBF | $643M | - | - | 43.8% | |
 BANC | $1.8B | - | - | 18.0% | |
 HAFC | $445M | - | - | 24.3% | |
 SMBC | $305M | - | - | 24.2% | |
 CBNK | $304M | - | - | 23.3% |
BCAL Historical Revenue Data (2014–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $233.0M | - | $184.9M | 79.4% | $88.0M | 37.8% |
| 2024 | $184.6M | - | $106.1M | 57.5% | $8.3M | 4.5% |
| 2023 | $126.9M | - | $96.6M | 76.1% | $36.9M | 29.0% |
| 2022 | $98.0M | - | $86.3M | 88.0% | $22.0M | 22.4% |
| 2021 | $71.6M | - | $67.0M | 93.6% | $14.2M | 19.8% |
| 2020 | $54.2M | - | $43.8M | 80.8% | $6.8M | 12.5% |
| 2019 | $39.7M | - | $31.8M | 80.2% | $9.7M | 24.4% |
| 2018 | $31.3M | - | $31.3M | 100.0% | $632K | 2.0% |
| 2017 | $21.5M | - | $21.5M | 100.0% | $17.9M | 83.3% |
| 2016 | $18.2M | - | $18.2M | 100.0% | $5.2M | 28.4% |
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Start ComparisonBCAL — Frequently Asked Questions
Quick answers to the most common questions about buying BCAL stock.
Is BCAL's revenue growth accelerating or slowing?
BCAL revenue declined -13.3% year-over-year, contrasting with the 5-year CAGR of +33.9%. TTM revenue fell to $233M. This reverses the prior growth trend.
What is BCAL's long-term revenue growth rate?
Southern California Bancorp's 5-year revenue CAGR of +33.9% reflects the variable expansion pattern. Current YoY growth of -13.3% is below this long-term average.
How is BCAL's revenue distributed by segment?
BCAL reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2014-2025 are available for download. Segment mix reveals concentration and diversification trends.