Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.65 | 9.23 | 9.44 | 8.87 | 8.82 | 10.11 | 8.92 | 9.02 | 9.37 | 11.61 | 8.99 | 15.40 | 15.66 | 8.29 | 7.20 | 6.47 | 4.66 | 3.16 | 6.94 | 7.60 | 7.95 |
| — | -8.7% | +5.8% | -1.6% | -5.9% | -12.9% | -0.8% | -41.4% | -40.2% | +40.0% | +24.7% | +138.2% | +236.3% | +162.3% | +3.8% | -14.9% | -41.4% | -49.7% | -1.6% | +34.8% | +18.6% | |
| P/S Ratio | 2.96 | 2.79 | 2.99 | 2.60 | 2.49 | 2.77 | 2.46 | 2.22 | 2.31 | 2.56 | 2.29 | 2.33 | 2.19 | 1.73 | 1.66 | 1.56 | 1.90 | 1.37 | 2.22 | 2.60 | 2.49 |
| — | +0.7% | +21.5% | +17.1% | +7.7% | +8.2% | +7.6% | -4.6% | +5.4% | +48.6% | +38.2% | +49.5% | +15.2% | +25.9% | -25.5% | -40.1% | -23.5% | -43.2% | -8.5% | +9.1% | +26.9% | |
| P/B Ratio | 1.69 | 1.57 | 1.63 | 1.38 | 1.32 | 1.41 | 1.26 | 1.10 | 1.19 | 1.24 | 1.18 | 1.22 | 1.15 | 1.02 | 0.95 | 0.92 | 1.17 | 1.45 | 1.37 | 1.38 | 1.09 |
| — | +11.3% | +29.4% | +25.0% | +11.0% | +13.7% | +6.3% | -9.9% | +3.4% | +22.5% | +24.6% | +33.2% | -2.0% | -30.1% | -30.5% | -33.1% | +6.8% | +39.3% | +29.5% | +37.2% | +39.6% | |
| P/FCF | 15.17 | — | 9.04 | 14.05 | 9.30 | 15.32 | 9.46 | 13.28 | 11.95 | 10.26 | 40.90 | 14.72 | 10.60 | 15.41 | 7.28 | 8.79 | 7.24 | 4.54 | 5.44 | 8.83 | 5.72 |
| — | — | -4.4% | +5.8% | -22.2% | +49.4% | -76.9% | -9.8% | +12.8% | -33.4% | +461.7% | +67.5% | +46.3% | +239.5% | +33.8% | -0.5% | +26.6% | -40.5% | -4.6% | +3.1% | -19.5% | |
| EV / EBITDA | 5.40 | 8.67 | 9.05 | 4.02 | 4.08 | 4.70 | 2.12 | 1.12 | 1.25 | 1.59 | 0.37 | 1.83 | -0.64 | -1.44 | -3.75 | -1.00 | 0.32 | 0.40 | -2.77 | -2.57 | -8.37 |
| — | +84.6% | +326.9% | +260.3% | +225.8% | +196.0% | +467.1% | -38.9% | +296.6% | +210.4% | +110.0% | +282.1% | -301.1% | -458.5% | -35.3% | +60.9% | +103.8% | +105.3% | +68.5% | +21.6% | -35.3% | |
| EV / EBIT | 6.62 | 8.67 | 9.05 | 4.21 | 4.29 | 4.96 | 2.23 | 1.18 | 1.31 | 1.72 | 0.40 | 2.01 | -0.75 | -1.56 | -4.03 | -1.07 | 0.34 | 0.41 | -2.91 | -2.71 | -8.96 |
| — | +74.8% | +305.9% | +256.8% | +226.7% | +189.1% | +454.3% | -41.3% | +275.9% | +209.8% | +110.0% | +287.2% | -320.2% | -478.6% | -38.4% | +60.3% | +103.8% | +105.3% | +68.4% | +20.9% | -34.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 91.8% | 93.3% | 92.5% | 100.0% | 91.3% | 90.4% | 93.6% | 91.1% | 90.8% | 89.8% | 93.3% | 89.3% | 88.3% | 93.1% | 94.3% | 92.8% | 92.1% | 95.9% | 98.6% | 102.5% | 105.0% |
| — | +3.3% | -1.2% | +9.8% | +0.5% | +0.6% | +0.3% | +2.0% | +2.8% | -3.5% | -1.1% | -3.7% | -4.1% | -2.9% | -4.3% | -9.5% | -12.3% | -12.4% | -4.0% | -9.5% | +8.9% | |
| Operating Margin | 31.6% | 35.3% | 36.9% | 35.0% | 33.7% | 31.7% | 33.9% | 30.9% | 30.8% | 28.2% | 31.4% | 23.3% | 13.8% | 27.8% | 29.7% | 31.1% | 32.8% | 50.4% | 41.7% | 42.4% | 42.9% |
| — | +11.4% | +9.0% | +13.2% | +9.5% | +12.7% | +8.0% | +32.4% | +122.6% | +1.2% | +5.6% | -25.0% | -57.9% | -44.7% | -28.8% | -26.6% | -23.3% | -2.0% | -9.5% | -22.5% | +17.9% | |
| Net Margin | 26.1% | 30.3% | 31.7% | 29.4% | 28.3% | 27.1% | 27.6% | 24.7% | 24.7% | 22.1% | 25.6% | 15.2% | 14.0% | 20.8% | 23.1% | 24.1% | 40.8% | 43.4% | 32.0% | 34.3% | 31.4% |
