Cadence Bank (CADE) quarterly income statement — complete revenue, gross profit & net income history
Cadence Bank (CADE) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 | Q4'20 |
|---|
| Net Interest Income | 423.73M | 378.14M | 363.15M | 364.53M | 361.46M | 356.32M | 353.91M | 334.52M | 328.96M | 333.53M | 354.26M | 359.36M | 355.35M | 324.77M | 311.82M | 271.21M | 181.54M | 180.18M | 172.79M | 176.94M |
| NII Growth % | 17.23% | 6.12% | 2.61% | 8.97% | 9.88% | 6.83% | -0.1% | -6.91% | -7.43% | 2.7% | 13.61% | 32.5% | 95.74% | 80.24% | 80.46% | 53.28% | 3.19% | 5.64% | 3.14% | 3.61% |
| Net Interest Margin % | 0.8% | 0.75% | 0.76% | 0.78% | 0.73% | 0.74% | 0.73% | 0.68% | 0.68% | 0.68% | 0.69% | 0.74% | 0.74% | 0.68% | 0.66% | 0.57% | 0.65% | 0.65% | 0.67% | 0.73% |
| Interest Income | 704.64M | 635.6M | 599.26M | 620.32M | 647.71M | 642.21M | 637.11M | 615.1M | 595.46M | 573.42M | 526.13M | 473.55M | 405.56M | 349.56M | 331.93M | 290.63M | 199.51M | 199.13M | 192.78M | 199.29M |
| Interest Expense | 280.92M | 257.46M | 236.1M | 255.79M | 286.25M | 285.89M | 283.2M | 280.58M | 266.5M | 239.87M | 171.86M | 114.19M | 50.2M | 24.79M | 20.11M | 19.41M | 17.97M | 18.95M | 19.99M | 22.35M |
| Loan Loss Provision | 32M | 31M | 20M | 15M | 12M | 22M | 22M | 38M | 17M | 15M | 10M | 6M | 0 | 1M | 0 | 133.56M | -7M | 11.5M | 0 | 5M |
| Non-Interest Income | 43.68M | 77.6M | 76.78M | 86.17M | 85.9M | 100.66M | 83.79M | -441.7M | 73.99M | 86.64M | 34.46M | 114.87M | 124.49M | 125.23M | 128.44M | 103.85M | 84.42M | 101.94M | 87.94M | 78.83M |
| Non-Interest Income % | 9.35% | 17.03% | 17.45% | 19.12% | 19.2% | 22.03% | 19.14% | 412.09% | 18.36% | 20.62% | 8.86% | 24.22% | 25.94% | 27.83% | 29.17% | 27.69% | 31.74% | 36.13% | 33.73% | 30.82% |
| Total Net Revenue | 467.41M | 455.74M | 439.93M | 450.7M | 447.36M | 456.98M | 437.69M | -107.19M | 402.95M | 420.17M | 388.72M | 474.23M | 479.85M | 450M | 440.26M | 375.07M | 265.96M | 282.13M | 260.73M | 255.76M |
| Revenue Growth % | 4.48% | -0.27% | 0.51% | 520.48% | 11.02% | 8.76% | 12.6% | -122.6% | -16.03% | -6.63% | -11.71% | 26.44% | 80.42% | 59.5% | 68.86% | 46.65% | 0.04% | 7.75% | 6.84% | 4.19% |
| Non-Interest Expense | 270.45M | 252.28M | 250.74M | 266.19M | 259.44M | 256.7M | 263.21M | 220.5M | 273.84M | 267.47M | 284.65M | 340.67M | 319.73M | 285.89M | 291.67M | 289.19M | 179.89M | 173.98M | 155.82M | 167.91M |
| Efficiency Ratio | 57.86% | 55.36% | 57% | 59.06% | 57.99% | 56.17% | 60.13% | -205.72% | 67.96% | 63.66% | 73.23% | 71.84% | 66.63% | 63.53% | 66.25% | 77.1% | 67.64% | 61.67% | 59.77% | 65.65% |
| Operating Income | 164.96M | 172.46M | 169.19M | 169.51M | 175.92M | 178.28M | 152.49M | -365.68M | 111.51M | 137.72M | 94.08M | 127.56M | 160.11M | 163.11M | 148.59M | -47.69M | 93.08M | 96.64M | 104.9M | 82.85M |
