Citigroup Inc. (C) Earnings History
Annual and quarterly earnings data from 1989 to 2024
Loading earnings history...
C EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
C Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 41.7% | 10.0% | 7.4% |
| 2023 | 43.7% | 8.3% | 5.9% |
| 2022 | 69.2% | 18.8% | 14.8% |
| 2021 | 94.9% | 34.4% | 27.5% |
| 2020 | 65.4% | 15.3% | 12.4% |
Download Data
Export C earnings history in CSV or JSON format
Free sign-in required to download data
Citigroup Inc. (C) Earnings Overview
As of May 6, 2026, Citigroup Inc. (C) reported trailing twelve-month net income of $14.69B, reflecting +47.3% year-over-year growth. The company earned $7.89 per diluted share over the past four quarters, with a net profit margin of 7.4%.
Looking at the long-term picture, C's 5-year EPS compound annual growth rate (CAGR) stands at -5.8%, signaling declining earnings. The company achieved its highest annual net income of $24.59B in fiscal 2005.
Citigroup Inc. maintains positive profitability with a gross margin of 41.7%, operating margin of 10.0%, and net margin of 7.4%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including JPM ($58.03B net income, 21.6% margin), BAC ($30.63B net income, 16.2% margin), WFC ($21.06B net income, 15.7% margin), C has room to improve margins relative to the peer group. Compare C vs JPM →
C Earnings vs Peers
Earnings metrics vs comparable public companies
C Historical Earnings Data (1989–2024)
36 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $12.68B | +37.4% | $17.05B | $5.95 | 7.4% | 10.0% |
| 2023 | $9.23B | -37.8% | $12.91B | $4.04 | 5.9% | 8.3% |
| 2022 | $14.85B | -32.4% | $18.81B | $7.00 | 14.8% | 18.8% |
| 2021 | $21.95B | +98.7% | $27.47B | $10.14 | 27.5% | 34.4% |
| 2020 | $11.05B | -43.1% | $13.63B | $4.73 | 12.4% | 15.3% |
| 2019 | $19.40B | +7.5% | $23.90B | $8.04 | 18.8% | 23.1% |
| 2018 | $18.05B | +365.4% | $23.45B | $6.68 | 18.6% | 24.1% |
| 2017 | -$6.80B | -145.6% | $22.76B | $-2.98 | -7.6% | 25.6% |
| 2016 | $14.91B | -13.5% | $21.48B | $4.74 | 17.9% | 25.8% |
| 2015 | $17.24B | +135.9% | $24.83B | $5.42 | 19.5% | 28.1% |
Full C Stock Analysis
Analyst consensus, bull case, AI-generated risk factors, and peer comparison — all in one place.
Should I Buy C Right Now?
Bull case, key risks, Wall St analyst verdict, and what council investors are saying — updated daily.
See C's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs C Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare C vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonC — Frequently Asked Questions
Quick answers to the most common questions about buying C stock.
Is C growing earnings?
C EPS is $7.89, with earnings growth accelerating to +47.3%. This exceeds the 5-year CAGR of -5.8%. TTM net income reached $14.7B.
What are C's profit margins?
Citigroup Inc. net margin is +7.4%, with operating margin at +10.0%. Margins sit within typical range for the sector.
How consistent are C's earnings?
C earnings data spans 1989-2024. The accelerating earnings trend is +47.3% YoY. Historical data enables comparison across business cycles.