Citigroup Inc. (C) Earnings History
Steady Earner37 years of earnings data (1989–2025) · Positive but moderate multi-year EPS trajectory
Loading earnings history...
Citigroup Inc. (C) Earnings Overview
As of June 21, 2026, Citigroup Inc. (C) reported trailing twelve-month net income of $14.27B, reflecting +17.5% year-over-year growth. The company earned $7.66 per diluted share over the past four quarters, with a net profit margin of 8.5%.
Looking at the long-term picture, C's 5-year EPS compound annual growth rate (CAGR) stands at +8.1%, showing solid earnings momentum. The company achieved its highest annual net income of $24.59B in fiscal 2005.
Citigroup Inc. maintains positive profitability with a gross margin of 44.6%, operating margin of 11.8%, and net margin of 8.5%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including JPM ($57.05B net income, 20.4% margin), BAC ($30.51B net income, 15.9% margin), WFC ($21.34B net income, 17.3% margin), C has room to improve margins relative to the peer group. Compare C vs JPM →
C Earnings vs Peers
Earnings metrics vs comparable public companies
C Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $14.27B | +12.5% | $19.83B | $6.99 | 8.5% | 11.8% |
| 2024 | $12.68B | +37.4% | $17.05B | $5.95 | 7.4% | 10.0% |
| 2023 | $9.23B | -37.8% | $12.91B | $4.04 | 5.9% | 8.3% |
| 2022 | $14.85B | -32.4% | $18.81B | $7.00 | 14.8% | 18.8% |
| 2021 | $21.95B | +98.7% | $27.47B | $10.14 | 27.5% | 34.4% |
| 2020 | $11.05B | -43.1% | $13.63B | $4.73 | 12.4% | 15.3% |
| 2019 | $19.40B | +7.5% | $23.90B | $8.04 | 18.8% | 23.1% |
| 2018 | $18.05B | +365.4% | $23.45B | $6.68 | 18.6% | 24.1% |
| 2017 | -$6.80B | -145.6% | $22.76B | $-2.98 | -7.6% | 25.6% |
| 2016 | $14.91B | -13.5% | $21.48B | $4.74 | 17.9% | 25.8% |
| 2015 | $17.24B | +135.9% | $24.83B | $5.42 | 19.5% | 28.1% |
| 2014 | $7.31B | -46.5% | $14.70B | $2.20 | 8.0% | 16.2% |
| 2013 | $13.66B | +84.4% | $19.80B | $4.25 | 14.7% | 21.3% |
| 2012 | $7.41B | -33.1% | $7.83B | $2.44 | 8.2% | 8.7% |
| 2011 | $11.07B | +4.4% | $14.72B | $3.63 | 10.9% | 14.5% |
| 2010 | $10.60B | +760.1% | $13.18B | $3.50 | 9.5% | 11.8% |
| 2009 | -$1.61B | +94.2% | -$7.80B | $-8.00 | -1.5% | -7.2% |
| 2008 | -$27.68B | -865.4% | -$52.35B | $-56.30 | -26.4% | -49.9% |
| 2007 | $3.62B | -83.2% | $646M | $6.70 | 2.4% | 0.4% |
| 2006 | $21.54B | -12.4% | $28.49B | $43.10 | 15.2% | 20.1% |
| 2005 | $24.59B | +44.3% | $29.43B | $47.50 | 20.4% | 24.5% |
| 2004 | $17.05B | -4.5% | $22.74B | $32.60 | 16.8% | 22.4% |
| 2003 | $17.85B | +16.9% | $26.05B | $34.20 | 18.8% | 27.5% |
| 2002 | $15.28B | +8.1% | $20.45B | $29.40 | 16.5% | 22.1% |
| 2001 | $14.13B | +4.5% | $20.43B | $27.20 | 14.2% | 20.6% |
| 2000 | $13.52B | +20.2% | $19.26B | $26.20 | 13.5% | 19.3% |
| 1999 | $11.24B | +61.8% | $17.90B | $21.70 | 11.9% | 19.0% |
| 1998 | $6.95B | +3.7% | $10.86B | $13.10 | 8.1% | 12.6% |
| 1997 | $6.71B | -0.5% | $10.54B | $29.00 | 9.3% | 14.6% |
| 1996 | $6.74B | +194.2% | $11.04B | $12.10 | 10.4% | 17.0% |
| 1995 | $2.29B | +72.8% | $3.32B | $9.20 | 8.4% | 12.2% |
| 1994 | $1.33B | +44.8% | $2.15B | $6.44 | 7.1% | 11.5% |
| 1993 | $916M | +25.8% | $1.50B | $9.10 | 13.5% | 22.0% |
| 1992 | $728M | +52.1% | $1.19B | $5.40 | 13.7% | 22.4% |
| 1991 | $479M | +28.4% | $766M | $3.50 | 7.2% | 11.5% |
| 1990 | $373M | +29.0% | $589M | $2.80 | 6.0% | 9.5% |
| 1989 | $289M | - | $471M | $2.30 | 5.1% | 8.3% |
Download Data
Export C earnings history in CSV or JSON format
Free sign-in required to download data
Full Stock Analysis
Deep dive into C consensus models and risk factors.
Should I Buy C?
Wall Street verdict, signals, and target summaries.
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
37+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
C — Frequently Asked Questions
Quick answers to the most common questions about buying C stock.
What is C earnings per share (EPS)?
C trailing twelve-month (TTM) diluted EPS is $7.66, reflecting +17.5% year-over-year growth. The 5-year EPS CAGR is +8.1%. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is Citigroup Inc.'s net income?
Citigroup Inc. (C) trailing twelve-month net income is $14.3B as of 2025. Earnings grew +17.5% year-over-year. Citigroup Inc. has been profitable for 8 consecutive years.
Is C profitable?
Yes, C is profitable with a TTM net income of $14.3B and a net profit margin of +8.5%. Citigroup Inc. has generated profits for 8 consecutive years.
What is C's earnings growth rate?
C compound annual EPS growth rates (CAGR): 1-Year: +17.5%, 3-Year: -0.0%, 5-Year: +8.1%, 10-Year: +2.6%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are C's profit margins?
Citigroup Inc. net profit margin is +8.5%, operating margin is +11.8%, and gross margin is +44.6%. Margins are within a typical range for the sector. Return on Equity is +6.7%.
Is C growing earnings?
Yes, C earnings are accelerating — EPS growth of +17.5% exceeds the 5-year CAGR of +8.1%. TTM net income reached $14.3B. Earnings momentum is strengthening.
What was C's best earnings year?
Citigroup Inc.'s highest annual net income on record is $24.6B, achieved in fiscal year 2005. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were C's earnings last quarter?
C's most recent reported quarter was Q4 2025. Net income was $2.4B with diluted EPS of $1.19. For a full breakdown of all quarters, see the quarterly earnings table on this page.