BV Financial, Inc. (BVFL) P/E Ratio History
UndervaluedTrading at 14.2x vs 5Y avg 77.9x · 35th percentile · Below historical baseline · Data 2005–2025
Loading P/E history...
P/E Ratio Analysis
As of June 19, 2026, BV Financial, Inc. (BVFL) trades at a price-to-earnings ratio of 14.2x, with a stock price of $20.34 and trailing twelve-month earnings per share of $1.57.
The current P/E is 82% below its 5-year average of 77.9x. Over the past five years, BVFL's P/E has ranged from a low of 6.3x to a high of 397.7x, placing the current valuation at the 35th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.6x, BVFL is roughly in line with its sector peers. The sector includes 783 companies with P/E ratios ranging from 0.0x to 196.5x.
The PEG ratio of 2.38 (P/E divided by 30% EPS growth) suggests the stock may be expensive relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, BVFL trades at a notable discount to the S&P 500 median P/E of 24.4x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our BVFL DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
BVFL Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
BVFL P/E vs Peers
Community and retail regional banks peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $356M | 7.9Lowest | 0.23Best | -8% | |
| $522M | 18.3 | 1.23 | +78% | |
| $2B | 39.3 | - | +564%Best | |
| $2B | 14.0 | 1.99 | +13% | |
| $533M | 20.2 | - | +130% | |
| $602M | 727.8 | - | -97% | |
| $76B | 23.2 | 2.61 | +21% | |
| $205M | 14.6 | 2.88 | +9% | |
| $429M | 22.5 | 0.77 | +25% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
BVFL Historical P/E Data (2005–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Dec 31 2025 | $18.14 | $1.44 | 12.6x | -83% |
| FY2025 Q3 | - | $16.12 | $1.06 | 15.2x | -80% |
| FY2025 Q2 | Jun 30 2025 | $15.23 | $1.03 | 14.8x | -80% |
| FY2025 Q1 | Mar 31 2025 | $15.26 | $1.06 | 14.4x | -81% |
| FY2024 Q4 | - | $17.22 | $1.09 | 15.8x | -79% |
| FY2024 Q3 | Sep 30 2024 | $15.35 | $1.19 | 12.9x | -83% |
| FY2024 Q2 | Jun 30 2024 | $11.91 | $1.19 | 10.0x | -87% |
| FY2024 Q1 | Mar 31 2024 | $10.33 | $1.39 | 7.4x | -90% |
| FY2023 Q4 | Dec 31 2023 | $14.18 | $1.54 | 9.2x | -88% |
| FY2023 Q3 | Sep 30 2023 | $10.08 | $1.60 | 6.3x | -92% |
| FY2023 Q2 | Jun 30 2023 | $18.00 | $1.58 | 11.4x | -85% |
| FY2023 Q1 | Mar 31 2023 | $23.50 | $1.43 | 16.4x | -78% |
| FY2022 Q4 | Dec 31 2022 | $25.00 | $1.37 | 18.2x | -76% |
| FY2007 Q4 | Dec 31 2007 | $7.90 | $0.03 | 263.3x | +252% |
| FY2007 Q3 | Sep 30 2007 | $8.40 | $0.04 | 190.9x | +155% |
| FY2007 Q2 | Jun 30 2007 | $8.70 | $0.04 | 197.7x | +164% |
| FY2007 Q1 | Mar 31 2007 | $8.75 | $0.02 | 397.7x | +431% |
| FY2006 Q4 | Dec 31 2006 | $8.77 | $0.04 | 208.8x | +179% |
| FY2006 Q3 | Sep 30 2006 | $8.70 | $0.11 | 80.6x | +8% |
| FY2006 Q2 | Jun 30 2006 | $9.00 | $0.17 | 53.6x | -28% |
| FY2006 Q1 | Mar 31 2006 | $9.50 | $0.19 | 48.9x | -35% |
| FY2005 Q4 | Dec 31 2005 | $8.95 | $0.22 | 40.4x | -46% |
Average P/E for displayed period: 74.8x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
21+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
BVFL — Frequently Asked Questions
Quick answers to the most common questions about buying BVFL stock.
What is BVFL's P/E ratio?
BV Financial, Inc. (BVFL) trailing twelve-month P/E ratio is 14.2x, based on TTM diluted EPS of $1.57. The 5-year average P/E is 77.9x and the historical range spans 6.3x to 397.7x.
Is BVFL stock overvalued or undervalued?
BVFL trades at 14.2x P/E, below its 5-year average of 77.9x. At the 35th percentile of its historical range (6.3x–397.7x), the stock is priced at a discount to its own history.
Is BVFL stock expensive?
No, BVFL is not expensive on a historical basis. The current P/E of 14.2x is below the 5-year average of 77.9x and sits at the 35th percentile of its valuation range.
What is BVFL's historical P/E range?
Over the past 5 years, BVFL's P/E ratio has ranged from 6.3x to 397.7x, with a median of 15.8x and an average of 77.9x. The current P/E of 14.2x places the stock at the 35th percentile of this range. Full historical data spans 2005–2025.
How does BVFL's P/E compare to the S&P 500?
BVFL trades at 14.2x P/E versus the S&P 500 median of 24.4x. The 42% discount to the market suggests lower growth expectations or perceived higher risk.
How does BVFL's valuation compare to Financial Services peers?
BV Financial, Inc. P/E of 14.2x compares to the Financial Services sector median of 13.6x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is BVFL's PEG ratio?
BVFL PEG ratio is 2.38, based on a P/E of 14.2x and EPS growth of 30.0%. A PEG above 2.0 indicates a premium valuation relative to earnings growth — typically considered expensive.
What is BVFL's earnings yield?
BVFL earnings yield is 7.03%, the inverse of its 14.2x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.