Better Home & Finance Holding Company (BETR) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q3'17 |
|---|
| Total Current Assets | 96.46M | 241.27M | 264.87M | 1.17B | 948.66M | 861.86M | 766.33M | 861.02M | 742.05M | 792.09M | 811.08M | 546.38M | 704.65M | 694.16M | 0 | 0 | 0 | 0 | 0 | 89.26M |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | 38.52 | - | - | - | - | - | - | 1.28K | - | - | 799.76 | - | 1.24K | 2.96K | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 0 | 0 | 882.43M | 650.17M | 34.83M | 441.14M | 26.46M | -415.78M | 184.51M | 27.81M | 0 | 25.32M | 28.11M | -4.66M | -35.27M | -525.18M | -540.6K | -332.9K | 8.64M |
| Total Non-Current Assets | 1.47B | 1.26B | 1.13B | 58.03M | 56.34M | 51.19M | 78.83M | 96.86M | 99.53M | 113.47M | 125.97M | 380.59M | 376.41M | 389.19M | 0 | 0 | 0 | 0 | 0 | 798.13M |
| Property, Plant & Equipment | 6.4M | 6.62M | 6.52M | 6.74M | 7.89M | 4.1M | 16.32M | 33.95M | 34.74M | 36.44M | 41.36M | 43.84M | 52.12M | 70.15M | 0 | 0 | 0 | 0 | 0 | 68.04M |
| Fixed Asset Turnover | 8.17x | 8.11x | 6.67x | 7.02x | 5.80x | 4.63x | 1.06x | 0.83x | 0.76x | 0.29x | 0.47x | 0.69x | 0.39x | 0.13x | - | - | - | - | - | 1.42x |
| Goodwill | 0 | 10.99M | 24.51M | 24.77M | 23.99M | 23.61M | 33.4M | 32.24M | 32.21M | 32.39M | 32.49M | 33.3M | 20.51M | 17.39M | 0 | 0 | 0 | 0 | 0 | 177.71M |
| Intangible Assets | 28.96M | 21.98M | 21.52M | 21.27M | 20.49M | 20.94M | 24.68M | 25.94M | 30.85M | 38.13M | 48.41M | 52.88M | 57.97M | 62M | 0 | 0 | 0 | 0 | 0 | 551.22M |
| Long-Term Investments | 10.06M | 727.89M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 1.57B | 1.51B | 1.39B | 1.23B | 1B | 913.06M | 845.16M | 957.88M | 841.59M | 905.55M | 937.05M | 926.97M | 1.08B | 1.08B | 284.7M | 278.83M | 278.99M | 279.09M | 278.98M | 887.39M |
| Asset Turnover | 0.03x | 0.04x | 0.03x | 0.05x | 0.04x | 0.05x | 0.03x | 0.03x | 0.03x | 0.01x | 0.02x | 0.03x | 0.02x | 0.01x | 0.11x | - | 0.76x | - | - | 0.11x |
| Asset Growth % | 56.1% | 64.88% | 64.86% | 28.6% | 19.42% | 0.83% | -9.81% | 3.33% | -22.15% | -16.41% | 229.14% | 232.45% | 287.49% | 288.17% | 2.05% | - | - | - | - | 1.81% |
| Total Current Liabilities | 511.96M | 416.49M | 354.9M | 1.13B | 562.42M | 435.56M | 305.56M | 350.31M | 197.47M | 208.26M | 190.49M | 270.88M | 357.02M | 264.69M | 17.97M | 10.05M | 8M | 7.09M | 3.17M | 66.44M |
| Accounts Payable | 0 | 74.56M | 74.27M | 63.78M | 58.87M | 48.13M | 68.56M | 62.27M | 55.72M | 66.56M | 103.44M | 108.17M | 111.13M | 82.44M | 0 | 0 | 0 | 0 | 0 | 48.15M |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 511.96M | 411.86M | 354.9M | 571.6M | 235.96M | 244.07M | 134.48M | 247.35M | 126.16M | 126.22M | 73.54M | 146.48M | 238.15M | 144.05M | 0 | 0 | 0 | 1.41M | 462.3K | 4.8M |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 0 | -70.1M | -74.68M | 6.93M | 5.84M | 6.12M | 0 | 0 | 0 | 0 | 0 | 5.13M | 0 | 0 | 0 | 0 | 8M | 5.68M | 2.71M | 12.21M |
| Current Ratio | 0.19x | 0.58x | 0.75x | 1.04x | 1.69x | 1.98x | 2.51x | 2.46x | 3.76x | 3.80x | 4.26x | 2.02x | 1.97x | 2.62x | - | - | - | - | - | 1.34x |
| Quick Ratio | 0.19x | 0.58x | 0.75x | 1.04x | 1.69x | 1.98x | 2.51x | 2.46x | 3.76x | 3.80x | 4.26x | 2.02x | 1.97x | 2.62x | - | - | - | - | - | 1.34x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 1.05B | 1.05B | 987.33M | 30.26M | 544.71M | 535.66M | 539.22M | 562.66M | 567.82M | 574.69M | 589.33M | 952.06M | 980.86M | 986.56M | 24.34M | 17.5M | 27.77M | 0 | 30.73M | 731.77M |
| Long-Term Debt | 198.8M | 198.8M | 198.8M | 200.41M | 521.45M | 519.75M | 518.01M | 516.39M | 514.76M | 514.64M | 513M | 904.46M | 871.72M | 894.4M | 0 | 0 | 0 | 0 | 0 | 1.99M |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 1.56B | 1.47B | 1.34B | 1.16B | 1.11B | 971.23M | 844.77M | 912.98M | 765.3M | 782.95M | 779.82M | 1.22B | 1.34B | 1.25B | 24.34M | 17.5M | 27.77M | 28.94M | 31.19M | 798.2M |
| Total Debt | 710.77M | 615.29M | 553.7M | 577.63M | 764.87M | 767.9M | 657.32M | 790.95M | 670.12M | 672.06M | 619.84M | 1.05B | 1.15B | 1.1B | 0 | 0 | 0 | 1.41M | 462.3K | 6.79M |
| Net Debt | 637.09M | 498.68M | 467.25M | 490.5M | 654.31M | 556.8M | 449.64M | 470.01M | 245.59M | 168.47M | 93.08M | 941.02M | 927.63M | 778M | -4.66M | -35.27K | -36.47K | 1.37M | 345.05K | -1.52M |
| Debt / Equity | 83.10x | 16.55x | 10.84x | 7.55x | - | - | 1694.12x | 17.61x | 8.78x | 5.48x | 3.94x | - | - | - | - | - | - | 0.01x | 0.00x | 0.08x |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.35x |
| Net Debt / EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -0.08x |
| Interest Coverage | -7.89x | -1.86x | -2.13x | -2.59x | - | - | - | -14.97x | - | -15.13x | -7.94x | -9.87x | -13.74x | -3.06x | -1.63x | - | -3.46x | - | - | 1.31x |
| Total Equity | 8.55M | 37.18M | 51.07M | 76.56M | -102.14M | -58.17M | 388K | 44.91M | 76.29M | 122.6M | 157.23M | -295.97M | -256.82M | -167.9M | 15.88M | 18.32M | 8.22M | 250.15M | 247.79M | 89.18M |
| Equity Growth % | 108.37% | 163.92% | 13062.89% | 70.48% | -233.89% | -147.45% | -99.75% | 115.17% | 129.71% | 173.02% | 889.91% | -1715.14% | -3225.71% | -167.12% | -93.59% | - | - | - | - | 40.03% |
| Book Value per Share | 0.52 | 2.37 | 3.35 | 5.04 | -6.73 | -3.83 | 0.03 | 0.18 | 0.30 | 0.25 | 0.32 | -0.37 | -0.32 | -0.23 | 0.02 | 0.02 | 0.01 | 7.20 | 7.13 | 1.16 |
| Total Shareholders' Equity | 8.55M | 37.18M | 51.07M | 76.56M | -102.14M | -58.17M | 388K | 44.91M | 76.29M | 122.6M | 157.23M | -295.97M | -256.82M | -167.9M | 15.88M | 18.32M | 8.22M | 250.15M | 247.79M | 89.18M |
| Common Stock | 2K | 2K | 2K | 2K | 2K | 2K | 2K | 75K | 75K | 74K | 74K | 10K | 10K | 10K | 1.04K | 1.04K | 1.04K | 243M | 243M | 8K |
| Retained Earnings | -2.15B | -2.08B | -2.04B | -2B | -1.96B | -1.91B | -1.85B | -1.8B | -1.76B | -1.7B | -1.66B | -1.32B | -1.27B | -1.17B | -3.23M | -2.26M | -4.05M | -6.55M | -8.9M | 44.3M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 2.03M | 3.66M | 3.87M | 5.61M | 287K | -1.94M | 2.61M | -1.45M | -2.03M | -1.71M | -2.43M | -1.73M | -1.61M | -1.42M | 0 | 0 | 0 | 0 | 0 | 1.37M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |