Citigroup Inc. (C) P/E Ratio History
Historical price-to-earnings valuation from 1990 to 2025
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C Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, Citigroup Inc. (C) trades at a price-to-earnings ratio of 21.4x, with a stock price of $127.57 and trailing twelve-month earnings per share of $7.89.
The current P/E is 110% above its 5-year average of 10.2x. Over the past five years, C's P/E has ranged from a low of 5.7x to a high of 18.6x, placing the current valuation at the 100th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.4x, C trades at a 60% premium to its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, C trades roughly in line with the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our C DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
C P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $849B | 15.9 | 1.23 | +22% | |
| $408B | 14.0 | 0.91Best | +19% | |
| $249B | 15.0 | 2.68 | +11% | |
| $291B | 23.1 | 1.65 | +77% | |
| $308B | 24.3 | 2.73 | +53% | |
| $87B | 12.2Lowest | 1.43 | +22% | |
| $92B | 23.0 | 4.47 | +49% | |
| $43B | 18.4 | 2.09 | +47% | |
| $90B | 16.2 | 4.23 | +7% | |
| $67B | 15.1 | - | +408%Best |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
C Historical P/E Data (1990–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q3 | $101.50 | $7.12 | 14.3x | +13% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $85.12 | $6.77 | 12.6x | -0% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $70.99 | $6.33 | 11.2x | -11% |
| FY2024 Q4 | $70.39 | $5.95 | 11.8x | -6% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $62.60 | $3.47 | 18.0x | +43% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $63.46 | $3.59 | 17.7x | +40% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $63.24 | $3.40 | 18.6x | +47% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $51.44 | $4.01 | 12.8x | +2% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $41.13 | $6.31 | 6.5x | -48% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $46.04 | $6.31 | 7.3x | -42% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $46.89 | $7.17 | 6.5x | -48% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $45.23 | $7.00 | 6.5x | -49% |
Average P/E for displayed period: 12.6x
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Start ComparisonC — Frequently Asked Questions
Quick answers to the most common questions about buying C stock.
Is C stock overvalued or undervalued?
C trades at 21.4x P/E, above its 5-year average of 10.2x. The 100th percentile ranking indicates a premium to historical valuation.
How does C's valuation compare to peers?
Citigroup Inc. P/E of 21.4x compares to sector median of 13.4x. The premium reflects expected growth above peers.
What is C's PEG ratio?
C PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 1990-2025.