The Bank of Nova Scotia (BNS) Earnings History
Profitable31 years of earnings data (1995–2025) · Positive TTM net income
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The Bank of Nova Scotia (BNS) Earnings Overview
As of June 24, 2026, The Bank of Nova Scotia (BNS) reported trailing twelve-month net income of $9.55B, reflecting -2.9% year-over-year growth. The company earned $10.53 per diluted share over the past four quarters, with a net profit margin of 10.6%.
Looking at the long-term picture, BNS's 5-year EPS compound annual growth rate (CAGR) stands at +1.4%, reflecting modest earnings expansion. The company achieved its highest annual net income of $9.92B in fiscal 2022.
The Bank of Nova Scotia maintains positive profitability with a gross margin of 44.3%, operating margin of 14.4%, and net margin of 10.6%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including TD ($14.91B net income, 17.7% margin), BMO ($9.73B net income, 11.1% margin), CM ($9.82B net income, 13.6% margin), BNS has room to improve margins relative to the peer group. Compare BNS vs TD →
BNS Earnings vs Peers
Earnings metrics vs comparable public companies
BNS Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $7.79B | +0.4% | $10.51B | $5.69 | 10.6% | 14.4% |
| 2024 | $7.76B | +4.7% | $13.18B | $5.86 | 26.3% | 44.7% |
| 2023 | $7.41B | -25.3% | $8.69B | $5.81 | 23.3% | 27.3% |
| 2022 | $9.92B | +3.0% | $28.12B | $8.02 | 31.8% | 90.3% |
| 2021 | $9.62B | +42.0% | $12.49B | $7.70 | 31.1% | 40.4% |
| 2020 | $6.78B | -19.2% | $8.32B | $5.30 | 21.7% | 26.6% |
| 2019 | $8.39B | -1.8% | $10.86B | $6.67 | 27.7% | 35.9% |
| 2018 | $8.55B | +6.8% | $22.81B | $6.96 | 30.3% | 80.8% |
| 2017 | $8.01B | +12.5% | $18.93B | $6.49 | 29.9% | 70.8% |
| 2016 | $7.12B | +1.5% | $17.06B | $5.77 | 27.4% | 65.8% |
| 2015 | $7.01B | -0.8% | $16.06B | $5.67 | 29.7% | 67.9% |
| 2014 | $7.07B | +10.1% | $16.31B | $5.66 | 30.5% | 70.4% |
| 2013 | $6.42B | +2.9% | $15.64B | $5.11 | 31.1% | 75.7% |
| 2012 | $6.24B | +20.6% | $14.97B | $5.22 | 31.3% | 75.0% |
| 2011 | $5.17B | +22.1% | $16.03B | $4.53 | 29.9% | 92.7% |
| 2010 | $4.24B | +19.5% | $14.25B | $3.91 | 27.3% | 91.9% |
| 2009 | $3.55B | +13.0% | $15.29B | $3.31 | 24.5% | 105.7% |
| 2008 | $3.14B | -22.4% | $18.57B | $3.05 | 26.4% | 156.4% |
| 2007 | $4.05B | +13.0% | $19.05B | $4.01 | 32.4% | 152.5% |
| 2006 | $3.58B | +11.5% | $15.73B | $3.55 | 31.9% | 140.3% |
| 2005 | $3.21B | +9.5% | $11.99B | $3.15 | 30.9% | 115.3% |
| 2004 | $2.93B | +18.3% | $10.04B | $2.82 | 28.8% | 98.6% |
| 2003 | $2.48B | +37.8% | $10.36B | $2.34 | 24.4% | 101.9% |
| 2002 | $1.80B | -17.1% | $10.09B | $1.65 | 16.9% | 95.1% |
| 2001 | $2.17B | +12.6% | $13.83B | $2.03 | 21.1% | 134.6% |
| 2000 | $1.93B | +24.2% | $13.05B | $1.81 | 21.7% | 147.2% |
| 1999 | $1.55B | +11.3% | $11.22B | $1.47 | 19.7% | 142.8% |
| 1998 | $1.39B | -7.9% | $10.87B | $1.32 | 19.3% | 150.2% |
| 1997 | $1.51B | +41.6% | $9.04B | $1.48 | 23.7% | 141.3% |
| 1996 | $1.07B | +22.0% | $8.77B | $1.02 | 19.9% | 163.6% |
| 1995 | $876M | - | $8.67B | $0.85 | 18.8% | 185.5% |
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BNS — Frequently Asked Questions
Quick answers to the most common questions about buying BNS stock.
What is BNS earnings per share (EPS)?
BNS trailing twelve-month (TTM) diluted EPS is $10.53, reflecting -2.9% year-over-year growth. The 5-year EPS CAGR is +1.4%. Complete EPS history from 1995 to 2025 is available in the table on this page.
What is The Bank of Nova Scotia's net income?
The Bank of Nova Scotia (BNS) trailing twelve-month net income is $9.5B as of 2025. Earnings declined -2.9% year-over-year. The Bank of Nova Scotia has been profitable for 31 consecutive years.
Is BNS profitable?
Yes, BNS is profitable with a TTM net income of $9.5B and a net profit margin of +10.6%. The Bank of Nova Scotia has generated profits for 31 consecutive years.
What is BNS's earnings growth rate?
BNS compound annual EPS growth rates (CAGR): 1-Year: -2.9%, 3-Year: -10.8%, 5-Year: +1.4%, 10-Year: +0.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1995 to 2025.
What are BNS's profit margins?
The Bank of Nova Scotia net profit margin is +10.6%, operating margin is +14.4%, and gross margin is +44.3%. Margins are within a typical range for the sector. Return on Equity is +9.0%.
Is BNS growing earnings?
BNS earnings growth is slowing. Current YoY EPS growth of -2.9% trails the 5-year CAGR of +1.4%. TTM net income is $9.5B.
What was BNS's best earnings year?
The Bank of Nova Scotia's highest annual net income on record is $9.9B, achieved in fiscal year 2022. Earnings history on this page spans 1995 to 2025 and includes all annual and quarterly figures.
What were BNS's earnings last quarter?
BNS's most recent reported quarter was Q2 2026. Net income was $2.6B with diluted EPS of $2.00. For a full breakdown of all quarters, see the quarterly earnings table on this page.