Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.90 | 10.25 | 10.04 | 9.20 | 8.15 | 7.72 | 12.22 | 23.53 | 10.69 | 11.48 | 10.19 | 9.21 | 16.22 | 10.53 | 9.11 | 10.40 | 9.93 | 10.98 | 10.80 | 10.41 | 10.85 |
| — | +32.8% | -17.9% | -60.9% | -23.7% | -32.8% | +20.0% | +155.5% | -34.1% | +9.0% | +11.8% | -11.4% | +63.4% | -4.1% | -15.6% | -0.1% | -8.5% | -11.1% | +9.4% | +13.9% | +47.9% | |
| P/S Ratio | 4.06 | 3.42 | 4.34 | 3.84 | 2.70 | 2.61 | 2.85 | 2.95 | 3.39 | 3.44 | 2.91 | 2.97 | 3.68 | 2.83 | 2.72 | 3.22 | 3.32 | 3.36 | 3.48 | 3.86 | 3.75 |
| — | +31.0% | +52.2% | +30.1% | -20.3% | -24.1% | -1.9% | -0.6% | -7.9% | +21.4% | +6.9% | -7.7% | +10.9% | -15.6% | -21.8% | -16.6% | -11.4% | -16.4% | -15.0% | +0.3% | +36.5% | |
| P/B Ratio | 1.41 | 1.30 | 1.27 | 1.13 | 1.06 | 0.97 | 1.06 | 1.08 | 1.18 | 1.13 | 0.95 | 0.98 | 1.11 | 0.89 | 0.97 | 1.14 | 1.35 | 1.45 | 1.45 | 1.45 | 1.32 |
| — | +34.1% | +19.5% | +5.2% | -10.5% | -14.2% | +11.5% | +10.2% | +6.2% | +27.4% | -1.7% | -14.2% | -17.5% | -38.7% | -33.3% | -21.2% | +1.9% | +10.2% | +10.5% | +7.2% | +30.5% | |
| P/FCF | 9.77 | 7.05 | 7.69 | 11.04 | 9.69 | 4.64 | 38.02 | — | 3.81 | — | 9.15 | 7.12 | — | 2.22 | 6.81 | 9.44 | 7.74 | 10.56 | 6.18 | 4.12 | 5.82 |
| — | +51.8% | -79.8% | — | +154.6% | — | +315.4% | — | — | — | +34.4% | -24.6% | — | -79.0% | +10.2% | +129.4% | +33.1% | +57.4% | -25.5% | +41.6% | +3.4% | |
| EV / EBITDA | 12.53 | 4.90 | 23.18 | 17.97 | 9.47 | 11.74 | 15.07 | 29.99 | 12.33 | 15.19 | 15.40 | 13.87 | 21.62 | 13.75 | 12.86 | 14.53 | 10.36 | 13.32 | 12.46 | 9.50 | 8.61 |
| — | -58.3% | +53.9% | -40.1% | -23.2% | -22.7% | -2.2% | +116.2% | -43.0% | +10.4% | +19.7% | -4.5% | +108.6% | +3.3% | +3.2% | +53.0% | +20.3% | +77.0% | +42.9% | +64.2% | +29.7% | |
| EV / EBIT | 18.72 | 4.90 | 11.85 | 81.69 | 10.28 | 12.92 | 17.43 | 44.49 | 13.00 | 16.11 | 16.39 | 14.68 | 23.83 | 14.87 | 13.67 | 15.40 | 10.90 | 14.08 | 13.15 | 9.97 | 9.07 |
| — | -62.1% | -32.0% | +83.6% | -20.9% | -19.8% | +6.4% | +203.0% | -45.5% | +8.3% | +19.9% | -4.7% | +118.6% | +5.6% | +4.0% | +54.5% | +20.2% | +76.5% | +44.0% | +65.1% | +30.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 92.3% | 97.2% | 100.0% | 100.0% | 100.0% | 95.3% | 88.6% | 83.8% | 98.3% | 99.5% | 98.4% | 102.9% | 98.5% | 101.6% | 99.8% | 99.6% | 99.0% | 94.1% | 95.0% | 102.4% | 97.4% |
| — | +2.1% | +12.9% | +19.3% | +1.8% | -4.2% | -10.0% | -18.5% | -0.2% | -2.1% | -1.3% | +3.3% | -0.5% | +8.0% | +5.0% | -2.7% | +1.6% | -3.9% | -11.9% | -1.7% | -2.1% | |
| Operating Margin | 32.7% | 42.6% | 28.1% | 30.7% | 45.8% | 42.1% | 29.3% | 10.6% | 39.8% | 36.3% | 35.8% | 39.6% | 27.5% | 33.1% | 37.4% | 38.9% | 42.2% | 38.5% | 40.3% | 46.7% | 43.3% |
| — | +1.3% | -4.2% | +190.6% | +15.2% | +15.8% | -18.1% | -73.3% | +44.6% | +9.8% | -4.4% | +1.9% | -34.7% | -14.0% | -7.2% | -16.7% | -2.7% | -7.7% | -22.1% | -11.7% | -7.3% | |
| Net Margin | 26.1% | 33.2% | 43.5% | 41.8% | 33.1% | 33.7% | 23.3% | 12.6% | 31.7% | 30.0% | 28.9% | 32.2% | 22.7% | 26.9% | 29.8% | 31.0% | 33.5% | 30.6% | 32.3% | 37.2% | 34.5% |
