Last 46 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
BOK Financial Corporation's quarterly P/E stands at 12.5x, up 4.6% year-over-year. EV/EBITDA has compressed 11.0% YoY to 12.0x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 16.39 | 12.55 | 11.14 | 14.00 | 12.55 | 12.00 | 9.02 | 17.69 | 16.99 | 9.80 | 8.90 | 8.68 | 10.34 |
| — | +4.6% | +23.6% | -20.9% | -26.1% | +22.4% | +1.4% | +103.7% | +64.4% | +3.2% | -7.2% | -66.4% | -33.0% | |
| P/S Ratio | 3.06 | 2.08 | 1.84 | 2.07 | 2.23 | 1.89 | 1.58 | 1.85 | 1.74 | 1.62 | 1.73 | 2.03 | 2.74 |
| — | +10.4% | +16.1% | +12.3% | +27.6% | +16.2% | -8.5% | -9.1% | -36.3% | -40.8% | -38.5% | -53.7% | -33.6% | |
| P/B Ratio | 1.53 | 1.17 | 1.05 | 1.15 | 1.22 | 1.18 | 1.12 | 1.15 | 1.08 | 1.09 | 1.10 | 1.15 | 1.48 |
| — | -1.2% | -5.9% | -0.6% | +13.0% | +8.7% | +1.9% | +0.4% | -26.9% | -17.5% | +1.9% | -12.6% | +10.3% | |
| P/FCF | 7.19 | 2.03 | 17.30 | 81.67 | 3.12 | 6.73 | 3.15 | 8.25 | — | 1.20 | — | 0.57 | — |
| — | -69.9% | +449.5% | +889.9% | — | +458.7% | — | +1352.8% | — | -26.4% | — | +40.2% | — | |
| EV / EBITDA | 17.23 | 12.00 | 11.59 | 12.82 | 12.08 | 13.49 | 12.92 | 24.15 | 23.43 | 16.81 | 14.69 | 11.37 | 12.98 |
| — | -11.0% | -10.3% | -46.9% | -48.4% | -19.8% | -12.0% | +112.4% | +80.4% | +181.6% | +194.7% | -23.6% | +35.4% | |
| EV / EBIT | 19.95 | 13.91 | 13.35 | 15.08 | 13.93 | 15.54 | 14.50 | 30.12 | 29.50 | 19.26 | 16.92 | 12.84 | 14.63 |
| — | -10.5% | -7.9% | -49.9% | -52.8% | -19.3% | -14.3% | +134.6% | +101.7% | +183.3% | +192.9% | -35.3% | +30.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
BOK Financial Corporation's operating margin was 20.9% in Q3 2025, down 0.5 pp QoQ and up 1.2 pp YoY. Gross margin expanded 10.4% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 57.1% | 63.4% | 62.7% | 62.1% | 57.0% | 57.5% | 58.4% | 55.1% | 56.3% | 59.9% | 65.6% | 73.8% | 81.9% |
| — | +10.4% | +7.4% | +12.8% | +1.4% | -4.2% | -11.0% | -25.4% | -31.4% | -32.3% | -31.3% | -23.1% | -18.4% | |
| Operating Margin | 19.8% | 20.9% | 21.4% | 19.4% | 23.1% | 19.7% | 22.9% | 13.4% | 14.0% | 20.8% | 25.4% | 30.3% | 34.3% |
| — | +6.1% | -6.2% | +45.3% | +64.8% | -5.2% | -9.9% | -55.9% | -59.1% | -42.6% | -31.9% | +39.7% | -2.0% | |
| Net Margin | 15.6% | 16.7% | 16.6% | 15.0% | 17.9% | 15.9% | 17.7% | 10.5% | 10.4% | 16.7% | 19.6% | 23.6% | 26.7% |
| — | +4.8% | -6.3% | +43.6% | +72.7% | -4.5% | -9.6% | -55.6% | -61.1% | -42.2% | -33.0% | +37.0% | -1.1% |
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.8% | 2.4% | 2.4% | 2.1% | 2.4% | 2.6% | 3.2% | 1.6% | 1.7% | 2.8% | 3.1% | 3.4% | 3.7% |
| — | -8.4% | -24.0% | +29.9% | +47.1% | -7.1% | +1.7% | -52.0% | -54.7% | -17.9% | +12.1% | +177.7% | +67.9% | |
| ROA | 1.1% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.4% |
| — | -0.0% | -15.2% | +42.9% | +63.2% | +1.7% | +2.0% | -51.9% | -54.6% | -22.1% | +10.8% | +170.4% | +52.5% | |
| ROIC | 4.1% | 1.3% | 1.3% | 1.2% | 1.2% | 1.1% | 1.2% | 0.6% | 0.6% | 0.9% | 1.1% | 1.3% | 1.9% |
| — | +16.4% | +7.8% | +98.9% | +107.4% | +21.3% | +6.3% | -56.5% | -68.1% | -66.3% | -47.1% | +59.5% | +17.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
BOK Financial Corporation's Debt/EBITDA ratio is 20.6x, down from 23.2x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 67.9% YoY to 0.12x, tightening the short-term liquidity position.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.80 | 0.70 | 0.82 | 0.72 | 0.80 | 1.00 | 1.43 | 1.58 | 1.74 | 1.88 | 1.92 | 1.33 | 1.52 |
| — | -30.0% | -42.7% | -54.7% | -53.9% | -46.9% | -25.7% | +19.3% | +14.3% | +754.6% | +980.1% | +420.7% | +227.8% | |
| Debt / EBITDA | 5.77 | 20.57 | 23.17 | 22.71 | 22.01 | 28.08 | 31.57 | 60.90 | 63.80 | 47.13 | 41.52 | 27.48 | 29.30 |
| — | -26.7% | -26.6% | -62.7% | -65.5% | -40.4% | -24.0% | +121.6% | +117.7% | +960.8% | +863.7% | +132.9% | +109.5% | |
| Current Ratio | 0.37 | 0.12 | 0.07 | 0.09 | 0.37 | 0.39 | 0.38 | 0.38 | 0.40 | 0.37 | 0.35 | 0.39 | 0.36 |
| — | -67.9% | -81.4% | -77.3% | -9.5% | +4.9% | +7.6% | -2.7% | +13.5% | +16.0% | +12.4% | +9.0% | -4.0% | |
| Quick Ratio | 0.37 | 0.12 | 0.07 | 0.09 | 0.37 | 0.39 | 0.38 | 0.38 | 0.40 | 0.37 | 0.35 | 0.39 | 0.36 |
| — | -67.9% | -81.4% | -77.3% | -9.5% | +4.9% | +7.6% | -2.7% | +13.5% | +16.0% | +12.4% | +9.0% | -4.0% | |
| Interest Coverage | 0.47 | 0.58 | 0.58 | 0.51 | 0.54 | 0.47 | 0.56 | 0.30 | 0.33 | 0.53 | 0.79 | 1.27 | 2.18 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 46 years · Updated daily
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BOK Financial Corporation's current P/E is 16.4x. The average P/E over the last 4 quarters is 12.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
BOK Financial Corporation's current operating margin is 19.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking BOK Financial Corporation's business trajectory between earnings reports.