Pathward Financial, Inc. (CASH) Earnings History
Annual and quarterly earnings data from 1993 to 2025
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CASH EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
CASH Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 90.0% | 32.6% | 27.1% |
| 2024 | 88.1% | 32.7% | 27.4% |
| 2023 | 80.4% | 25.4% | 23.4% |
| 2022 | 88.2% | 34.4% | 28.9% |
| 2021 | 89.0% | 30.4% | 27.5% |
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Pathward Financial, Inc. (CASH) Earnings Overview
As of May 8, 2026, Pathward Financial, Inc. (CASH) reported trailing twelve-month net income of $191M, reflecting +9.3% year-over-year growth. The company earned $8.53 per diluted share over the past four quarters, with a net profit margin of 27.1%.
Looking at the long-term picture, CASH's 5-year EPS compound annual growth rate (CAGR) stands at +21.8%, indicating exceptional earnings growth. The company achieved its highest annual net income of $186M in fiscal 2025, representing a new all-time high.
Pathward Financial, Inc. maintains industry-leading profitability with a gross margin of 90.0%, operating margin of 32.6%, and net margin of 27.1%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including GDOT (-$99M net income, -4.8% margin), EVTC ($133M net income, 15.2% margin), FCFS ($354M net income, 9.0% margin), CASH has outperformed on profitability metrics. Compare CASH vs GDOT →
CASH Earnings vs Peers
Earnings metrics vs comparable public companies
CASH Historical Earnings Data (1993–2025)
33 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $186M | +1.4% | $223M | $7.87 | 27.1% | 32.6% |
| 2024 | $183M | +27.9% | $219M | $7.20 | 27.4% | 32.7% |
| 2023 | $143M | -5.2% | $155M | $5.99 | 23.4% | 25.4% |
| 2022 | $151M | +6.7% | $180M | $5.26 | 28.9% | 34.4% |
| 2021 | $142M | +35.3% | $156M | $4.38 | 27.5% | 30.4% |
| 2020 | $105M | +8.0% | $115M | $2.94 | 22.0% | 24.1% |
| 2019 | $97M | +87.9% | $98M | $2.49 | 18.9% | 19.1% |
| 2018 | $52M | +14.9% | $57M | $1.67 | 17.0% | 18.9% |
| 2017 | $45M | +35.2% | $55M | $1.61 | 18.6% | 22.9% |
| 2016 | $33M | +84.0% | $39M | $1.31 | 22.0% | 25.7% |
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Start ComparisonCASH — Frequently Asked Questions
Quick answers to the most common questions about buying CASH stock.
Is CASH growing earnings?
CASH EPS stands at $8.53, with +9.3% growth matching the 5-year CAGR of +21.8%. TTM net income is $191M. Earnings trajectory remains consistent.
What are CASH's profit margins?
Pathward Financial, Inc. net margin is +27.1%, with operating margin at +32.6%. Above-average margins indicate pricing power.
How consistent are CASH's earnings?
CASH earnings data spans 1993-2025. The current earnings trend is +9.3% YoY. Historical data enables comparison across business cycles.