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Citigroup Inc. (C) Price Target Analysis

Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026

Current Price
$110.22
Market reference
Price Target
$132.09
+19.8% Upside
Target Range
$87.00 — $152.00
Wide divergence
Analyst Rating
Buy
26 analysts
Forward P/E10.7x
Trailing P/E18.5x
Forward PEG—
Implied Growth+30.8%
Median Target$135.00
Analyst Spread49.2%

Analysts see +19.8% upside to their consensus target of $132.09. The bullish rating consensus aligns with positive price target gap.

Price Forecast (1 Year)

Last 12 months price action with 12-month analyst target path

Current$110.22
Consensus$132.09
High$152.00
Low$87.00
Model$220.52
Bear Case
$87
-21.1%
Consensus
$132
+19.8%
Bull Case
$152
+37.9%
Valuation Model TargetsConfidence: 59/100
Bear$117
Base$221
Bull$762

Analyst Ratings Distribution

Breakdown of 26 published analyst recommendations for C

35% hold / mixed conviction
+29
BearishBullish
Weighted analyst sentiment score based on 26 ratings
ConsensusBuy
Coverage26 Analysts
Net Score+29
Bull / Bear62% / 4%
Strong Buy00%
Buy1662%
Hold935%
Sell14%
Strong Sell00%
Strong Buy
00%
Buy
1662%
Hold
935%
Sell
14%
Strong Sell
00%
Recommendation Mix62% Buy · 35% Hold · 4% Sell
Buy (16)Hold (9)Sell (1)

C Price Target Analysis

Updated February 28, 2026

As of February 28, 2026, Citigroup Inc. (C) has a Wall Street consensus price target of $132.09, based on estimates from 26 covering analysts. With the stock currently trading at $110.22, this represents a potential upside of +19.8%. The company has a market capitalization of $192.61B.

Analyst price targets range from a low of $87.00 to a high of $152.00, representing a 49% spread in expectations. The median target of $135.00 aligns closely with the consensus average.

The current analyst consensus rating is Buy, with 16 analysts rating the stock as a Buy or Strong Buy,9 rating it Hold, and 1 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.

From a valuation perspective, C trades at a trailing P/E of 18.5x and forward P/E of 10.7x. Analysts expect EPS to grow +30.8% over the next year.

Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $220.52, with bear and bull scenarios of $116.74 and $761.68 respectively. Model confidence stands at 59/100, reflecting moderate uncertainty in projections.

Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.

Analyst Sentiment Comparison

Industry Peer Analysis
Avg Peer Upside-0.3%
Avg Forward P/E10.9x
Peers with Coverage9 / 9
CompanyMarket CapPriceTargetUpsideRatingFwd P/EAnalysts
CCitigroup Inc.
$192.6B$110.22$132.09+19.8%Buy10.7x26
JPMJPMorgan Chase & Co.$809.7B$300.30$336.10+11.9%Buy13.9x60
BACBank of America Corporation$379.2B$49.83$60.33+21.1%Buy11.5x53
WFCWells Fargo & Company$251.8B$81.44$100.00+22.8%Hold11.6x59
RYRoyal Bank of Canada$234.2B$167.23$124.85-25.3%Hold10.6x29
TDThe Toronto-Dominion Bank$163.3B$97.36$89.52-8.1%Hold10.4x17
BMOBank of Montreal$102.0B$143.93$78.00-45.8%Buy10.2x18
BNSThe Bank of Nova Scotia$93.7B$75.75$72.15-4.8%Buy9.3x19
CMCanadian Imperial Bank of Commerce$93.6B$100.96$106.62+5.6%Hold10.1x15

Upside Potential Comparison

WFC
+22.8%
BAC
+21.1%
C
+19.8%
JPM
+11.9%
CM
+5.6%
BNS
-4.8%
TD
-8.1%
RY
-25.3%

See C's True Return

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Is C Undervalued?

See our Bear / Base / Bull DCF models and intrinsic value estimates.

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Compare C vs JPM

See how C stacks up against sector leader JPMorgan Chase & Co..

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Frequently Asked Questions

What is the C stock price target for 2026?

Citigroup Inc. (C) has a consensus 12-month price target of $132.09, implying 19.8% upside from $110.22. The 26 analysts covering C see moderate appreciation potential.

Is C a buy, sell, or hold?

C has a consensus rating of "Buy" based on 26 Wall Street analysts. The rating breakdown is predominantly bullish, with 16 Buy/Strong Buy ratings. The consensus 12-month price target of $132.09 implies 19.8% upside from current levels.

Is C stock overvalued or undervalued?

With a forward P/E of 10.687x, C trades at a relatively low valuation. The consensus target of $132.09 implies 19.8% appreciation, suggesting meaningful undervaluation.

How high can C stock go?

The most bullish Wall Street analyst has a price target of $152 for C, while the most conservative target is $87. The consensus of $132.09 represents the median expectation. Our quantitative valuation model projects a bull case target of $762 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.

How many analysts cover C stock?

C is heavily covered by Wall Street, with 26 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 16 have Buy ratings, 9 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.

What is the C stock forecast?

The 12-month C stock forecast based on 26 Wall Street analysts shows a consensus price target of $132.09, with estimates ranging from $87 (bear case) to $152 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $221, with bear/bull scenarios of $117/$762.

What is C's fair value based on fundamentals?

Our quantitative valuation model calculates C's fair value at $221 (base case), with a bear case of $117 and bull case of $762. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 59/100.

What is C's forward P/E ratio?

C trades at a forward P/E ratio of 10.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 18.5x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.

Should I buy C stock?

Wall Street analysts are optimistic on C, with a "Buy" consensus rating and $132.09 price target (19.8% upside). 16 of 26 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.

Why do C price targets vary so much?

C analyst price targets range from $87 to $152, a 49% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $132.09 consensus represents the middle ground. Our model's $117-$762 range provides an independent fundamental perspective.

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