CASH trades 0.1% above Wall Street's consensus target of $82.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CASH achieves its forward estimates and maintains a stable P/E multiple of 9.4x. This scenario reflects the blended consensus of 9 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 23, 2026, Pathward Financial, Inc. (CASH) has a Wall Street consensus price target of $82.00, based on estimates from 9 covering analysts. With the stock currently trading at $82.52, this represents a potential downside of -0.1%. The company has a market capitalization of $1.80B.
Analyst price targets range from a low of $82.00 to a high of $82.00, representing a 0% spread in expectations. The median target of $82.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 8 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, CASH trades at a trailing P/E of 10.5x and forward P/E of 9.4x. The forward PEG ratio of 0.43 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +2.6% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $108.15, with bear and bull scenarios of $68.13 and $142.49 respectively. Model confidence stands at 48/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
GDOTGreen Dot Corporation | $732M | $12.92 | $18.00 | +41.2% | Hold | 7.7x | 39 |
EVTCEVERTEC, Inc. | $1.6B | $25.20 | $29.50 | +14.7% | Buy | 6.6x | 18 |
FCFSFirstCash Holdings, Inc | $10.1B | $228.89 | $252.00 | +11.0% | Hold | 21.1x | 19 |
NAVINavient Corporation | $740M | $7.87 | $8.67 | +7.2% | Hold | 11.2x | 24 |
SLMSLM Corporation | $4.5B | $22.84 | $30.80 | +33.7% | Buy | 7.3x | 25 |
ENVAEnova International, Inc. | $5.1B | $204.74 | $205.00 | +1.2% | Buy | 12.3x | 10 |
OMFOneMain Holdings, Inc. | $6.8B | $58.23 | $67.00 | +15.2% | Buy | 8.0x | 31 |
WRLDWorld Acceptance Corporation | $916M | $181.73 | — | — | Hold | 25.2x | 10 |
PRAAPRA Group, Inc. | $605M | $15.86 | $25.00 | +67.3% | Hold | 5.9x | 13 |
VVisa Inc. | $626.6B | $326.60 | $368.91 | +12.7% | Buy | 24.9x | 61 |
Quick answers to the most common questions about buying CASH stock.
Wall Street's consensus price target for CASH is $82, -0.1% from its current price of $82.52. The below-market target from 9 analysts suggests limited near-term appreciation.
CASH has a consensus rating of "Buy" based on 9 Wall Street analysts. The rating breakdown is predominantly bullish, with 8 Buy/Strong Buy ratings. The consensus 12-month price target of $82 implies -0.1% downside from current levels.
With a forward P/E of 9.3664x, CASH trades at a relatively low valuation. The consensus target of $82 implies -0.1% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $82 for CASH, while the most conservative target is $82. The consensus of $82 represents the median expectation. Our quantitative valuation model projects a bull case target of $142 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CASH is moderately covered, with 9 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 8 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CASH stock forecast based on 9 Wall Street analysts shows a consensus price target of $82, with estimates ranging from $82 (bear case) to $82 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $108, with bear/bull scenarios of $68/$142.
Our quantitative valuation model calculates CASH's fair value at $108 (base case), with a bear case of $68 and bull case of $142. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 48/100.
CASH trades at a forward P/E ratio of 9.4x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.5x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on CASH, with 0 Sell ratings and a price target of $82 (-0.1% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CASH analyst price targets range from $82 to $82, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $82 consensus represents the middle ground. Our model's $68-$142 range provides an independent fundamental perspective.
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