BOK Financial Corporation (BOKF) Earnings History
Annual and quarterly earnings data from 1991 to 2024
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BOKF EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
BOKF Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 57.1% | 19.8% | 15.6% |
| 2023 | 63.3% | 22.4% | 17.4% |
| 2022 | 89.5% | 33.0% | 26.0% |
| 2021 | 102.1% | 43.5% | 33.8% |
| 2020 | 81.3% | 27.5% | 21.2% |
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BOK Financial Corporation (BOKF) Earnings Overview
As of May 8, 2026, BOK Financial Corporation (BOKF) reported trailing twelve-month net income of $537M, reflecting +1.5% year-over-year growth. The company earned $8.49 per diluted share over the past four quarters, with a net profit margin of 15.6%.
Looking at the long-term picture, BOKF's 5-year EPS compound annual growth rate (CAGR) stands at +3.0%, reflecting modest earnings expansion. The company achieved its highest annual net income of $618M in fiscal 2021.
BOK Financial Corporation maintains industry-leading profitability with a gross margin of 57.1%, operating margin of 19.8%, and net margin of 15.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including WTFC ($824M net income, 19.5% margin), CBSH ($566M net income, 26.5% margin), UMBF ($883M net income, 15.8% margin), BOKF has room to improve margins relative to the peer group. Compare BOKF vs WTFC →
BOKF Earnings vs Peers
Earnings metrics vs comparable public companies
BOKF Historical Earnings Data (1991–2024)
34 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $524M | -1.4% | $667M | $8.14 | 15.6% | 19.8% |
| 2023 | $531M | +2.0% | $683M | $8.02 | 17.4% | 22.4% |
| 2022 | $520M | -15.8% | $660M | $7.68 | 26.0% | 33.0% |
| 2021 | $618M | +42.1% | $796M | $8.95 | 33.8% | 43.5% |
| 2020 | $435M | -13.1% | $564M | $6.19 | 21.2% | 27.5% |
| 2019 | $501M | +12.4% | $631M | $7.03 | 23.1% | 29.1% |
| 2018 | $446M | +33.2% | $565M | $6.69 | 24.7% | 31.4% |
| 2017 | $335M | +43.8% | $518M | $5.11 | 20.9% | 32.3% |
| 2016 | $233M | -19.4% | $339M | $3.53 | 16.1% | 23.5% |
| 2015 | $289M | -1.3% | $432M | $4.21 | 20.8% | 31.1% |
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Start ComparisonBOKF — Frequently Asked Questions
Quick answers to the most common questions about buying BOKF stock.
Is BOKF growing earnings?
BOKF EPS of $8.49 reflects slowing growth at +1.5%, below the 5-year CAGR of +3.0%. TTM net income is $537M. Expansion rate has moderated.
What are BOKF's profit margins?
BOK Financial Corporation net margin is +15.6%, with operating margin at +19.8%. Above-average margins indicate pricing power.
How consistent are BOKF's earnings?
BOKF earnings data spans 1991-2024. The current earnings trend is +1.5% YoY. Historical data enables comparison across business cycles.