Better Home & Finance Holding Company (BETR) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q3'17 |
|---|
| Cash from Operations | -76.74M | -39.12M | -64.62M | -61M | -57.19M | -54.45M | -10.56M | -220.58M | -42.81M | -83.55M | 62.61M | 20.74M | -162.76M | -40.57M | 3.45M | -65.97K | 535.71M | -968.95K | -107.63K | -2.87M |
| Operating CF Margin % | -144.17% | -73.44% | -146.06% | -118.84% | -164.36% | -115.27% | -39.49% | -776.13% | -157.93% | -733.76% | 312.96% | 62.59% | -675.49% | -460.36% | 10.94% | - | 252.23% | - | - | -3.03% |
| Operating CF Growth % | -34.19% | 28.16% | -511.73% | 72.34% | -33.6% | 34.83% | -116.87% | -1163.73% | 73.7% | -105.96% | 1717.1% | 31530.09% | -130.38% | -4086.71% | 3301.15% | - | - | - | - | -2127.91% |
| Net Income | -50.35M | -39.92M | -39.13M | -36.27M | -50.56M | -59.22M | -54.21M | -41.37M | -51.49M | -60.98M | -353.89M | -44.01M | -87.62M | -262.94M | -965.63K | 1.79M | -328.99M | 927.25K | -1.54M | 674K |
| Depreciation & Amortization | 3M | 3.16M | 3.4M | 3.54M | 3.98M | 7.9M | 8.26M | 7.99M | 9.07M | 10.1M | 10.49M | 10.82M | 11.48M | 12.2M | 0 | 0 | 12.15M | 0 | 0 | 4.47M |
| Stock-Based Compensation | 0 | 0 | 0 | 0 | 4.03M | 0 | 5.49M | 7.57M | 8.76M | 16.76M | 39.41M | 4.06M | 4.41M | 7.54M | 0 | 0 | 14.25M | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1.18M | 0 | 0 | 0 | 0 | 0 | 0 | 58.64M | 0 | 0 | -3.83M |
| Other Non-Cash Items | -20.28M | -20.6M | -27.96M | -33.43M | -18.72M | 17.52M | 2.04M | -187.24M | 1.04M | -3.54M | 375.82M | 53.8M | -94.57M | 217.57M | -2.51M | -3.89M | 7.14B | -4.61M | -761.11K | -16.48M |
| Working Capital Changes | -9.1M | 18.24M | -925.77K | 5.17M | 4.08M | -20.65M | 27.86M | -7.53M | -10.19M | -44.72M | -9.23M | -3.94M | 3.55M | -14.94M | 6.92M | 2.04M | -6.36B | 2.71M | 2.19M | 11.14M |
| Change in Receivables | -5.42M | 18.64M | -1.76M | -3.02M | -11.54M | -1.45M | 3.02M | -8.88M | 5.4M | -6.14M | 4.39M | 5.2M | -4.03M | 14.9M | -17.59K | 472.46K | 14.24K | -277.65K | 0 | 104K |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4.56M |
| Change in Payables | -1.97M | -3.81M | 8.91M | 1.65M | 10.44M | -18.99M | 5.92M | 6.5M | -14.53M | -26.86M | -14.7M | -1.46M | 18.22M | -14.45M | 0 | 0 | 13.72M | 0 | 0 | -2.31M |
| Cash from Investing | -60.03M | -79.36M | -142.13M | -233.36M | -158.84M | -77.69M | -48.85M | -29.59M | -33.39M | 3.4M | 646K | -36.66M | -6.05M | -4.43M | 429.41K | -406.15K | -23.96M | 5.03M | 2.51M | -4.05M |
| Capital Expenditures | -2.73M | -2.86M | -2.85M | -3.08M | -202K | -2.93M | -1.19M | -1.26M | -859K | -883K | -251K | -33K | -48K | -3.94M | 0 | 0 | -20.12M | 0 | 0 | -4.07M |