| — | -1.2% | +87.0% | +233.0% | +4.5% | +12.3% | -19.5% | -61.0% | +39.7% | +11.3% | -3.1% | +3.9% | -32.3% | -12.1% | -7.6% | -16.8% | -2.9% | -6.4% | -22.1% | -12.1% | -7.8% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.6% | 3.2% | 3.2% | 3.1% | 3.3% | 3.2% | 2.2% | 1.3% | 2.8% | 2.5% | 2.4% | 2.7% | 1.8% | 2.1% | 2.7% | 2.8% | 3.5% | 3.3% | 3.2% | 3.3% | 3.0% |
| — | -1.1% | +47.1% | +148.7% | +18.9% | +26.7% | -8.2% | -53.0% | +56.2% | +19.7% | -10.6% | -4.1% | -49.1% | -35.3% | -17.9% | -15.3% | +14.7% | +21.2% | -3.9% | -11.8% | -13.1% | |
| ROA | 1.0% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.1% | 0.3% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% |
| — | +6.9% | +63.2% | +173.8% | +27.3% | +33.7% | -2.6% | -50.3% | +72.0% | +34.3% | -3.7% | +3.2% | -46.0% | -34.4% | -21.7% | -27.3% | -8.7% | -5.7% | -22.1% | -22.2% | -17.6% | |
| ROIC | 5.1% | 1.8% | 0.9% | 0.9% | 1.7% | 1.4% | 1.0% | 0.4% | 1.3% | 1.1% | 1.0% | 1.1% | 0.8% | 0.9% | 1.2% | 1.4% | 1.7% | 1.5% | 1.7% | 2.0% | 1.9% |
| — | +29.4% | -17.2% | +130.4% | +29.9% | +31.1% | +4.2% | -65.0% | +65.5% | +16.4% | -17.0% | -17.4% | -55.9% | -39.1% | -31.1% | -32.5% | -10.0% | -14.7% | -21.7% | -15.0% | -10.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.92 | 0.52 | 0.79 | 0.85 | 0.92 | 1.20 | 1.01 | 0.98 | 1.03 | 1.06 | 1.17 | 1.29 | 1.07 | 1.11 | 1.05 | 1.14 | 0.69 | 1.08 | 0.93 | 0.58 | 0.47 |
| — | -56.7% | -22.4% | -13.6% | -9.8% | +13.3% | -13.7% | -23.7% | -4.2% | -4.7% | +11.4% | +12.8% | +56.1% | +2.8% | +13.1% | +95.3% | +45.1% | +130.4% | +136.7% | +26.6% | +1.4% | |
| Debt / EBITDA | 6.95 | 6.89 | 38.06 | 32.20 | 19.03 | 27.80 | 32.15 | 68.65 | 28.09 | 33.35 | 37.72 | 37.35 | 46.76 | 39.59 | 29.80 | 31.32 | 15.24 | 24.58 | 21.00 | 12.75 | 11.74 |
| — | -75.2% | +18.4% | -53.1% | -32.2% | -16.6% | -14.7% | +83.8% | -39.9% | -15.8% | +26.6% | +19.3% | +206.9% | +61.0% | +41.9% | +145.6% | +29.7% | +89.8% | +132.0% | +33.5% | +14.2% | |
| Current Ratio | 1.77 | 0.26 | 0.20 | 0.16 | 1.77 | 0.16 | 0.16 | 0.17 | 0.15 | 0.14 | 0.13 | 0.15 | 0.14 | 0.14 | 0.13 | 0.13 | 0.15 | 0.14 | 0.16 | 0.29 | 0.35 |
| — | +58.8% | +26.1% | -5.1% | +1044.2% | +14.0% | +19.4% | +15.2% | +10.1% | +0.1% | -0.0% | +10.3% | -5.9% | -2.6% | -17.9% | -54.3% | -57.6% | -58.1% | -47.1% | +251.8% | +19.4% | |
| Quick Ratio | 1.77 | 0.26 | 0.20 | 0.16 | 1.77 | 0.16 | 0.16 | 0.17 | 0.15 | 0.14 | 0.13 | 0.15 | 0.14 | 0.14 | 0.13 | 0.13 | 0.15 | 0.14 | 0.16 | 0.29 | 0.35 |
| — | +58.8% | +26.1% | -5.1% | +1044.2% | +14.0% | +19.4% | +15.2% | +10.1% | +0.1% | -0.0% | +10.3% | -5.9% | -2.6% | -17.9% | -54.3% | -57.6% | -58.1% | -47.1% | +251.8% | +19.4% | |
| Interest Coverage | 0.70 | 2.17 | 1.13 | 0.16 | 1.11 | 0.89 | 0.59 | 0.21 | 0.66 | 0.53 | 0.50 | 0.57 | 0.38 | 0.48 | 0.67 | 0.87 | 1.56 | 2.65 | 5.37 | 8.45 | 7.80 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying CAC stock.
Camden National Corp.'s current P/E is 10.9x. The average P/E over the last 4 quarters is 9.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Camden National Corp.'s current operating margin is 32.7%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Camden National Corp.'s business trajectory between earnings reports.