| — | +11.8% | +14.9% | +19.2% | +14.7% | +22.6% | +8.0% | +62.4% | +75.7% | +6.2% | +10.8% | -37.0% | -65.6% | -52.0% | -28.0% | -29.6% | +30.3% | +12.9% | -7.3% | -19.1% | +7.3% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 14.0% | 4.2% | 4.4% | 3.9% | 3.8% | 3.5% | 3.6% | 3.1% | 3.1% | 2.8% | 3.4% | 2.0% | 2.0% | 3.0% | 3.3% | 3.7% | 6.6% | 10.6% | 4.7% | 4.0% | 3.4% |
| — | +20.0% | +21.9% | +25.8% | +21.3% | +25.8% | +6.2% | +55.5% | +58.3% | -8.1% | +0.7% | -46.1% | -70.2% | -71.4% | -29.1% | -6.7% | +92.0% | +152.1% | +26.7% | -9.7% | +16.8% | |
| ROA | 1.1% | 0.3% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.1% | 0.2% | 0.2% | 0.2% | 0.4% | 0.6% | 0.3% | 0.3% | 0.3% |
| — | +21.6% | +27.9% | +34.4% | +26.3% | +29.7% | +13.4% | +65.6% | +82.9% | +10.9% | +13.3% | -38.0% | -63.8% | -67.3% | -27.2% | -19.7% | +34.6% | +75.8% | -4.1% | -26.0% | +3.3% | |
| ROIC | 10.2% | 3.0% | 3.1% | 2.8% | 2.7% | 2.5% | 2.7% | 2.4% | 2.4% | 2.2% | 2.5% | 1.9% | 1.2% | 2.3% | 2.4% | 2.6% | 2.9% | 7.0% | 3.6% | 3.0% | 2.9% |
| — | +20.8% | +16.7% | +19.0% | +13.2% | +12.3% | +5.4% | +28.1% | +108.4% | -4.5% | +5.7% | -29.0% | -59.8% | -66.9% | -34.3% | -11.5% | +0.1% | +105.5% | +22.3% | -12.4% | +33.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.25 | 0.21 | 0.25 | 0.20 | 0.25 | 0.23 | 0.26 | 0.21 | 0.23 | 0.19 | 0.22 | 0.23 | 0.24 | 0.28 | 0.35 | 0.35 | 0.39 | 0.40 | 0.26 | 0.27 | 0.22 |
| — | -6.7% | -4.1% | -5.2% | +8.9% | +18.4% | +16.3% | -8.0% | -3.2% | -31.8% | -36.1% | -34.5% | -37.3% | -29.2% | +31.9% | +31.7% | +71.3% | +64.8% | +6.6% | +4.5% | -14.2% | |
| Debt / EBITDA | 1.50 | 4.27 | 4.94 | 4.12 | 5.42 | 5.33 | 5.68 | 5.20 | 5.63 | 5.21 | 5.09 | 6.79 | 11.37 | 6.34 | 7.59 | 7.12 | 7.12 | 2.90 | 3.91 | 4.49 | 4.45 |
| — | -19.9% | -13.0% | -20.8% | -3.8% | +2.4% | +11.4% | -23.4% | -50.4% | -17.8% | -32.9% | -4.7% | +59.7% | +118.4% | +94.1% | +58.5% | +59.9% | -30.8% | -16.9% | +6.3% | -33.6% | |
| Current Ratio | 0.38 | 0.58 | 0.49 | 0.39 | 0.38 | 0.42 | 0.43 | 0.42 | 0.38 | 0.41 | 0.43 | 0.42 | 0.38 | 0.41 | 0.44 | 0.42 | 0.39 | 0.55 | 0.58 | 0.61 | 0.66 |
| — | +40.4% | +13.0% | -7.7% | -1.8% | +1.1% | +0.4% | +2.0% | -0.0% | -0.8% | -2.6% | -0.7% | -1.7% | -24.5% | -24.8% | -31.7% | -40.8% | -17.5% | -10.5% | -0.9% | +8.8% | |
| Quick Ratio | 0.38 | 0.58 | 0.49 | 0.39 | 0.38 | 0.42 | 0.43 | 0.42 | 0.38 | 0.41 | 0.43 | 0.42 | 0.38 | 0.41 | 0.44 | 0.42 | 0.39 | 0.55 | 0.58 | 0.61 | 0.66 |
| — | +40.4% | +13.0% | -7.7% | -1.8% | +1.1% | +0.4% | +2.0% | -0.0% | -0.8% | -2.6% | -0.7% | -1.7% | -24.5% | -24.8% | -31.7% | -40.8% | -17.5% | -10.5% | -0.9% | +8.8% | |
| Interest Coverage | 0.81 | 1.01 | 1.12 | 1.06 | 0.94 | 0.77 | 0.83 | 0.71 | 0.67 | 0.54 | 0.62 | 0.46 | 0.28 | 0.59 | 0.74 | 0.99 | 1.35 | 6.85 | 7.27 | 7.40 | 7.41 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying BPOP stock.
Popular, Inc.'s current P/E is 9.6x. The average P/E over the last 4 quarters is 9.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Popular, Inc.'s current operating margin is 31.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Popular, Inc.'s business trajectory between earnings reports.