BOK Financial Corporation (BOKF) Earnings History
Steady Earner35 years of earnings data (1991–2025) · Positive but moderate multi-year EPS trajectory
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BOK Financial Corporation (BOKF) Earnings Overview
As of June 22, 2026, BOK Financial Corporation (BOKF) reported trailing twelve-month net income of $578M, reflecting +12.8% year-over-year growth. The company earned $9.49 per diluted share over the past four quarters, with a net profit margin of 17.4%.
Looking at the long-term picture, BOKF's 5-year EPS compound annual growth rate (CAGR) stands at +8.2%, showing solid earnings momentum. The company achieved its highest annual net income of $618M in fiscal 2021.
BOK Financial Corporation maintains industry-leading profitability with a gross margin of 63.7%, operating margin of 21.4%, and net margin of 17.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including WTFC ($824M net income, 19.5% margin), CBSH ($566M net income, 26.5% margin), UMBF ($883M net income, 15.8% margin), BOKF has room to improve margins relative to the peer group. Compare BOKF vs WTFC →
BOKF Earnings vs Peers
Earnings metrics vs comparable public companies
BOKF Historical Earnings Data (1991–2025)
35 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $578M | +10.4% | $711M | $9.18 | 17.4% | 21.4% |
| 2024 | $524M | -1.4% | $667M | $8.14 | 15.6% | 19.8% |
| 2023 | $531M | +2.0% | $683M | $8.02 | 17.4% | 22.4% |
| 2022 | $520M | -15.8% | $660M | $7.68 | 26.0% | 33.0% |
| 2021 | $618M | +42.1% | $796M | $8.95 | 33.8% | 43.5% |
| 2020 | $435M | -13.1% | $564M | $6.19 | 21.2% | 27.5% |
| 2019 | $501M | +12.4% | $631M | $7.03 | 23.1% | 29.1% |
| 2018 | $446M | +33.2% | $565M | $6.69 | 24.7% | 31.4% |
| 2017 | $335M | +43.8% | $518M | $5.11 | 20.9% | 32.3% |
| 2016 | $233M | -19.4% | $339M | $3.53 | 16.1% | 23.5% |
| 2015 | $289M | -1.3% | $432M | $4.21 | 20.8% | 31.1% |
| 2014 | $292M | -7.6% | $440M | $4.22 | 22.1% | 33.2% |
| 2013 | $317M | -9.8% | $482M | $4.59 | 23.7% | 36.1% |
| 2012 | $351M | +22.8% | $543M | $5.13 | 25.0% | 38.7% |
| 2011 | $286M | +15.9% | $448M | $4.17 | 21.9% | 34.4% |
| 2010 | $247M | +23.0% | $372M | $3.61 | 18.6% | 28.0% |
| 2009 | $201M | +30.9% | $311M | $2.96 | 13.9% | 21.5% |
| 2008 | $153M | -29.6% | $211M | $2.27 | 10.2% | 14.1% |
| 2007 | $218M | +2.2% | $333M | $3.22 | 14.0% | 21.4% |
| 2006 | $213M | +5.7% | $328M | $3.16 | 15.7% | 24.1% |
| 2005 | $202M | +12.6% | $315M | $3.01 | 18.0% | 28.2% |
| 2004 | $179M | +13.0% | $270M | $2.68 | 19.4% | 29.3% |
| 2003 | $158M | +7.1% | $247M | $2.38 | 18.2% | 28.5% |
| 2002 | $148M | +29.2% | $229M | $2.30 | 16.5% | 25.5% |
| 2001 | $114M | +14.3% | $177M | $1.89 | 12.6% | 19.4% |
| 2000 | $100M | +12.3% | $148M | $1.65 | 12.0% | 17.7% |
| 1999 | $89M | +12.1% | $134M | $1.46 | 13.0% | 19.4% |
| 1998 | $80M | +16.7% | $117M | $1.26 | 13.8% | 20.2% |
| 1997 | $68M | +26.1% | $85M | $1.09 | 14.0% | 17.3% |
| 1996 | $54M | +10.0% | $69M | $0.91 | 13.7% | 17.5% |
| 1995 | $49M | +9.1% | $64M | $0.84 | 13.4% | 17.5% |
| 1994 | $45M | +26.0% | $60M | $0.76 | 15.2% | 20.1% |
| 1993 | $36M | +39.8% | $49M | $0.67 | 14.9% | 20.4% |
| 1992 | $26M | +201.2% | $36M | $0.54 | 13.0% | 18.1% |
| 1991 | $9M | - | $14M | $0.35 | 7.4% | 11.8% |
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BOKF — Frequently Asked Questions
Quick answers to the most common questions about buying BOKF stock.
What is BOKF earnings per share (EPS)?
BOKF trailing twelve-month (TTM) diluted EPS is $9.49, reflecting +12.8% year-over-year growth. The 5-year EPS CAGR is +8.2%. Complete EPS history from 1991 to 2025 is available in the table on this page.
What is BOK Financial Corporation's net income?
BOK Financial Corporation (BOKF) trailing twelve-month net income is $578M as of 2025. Earnings grew +12.8% year-over-year. BOK Financial Corporation has been profitable for 35 consecutive years.
Is BOKF profitable?
Yes, BOKF is profitable with a TTM net income of $578M and a net profit margin of +17.4%. BOK Financial Corporation has generated profits for 35 consecutive years.
What is BOKF's earnings growth rate?
BOKF compound annual EPS growth rates (CAGR): 1-Year: +12.8%, 3-Year: +6.1%, 5-Year: +8.2%, 10-Year: +8.1%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1991 to 2025.
What are BOKF's profit margins?
BOK Financial Corporation net profit margin is +17.4%, operating margin is +21.4%, and gross margin is +63.7%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +10.1%.
Is BOKF growing earnings?
BOKF is growing earnings steadily. YoY EPS growth of +12.8% is consistent with the 5-year CAGR of +8.2%. TTM net income is $578M.
What was BOKF's best earnings year?
BOK Financial Corporation's highest annual net income on record is $618M, achieved in fiscal year 2021. Earnings history on this page spans 1991 to 2025 and includes all annual and quarterly figures.
What were BOKF's earnings last quarter?
BOKF's most recent reported quarter was Q4 2025. Net income was $177M with diluted EPS of $2.91. For a full breakdown of all quarters, see the quarterly earnings table on this page.