| Operating Margin % | 35.29% | 37.84% | 38.46% | 37.61% | 39.32% | 39.01% | 34.84% | 341.17% | 27.67% | 32.78% | 24.2% | 26.9% | 33.37% | 36.25% | 33.75% | -12.72% | 35% | 34.25% | 40.23% | 32.39% |
| Operating Income Growth % | -6.23% | -3.27% | 10.95% | 146.35% | 57.77% | 29.45% | 62.08% | -386.67% | -30.36% | -15.56% | -36.68% | 367.48% | 72.02% | 68.78% | 41.65% | -157.56% | -2.39% | 21.83% | 249.44% | -0.32% |
| Pretax Income | 164.96M | 172.46M | 169.19M | 169.51M | 175.92M | 178.28M | 152.49M | -365.68M | 111.51M | 137.72M | 94.08M | 127.56M | 160.11M | 163.11M | 148.59M | -47.69M | 93.08M | 96.64M | 104.9M | 82.85M |
| Pretax Margin % | 35.29% | 37.84% | 38.46% | 37.61% | 39.32% | 39.01% | 34.84% | 341.17% | 27.67% | 32.78% | 24.2% | 26.9% | 33.37% | 36.25% | 33.75% | -12.72% | 35% | 34.25% | 40.23% | 32.39% |
| Income Tax | 35.11M | 37.81M | 35.97M | 36.8M | 39.48M | 40.81M | 35.51M | -86.13M | 24.36M | 30.46M | 21.07M | 29.63M | 36.71M | 36.15M | 33.64M | -13.03M | 20.35M | 21.1M | 23.35M | 14.05M |
| Effective Tax Rate % | 21.28% | 21.93% | 21.26% | 21.71% | 22.44% | 22.89% | 23.29% | 23.55% | 21.84% | 22.12% | 22.4% | 23.23% | 22.93% | 22.17% | 22.64% | 27.33% | 21.86% | 21.84% | 22.26% | 16.95% |
| Net Income | 129.85M | 134.65M | 133.22M | 132.72M | 136.44M | 137.47M | 116.98M | 259.06M | 92.58M | 114.03M | 76.63M | 97.93M | 123.4M | 126.96M | 114.95M | -34.66M | 72.72M | 75.54M | 81.56M | 68.81M |
| Net Margin % | 27.78% | 29.54% | 30.28% | 29.45% | 30.5% | 30.08% | 26.73% | -241.7% | 22.98% | 27.14% | 19.71% | 20.65% | 25.72% | 28.21% | 26.11% | -9.24% | 27.34% | 26.78% | 31.28% | 26.9% |
| Net Income Growth % | -4.83% | -2.06% | 13.89% | -48.77% | 47.37% | 20.56% | 52.65% | 164.53% | -24.97% | -10.18% | -33.34% | 382.58% | 69.68% | 68.07% | 40.94% | -150.37% | -1.49% | 23.51% | 236.16% | 4.49% |
| Net Income (Continuing) | 129.85M | 134.65M | 133.22M | 132.72M | 136.44M | 137.47M | 116.98M | -279.56M | 87.15M | 107.26M | 73.01M | 97.93M | 123.4M | 126.96M | 114.95M | -34.66M | 72.72M | 75.54M | 81.56M | 68.81M |
| EPS (Diluted) | 0.67 | 0.69 | 0.70 | 0.70 | 0.72 | 0.73 | 0.62 | 1.41 | 0.49 | 0.61 | 0.40 | 0.52 | 0.66 | 0.68 | 0.60 | -0.32 | 0.65 | 0.69 | 0.77 | 0.67 |
| EPS Growth % | -6.94% | -5.48% | 12.9% | -50.35% | 46.94% | 19.67% | 55% | 171.15% | -25.76% | -10.29% | -33.33% | 262.5% | 1.54% | -1.45% | -22.08% | -147.76% | -5.8% | 21.05% | 266.67% | 63.41% |
| EPS (Basic) | 0.68 | 0.70 | 0.70 | 0.70 | 0.74 | 0.74 | 0.63 | 1.41 | 0.49 | 0.61 | 0.41 | 0.52 | 0.66 | 0.68 | 0.60 | -0.32 | 0.65 | 0.69 | 0.77 | 0.67 |
| Diluted Shares Outstanding | 189.05M | 187.64M | 186.12M | 186.04M | 185.5M | 185.26M | 185.57M | 182.69M | 184.65M | 183.63M | 183.91M | 183.76M | 183.31M | 183.71M | 187.26M | 108.03M | 108.25M | 105.84M | 102.71M | 102.84M |