Columbia Financial, Inc. (CLBK) P/E Ratio History
ExpensiveTrading at 57.6x vs 5Y avg 23.9x · 95th percentile · Material premium to history · Data 2018–2026
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P/E Ratio Analysis
As of November 8, 2026, Columbia Financial, Inc. (CLBK) trades at a price-to-earnings ratio of 57.6x, with a stock price of $11.11 and trailing twelve-month earnings per share of $0.19.
The current P/E is 141% above its 5-year average of 23.9x. Over the past five years, CLBK's P/E has ranged from a low of 4.5x to a high of 114.1x, placing the current valuation at the 95th percentile of its historical range.
Compared to the Financial Services sector median P/E of 12.1x, CLBK trades at a 378% premium to its sector peers. The sector includes 763 companies with P/E ratios ranging from 0.0x to 190.1x.
Relative to the broader market, CLBK commands a significant premium over the S&P 500 median P/E of 21.8x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CLBK DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
CLBK Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
CLBK P/E vs Peers
Savings and Thrift Banks peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $3B | 12.7 | 1.80 | +13% | |
| $567M | 15.6 | - | +36% | |
| $1B | 37.8 | 13.59 | -29% | |
| $4B | 12.1 | 0.69Best | +15% | |
| $3B | 11.0Lowest | 1.37 | +2% | |
| $275M | 12.0 | 8.03 | +96% | |
| $2B | 12.8 | 2.00 | +331%Best | |
| $12B | 11.2 | - | -52% | |
| $97B | 23.4 | 2.63 | +21% | |
| $12B | 68.6 | - | -95% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
CLBK Historical P/E Data (2018–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q3 | Sep 30 2026 | $11.06 | $0.21 | 52.1x | +103% |
| FY2026 Q2 | - | $9.65 | $0.26 | 37.1x | +44% |
| FY2026 Q1 | - | $7.96 | $0.25 | 31.8x | +24% |
| FY2025 Q4 | Dec 31 2025 | $7.06 | $0.23 | 30.6x | +19% |
| FY2025 Q3 | - | $3.10 | $0.07 | 46.3x | +80% |
| FY2025 Q2 | Jun 30 2025 | $3.00 | $0.03 | 114.1x | +343% |
| FY2024 Q3 | Sep 30 2024 | $3.53 | $0.07 | 51.4x | +100% |
| FY2024 Q2 | Jun 30 2024 | $3.09 | $0.13 | 23.7x | -8% |
| FY2024 Q1 | Mar 31 2024 | $3.55 | $0.13 | 26.9x | +4% |
| FY2023 Q4 | Dec 31 2023 | $3.98 | $0.32 | 12.6x | -51% |
| FY2023 Q3 | Sep 30 2023 | $3.25 | $0.50 | 6.5x | -75% |
| FY2023 Q2 | Jun 30 2023 | $3.57 | $0.60 | 6.0x | -77% |
| FY2023 Q1 | Mar 31 2023 | $3.78 | $0.80 | 4.7x | -82% |
| FY2022 Q4 | Dec 31 2022 | $4.47 | $0.82 | 5.4x | -79% |
| FY2022 Q3 | Sep 30 2022 | $4.36 | $0.84 | 5.2x | -80% |
| FY2022 Q2 | - | $4.50 | $0.85 | 5.3x | -79% |
| FY2022 Q1 | - | $4.45 | $0.89 | 5.0x | -81% |
| FY2021 Q4 | Dec 31 2021 | $4.31 | $0.89 | 4.8x | -81% |
| FY2021 Q3 | - | $3.82 | $0.85 | 4.5x | -83% |
| FY2021 Q2 | Jun 30 2021 | $3.56 | $0.79 | 4.5x | -82% |
| FY2021 Q1 | Mar 31 2021 | $3.61 | $0.67 | 5.4x | -79% |
| FY2020 Q4 | - | $3.21 | $0.53 | 6.1x | -76% |
| FY2020 Q3 | Sep 30 2020 | $2.30 | $0.46 | 5.0x | -81% |
| FY2020 Q2 | - | $2.88 | $0.45 | 6.4x | -75% |
| FY2020 Q1 | - | $2.98 | $0.42 | 7.1x | -72% |
| FY2019 Q4 | - | $3.50 | $0.49 | 7.1x | -72% |
| FY2019 Q3 | Sep 30 2019 | $3.26 | $0.50 | 6.5x | -75% |
| FY2019 Q2 | Jun 30 2019 | $3.12 | $0.47 | 6.6x | -74% |
| FY2019 Q1 | Mar 31 2019 | $3.24 | $0.23 | 14.1x | -45% |
| FY2018 Q4 | Dec 31 2018 | $3.16 | $0.20 | 15.8x | -39% |
| FY2018 Q3 | Sep 30 2018 | $3.45 | $0.10 | 33.9x | +32% |
| FY2018 Q2 | Jun 30 2018 | $3.42 | $0.01 | 231.0x | +797% |
Average P/E for displayed period: 25.7x
CLBK Chart Terminal
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Intrinsic Valuation
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Historical Returns
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Peer Comparison
Compare growth, multiples, and margins vs sector.
CLBK — Frequently Asked Questions
Quick answers to the most common questions about buying CLBK stock.
What is CLBK's P/E ratio?
Columbia Financial, Inc. (CLBK) trailing twelve-month P/E ratio is 57.6x, based on TTM diluted EPS of $0.19. The 5-year average P/E is 23.9x and the historical range spans 4.5x to 114.1x.
Is CLBK stock overvalued or undervalued?
CLBK trades at 57.6x P/E, above its 5-year average of 23.9x. The 95th percentile ranking within the 4.5x–114.1x historical range indicates a premium to historical valuation.
Is CLBK stock expensive?
Yes, CLBK is expensive relative to its own history. The current P/E of 57.6x is above the 5-year average of 23.9x and also above the Financial Services sector median of 12.1x. The stock sits at the 95th percentile of its 5-year valuation range.
What is CLBK's historical P/E range?
Over the past 5 years, CLBK's P/E ratio has ranged from 4.5x to 114.1x, with a median of 12.6x and an average of 23.9x. The current P/E of 57.6x places the stock at the 95th percentile of this range. Full historical data spans 2018–2026.
How does CLBK's P/E compare to the S&P 500?
CLBK trades at 57.6x P/E versus the S&P 500 median of 21.8x. The 164% premium to the market typically reflects higher expected earnings growth or quality.
How does CLBK's valuation compare to Financial Services peers?
Columbia Financial, Inc. P/E of 57.6x compares to the Financial Services sector median of 12.1x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is CLBK's PEG ratio?
CLBK PEG ratio is N/A, based on a P/E of 57.6x and EPS growth of 563.6%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is CLBK's earnings yield?
CLBK earnings yield is 1.74%, the inverse of its 57.6x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.