Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Banco Latinoamericano de Comercio Exterior, S. A.'s quarterly P/E stands at 7.4x, up 17.0% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has compressed 6.5% YoY to 17.5x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.98 | 7.43 | 7.77 | 5.82 | 6.54 | 6.35 | 5.64 | 5.45 | 5.29 | 4.87 | 4.24 | 5.41 | 4.26 |
| — | +17.0% | +37.7% | +6.8% | +23.6% | +30.4% | +33.0% | +0.9% | +24.2% | +2.2% | -3.9% | +2.7% | -66.1% | |
| P/S Ratio | 6.68 | 4.69 | 2.05 | 1.72 | 1.67 | 1.72 | 1.43 | 1.31 | 1.33 | 1.27 | 1.00 | 1.24 | 1.05 |
| — | +172.3% | +43.6% | +30.7% | +25.4% | +35.1% | +42.6% | +6.0% | +26.6% | -1.2% | -16.7% | -29.8% | -69.8% | |
| P/B Ratio | 1.35 | 0.99 | 1.04 | 1.05 | 0.99 | 0.98 | 0.91 | 0.86 | 0.88 | 0.75 | 0.67 | 0.71 | 0.58 |
| — | +1.4% | +13.9% | +21.8% | +12.6% | +30.3% | +36.8% | +20.9% | +51.9% | +36.5% | +47.5% | +50.9% | +2.6% | |
| P/FCF | 6.12 | 7.56 | 6.20 | 0.43 | 1.72 | — | — | — | 1.55 | 9.20 | 3.04 | 0.43 | 0.31 |
| — | — | — | — | +11.3% | — | — | — | +406.9% | +899.4% | — | — | — | |
| EV / EBITDA | 19.94 | 17.50 | 17.83 | 13.45 | 18.77 | 18.71 | 15.86 | 14.95 | 17.62 | 18.72 | 18.22 | 22.86 | 24.13 |
| — | -6.5% | +12.4% | -10.0% | +6.5% | -0.1% | -12.9% | -34.6% | -27.0% | -41.8% | -50.5% | -48.0% | -70.4% | |
| EV / EBIT | 19.94 | 17.50 | 18.18 | 13.67 | 19.14 | 19.08 | 16.13 | 15.20 | 17.90 | 19.05 | 18.54 | 23.32 | 24.61 |
| — | -8.3% | +12.7% | -10.0% | +6.9% | +0.1% | -13.0% | -34.8% | -27.2% | -42.1% | -50.9% | -48.4% | -71.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Banco Latinoamericano de Comercio Exterior, S. A.'s operating margin was 63.1% in Q4 2025, up 36.8 pp QoQ and up 36.0 pp YoY. The trailing four-quarter average of 36.1% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 199.6% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 93.5% | 93.9% | 36.5% | 39.2% | 36.0% | 31.3% | 35.3% | 32.9% | 34.2% | 22.0% | 33.7% | 32.4% | 35.2% |
| — | +199.6% | +3.4% | +19.2% | +5.2% | +42.4% | +4.8% | +1.5% | -2.9% | -6.6% | -19.7% | -38.6% | -35.6% | |
| Operating Margin | 66.8% | 63.1% | 26.3% | 29.6% | 25.6% | 27.1% | 25.3% | 24.1% | 25.2% | 26.1% | 23.6% | 22.8% | 24.6% |
| — | +132.7% | +4.0% | +22.7% | +1.5% | +3.6% | +7.0% | +5.8% | +2.3% | -3.8% | -13.1% | -32.3% | -10.4% | |
| Net Margin | 66.8% | 63.1% | 26.3% | 29.6% | 25.6% | 27.1% | 25.3% | 24.1% | 25.2% | 26.1% | 23.6% | 22.8% | 24.6% |
| — | +132.7% | +4.0% | +22.7% | +1.5% | +3.6% | +7.0% | +5.8% | +2.3% | -3.8% | -13.1% | -32.3% | -10.4% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 15.0% | 3.4% | 3.6% | 4.6% | 3.8% | 3.9% | 4.1% | 4.0% | 4.2% | 3.9% | 4.0% | 3.3% | 3.4% |
| — | -13.4% | -12.8% | +15.0% | -9.0% | -0.8% | +3.0% | +20.2% | +23.0% | +33.9% | +53.8% | +46.5% | +206.5% | |
| ROA | 1.8% | 0.4% | 0.4% | 0.5% | 0.4% | 0.4% | 0.5% | 0.5% | 0.5% | 0.4% | 0.5% | 0.4% | 0.4% |
| — | +0.1% | -8.0% | +10.3% | -10.8% | -0.6% | +5.0% | +21.4% | +20.0% | +33.5% | +53.6% | +44.4% | +195.8% | |
| ROIC | 2.9% | 0.9% | 0.9% | 0.9% | 0.7% | 0.7% | 0.8% | 0.7% | 0.7% | 0.6% | 0.6% | 0.5% | 0.5% |
| — | +23.4% | +14.5% | +21.4% | -2.0% | +12.4% | +23.2% | +39.5% | +36.1% | +51.9% | +73.7% | +53.5% | +186.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Banco Latinoamericano de Comercio Exterior, S. A.'s Debt/EBITDA ratio is 74.6x, up from 41.7x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 4889.6% YoY to 14.75x, strengthening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 2.49 | 2.49 | 1.42 | 2.82 | 3.27 | 3.43 | 3.00 | 3.05 | 3.48 | 3.89 | 3.67 | 3.97 | 3.94 |
| — | -27.4% | -52.7% | -7.6% | -6.2% | -11.8% | -18.2% | -23.0% | -11.6% | -12.2% | -16.9% | -11.2% | +0.9% | |
| Debt / EBITDA | 18.42 | 74.63 | 41.72 | 61.22 | 84.96 | 87.32 | 73.00 | 75.73 | 82.82 | 99.11 | 91.59 | 118.29 | 114.60 |
| — | -14.5% | -42.9% | -19.2% | +2.6% | -11.9% | -20.3% | -36.0% | -27.7% | -33.6% | -45.5% | -38.5% | -65.6% | |
| Current Ratio | 14.75 | 14.75 | 0.27 | 0.27 | 0.28 | 0.30 | 0.28 | 0.32 | 0.31 | 0.33 | 0.29 | 0.30 | 0.25 |
| — | +4889.6% | -5.6% | -16.0% | -9.9% | -10.7% | -2.3% | +8.1% | +24.8% | +45.5% | +59.2% | +86.7% | +80.4% | |
| Quick Ratio | 14.75 | 14.75 | 0.27 | 0.27 | 0.28 | 0.30 | 0.28 | 0.32 | 0.31 | 0.33 | 0.29 | 0.30 | 0.25 |
| — | +4889.6% | -5.6% | -16.0% | -9.9% | -10.7% | -2.3% | +8.1% | +24.8% | +45.5% | +59.2% | +86.7% | +80.4% | |
| Interest Coverage | 0.46 | 0.47 | 0.44 | 0.51 | 0.42 | 0.39 | 0.40 | 0.38 | 0.39 | 0.36 | 0.38 | 0.35 | 0.41 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying BLX stock.
Banco Latinoamericano de Comercio Exterior, S. A.'s current P/E is 10.0x. The average P/E over the last 4 quarters is 6.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Banco Latinoamericano de Comercio Exterior, S. A.'s current operating margin is 66.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Banco Latinoamericano de Comercio Exterior, S. A.'s business trajectory between earnings reports.