| CapEx % of Revenue | 5.12% | 5.38% | 6.45% | 5.99% | 0.58% | 6.2% | 4.43% | 4.43% | 3.17% | 7.75% | 1.25% | 0.1% | 0.2% | 44.68% | 0% | - | 9.47% | - | - | 4.29% |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 10.06M | 831.5M | 131.9M | 134.39M | 117.41M | 53.77M | 54.41M | 57.84M | 58.09M | 25.6M | 29.83M | 32.88M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -108.11M | -123.78M | -71.63M | -212.74M | -95.94M | -124.56M | -52.7M | -28.3M | 0 | -712K | -2.16M | -2.42M | -3.34M | 3.35M | 0 | 0 | 0 | 0 | 0 | 179K |
| Cash from Financing | 105.24M | 150.92M | 193.58M | 257.53M | 118.82M | 144.94M | -51.72M | 145.97M | -1.15M | 53.73M | 356.42M | -99.28M | 73.8M | -37.91M | 434.88K | 471.01K | -769.26M | -4.14M | -2.53M | 1.83M |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | 17.42M | 28.95M | 607.5K | -970 | 2K | 86.17K | -33.81K | 0 | 20K | -645.95K | 16.57M | -120K | -104K | -1.6M | 0 | 0 | -2.34M | -5.06M | 39.63M | 0 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 224K | -120K | -104K | -1.6M | 0 | 0 | -2.34M | 0 | 0 | -167K |
| Other Financing | -7.9M | 0 | 0 | 0 | 126.93M | 35.06M | 61.19M | 24.78M | -8K | -5.15M | 5.3M | -1.28M | 0 | -2.38M | 434.88K | 471.01K | -1.14M | 924.99K | -42.16M | 1.83M |
| Net Change in Cash | -42.94M | 30.17M | -11.34M | -37.98M | -99.75M | -1.56M | -110.32M | -103.2M | -77.46M | -26.5M | 419.64M | -115.75M | -95.38M | -81.42M | 4.62M | -1.19K | -257.78M | -79.6K | -126.73K | -4.45M |
| Free Cash Flow | -77.12M | -39.45M | -64.86M | -61.43M | -59.73M | -54.88M | -13.8M | -223.53M | -43.66M | -84.44M | 60M | 17.95M | -166.26M | -49.47M | 3.45M | -65.98K | 515.59M | -968.95K | -107.63K | -6.94M |
| FCF Margin % | -144.88% | -74.06% | -146.61% | -119.67% | -171.66% | -116.17% | -51.61% | -786.51% | -161.1% | -741.51% | 299.93% | 54.19% | -690.03% | -561.4% | 10.94% | - | 242.76% | - | - | -7.32% |
| FCF Growth % | -29.11% | 28.11% | -369.87% | 72.52% | -36.79% | 35.01% | -123.01% | -1345.13% | 73.74% | -70.68% | 1641.44% | 27308.24% | -132.25% | -5005.63% | 3301.18% | - | - | - | - | -142.4% |
| FCF per Share | -4.70 | -2.51 | -4.25 | -4.04 | -3.93 | -3.62 | -0.91 | -0.87 | -0.17 | -0.17 | 0.12 | 0.02 | -0.21 | -0.07 | 0.00 | -0.00 | 0.70 | -0.03 | -0.00 | -0.09 |
| FCF Conversion (FCF/Net Income) | 1.09x | 0.98x | 1.65x | 1.68x | 1.13x | 0.92x | 0.19x | 5.33x | 0.83x | 1.37x | -0.18x | -0.47x | 1.86x | 0.15x | -0.02x | -0.04x | -1.63x | -0.28x | 0.07x | -4.26x |
| Interest Paid | 0 | 0 | 0 | 0 | 2.79M | 0 | 12K | 32K | 2.55M | 0 | 6.26M | 3.22M | 2.53M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 218K | 83K | 247K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |