CASH trades 42.0% below Wall Street's consensus target of $105.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CASH achieves its forward estimates and maintains a stable P/E multiple of 9.3x. This scenario reflects the blended consensus of 9 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of October 4, 2026, Pathward Financial, Inc. (CASH) has a Wall Street consensus price target of $105.00, based on estimates from 9 covering analysts. With the stock currently trading at $73.96, this represents a potential upside of +42.0%. The company has a market capitalization of $1.56B.
Analyst price targets range from a low of $105.00 to a high of $105.00, representing a 0% spread in expectations. The median target of $105.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 8 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, CASH trades at a trailing P/E of 9.4x and forward P/E of 9.3x. The forward PEG ratio of 0.43 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -1.7% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $108.15, with bear and bull scenarios of $68.13 and $142.49 respectively. Model confidence stands at 48/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 GDOTGreen Dot Corporation | $709M | $12.50 | $19.08 | +52.6% | Hold | 8.7x | 39 |
 EVTCEVERTEC, Inc. | $1.7B | $27.23 | $34.00 | +24.9% | Buy | 6.8x | 18 |
 FCFSFirstCash Holdings, Inc | $9.1B | $210.36 | $253.50 | +20.5% | Buy | 18.6x | 19 |
 NAVINavient Corporation | $864M | $9.19 | $8.50 | -7.5% | Hold | 12.2x | 24 |
 SLMSLM Corporation | $4.3B | $22.75 | $28.75 | +26.4% | Buy | 7.3x | 25 |
 ENVAEnova International, Inc. | $4.3B | $172.89 | $247.60 | +43.2% | Buy | 10.0x | 10 |
 OMFOneMain Holdings, Inc. | $6.5B | $56.02 | $63.33 | +13.0% | Buy | 8.2x | 31 |
 WRLDWorld Acceptance Corporation | $813M | $174.44 | — | — | Hold | 24.7x | 10 |
 PRAAPRA Group, Inc. | $720M | $18.87 | $25.00 | +32.5% | Hold | 5.6x | 13 |
 VVisa Inc. | $673.4B | $360.66 | $422.24 | +17.1% | Buy | 27.3x | 62 |
Quick answers to the most common questions about buying CASH stock.
The consensus Wall Street price target for CASH is $105, representing 42.0% upside from the current price of $73.96. With 9 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
CASH has a consensus rating of "Buy" based on 9 Wall Street analysts. The rating breakdown is predominantly bullish, with 8 Buy/Strong Buy ratings. The consensus 12-month price target of $105 implies 42.0% upside from current levels.
With a forward P/E of 9.3227x, CASH trades at a relatively low valuation. The consensus target of $105 implies 42.0% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $105 for CASH, while the most conservative target is $105. The consensus of $105 represents the median expectation. Our quantitative valuation model projects a bull case target of $142 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CASH is moderately covered, with 9 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 8 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CASH stock forecast based on 9 Wall Street analysts shows a consensus price target of $105, with estimates ranging from $105 (bear case) to $105 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $108, with bear/bull scenarios of $68/$142.
Our quantitative valuation model calculates CASH's fair value at $108 (base case), with a bear case of $68 and bull case of $142. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 48/100.
CASH trades at a forward P/E ratio of 9.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 9.4x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on CASH, with a "Buy" consensus rating and $105 price target (42.0% upside). 8 of 9 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CASH analyst price targets range from $105 to $105, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $105 consensus represents the middle ground. Our model's $68-$142 range provides an independent fundamental perspective.
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.