VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
MinerviniVCP SetupsTrend Template
O'NeilCup with HandleFlat BaseDouble BottomCANSLIM Leaders
QullamaggieHigh Tight FlagsFlag BreakoutsEpisodic PivotsMomentum Leaders
KellWedge PopEMA Crossback
LivermorePivotal Points
PatternsFalling Wedge & ChannelBase Breakouts
View All Playbooks...
BreakoutsScanner
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
BreakoutsScanner
WatchlistPricing
Ctrl K
Pricing
CASH
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Scanner
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsScannerWatchlist
CASHPathward Financial, Inc.
$76.26$1.6B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
CASH logo

Pathward Financial, Inc.

CASH
NASDAQ · Regional Banks
$76.26
At close - Nov 6, 4:00 PM EST - USD
Market Cap$1.61B
P/E9.1x
52W High$101.26
Volume158.34K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q4

Seasonal Refund Economics Mask Rising Credit Cost Pressure

Pathward's earnings are highly seasonal, with fee income swinging from $7.5M in 2025Q1 to $151.2M in 2026Q2, which suggests the franchise depends heavily on tax-season refund transfer activity rather than steady compounding.

GrowthMixed
ProfitabilityModerate
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

CASH price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

9/12 Beats

EPS beat 9 of last 12 quarters

02

Valuation risk

-34% Peers

P/E is 34% below peer median

03

Market leadership

RS 43 · Lag

Laggard (Underperforming 57% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Jan 21

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
CASH+6.32%
S&P 500 (^GSPC)+7.63%
1-Year Return
CASH+13.12%
S&P 500 (^GSPC)+9.69%
3-Year Return
CASH+58.12%
S&P 500 (^GSPC)+67.95%
5-Year Return
CASH+21.69%
S&P 500 (^GSPC)+56.07%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/EMedian
9.1x
Forward P/E
9.6x
EV/EBITDA80th %ile
7.5x
FCF YieldCash Flow
23.8%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
9.1x
8.7x
60th· Fair
EV/EBITDA
7.5x
5.9x
80th· High
Price/FCF
4.2x
9.4x
0th· Low
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$87.72+15.0%
Base (Fair)$162.11+112.6%
Bull$257.87+238.1%
$87.72 Bear$162.11 Base$257.87 Bull
Current Market Price: $76.26
Trades at a 53.0% discount to Base DCF ($162.11)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY26
$822M+22.0% YoY
Net income FY26
$176M-5.5% YoY
Free cash flow FY26
-
Operating margin FY26
25%-8.1 pts YoY
ROIC (FY26)14.7%
Avg ROIC 5Y16.1%
ROE (TTM)20.8%
Piotroski Score4 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate9/12 (75%)
Revenue Beat Rate4/12 (33%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 21, 2026
$1.85+17.1%
vs $1.58
$183M+2.2%
vs $179M
Q3 2026
Jul 22, 2026
$1.37-29.7%
vs $1.95
$190M-0.8%
vs $191M
Q2 2026
Apr 22, 2026
$3.35+0.0%
vs $3.35
$276M+1.6%
vs $272M
Q1 2026
Jan 22, 2026
$1.57+13.8%
vs $1.38
$173M-6.8%
vs $186M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
PRNewsWire·2d ago
SABINE ROYALTY TRUST ANNOUNCES MONTHLY CASH DISTRIBUTION FOR NOVEMBER 2026

DALLAS, Nov. 6, 2026 /PRNewswire/ -- Argent Trust Company, as Trustee of the Sabine Royalty Trust (NYSE: SBR), today declared a cash distribution to the holders of its units of beneficial interest of $0.360390 per unit, payable on November 30, 2026, to unit holders of record on November 16, 2026. Sabine's cash distribution history, current and prior year financial reports and tax information booklets, a link to filings made with the Securities and Exchange Commission and more can be found on its website at http://www.sbr-sabine.com/.

PRNewsWire·3d ago
SERVICE CORPORATION INTERNATIONAL DECLARES QUARTERLY CASH DIVIDEND

HOUSTON, Nov. 4, 2026 /PRNewswire/ -- Service Corporation International (NYSE: SCI), the largest provider of deathcare products and services in North America, today announced that its Board of Directors has approved a quarterly cash dividend of thirty-six cents per share of common stock. The quarterly cash dividend announced today is payable on December 31, 2026 to shareholders of record at the close of business on December 15, 2026.

PRNewsWire·Oct 28, 2026
AGNICO EAGLE REPORTS THIRD QUARTER 2026 RESULTS - STRONG FREE CASH FLOW GENERATION DRIVEN BY SOLID OPERATIONAL PERFORMANCE; ON TRACK TO ACHIEVE 2026 PRODUCTION AND COST GUIDANCE

Stock Symbol: AEM (NYSE and TSX) (All amounts expressed in U.S. dollars unless otherwise noted) TORONTO, Oct. 28, 2026 /PRNewswire/ -- Agnico Eagle Mines Limited (NYSE: AEM) (TSX: AEM) ("Agnico Eagle" or the "Company") today reported financial and operating results for the third quarter of 2026. "Our business continues to perform well, reflecting the consistent execution of our teams across the Company.

PRNewsWire·Oct 28, 2026
FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS

NEW YORK, Oct. 28, 2026 /PRNewswire/ -- Flagstar Bank, N.A. (NYSE: FLG) (the "Bank") today announced that its Board of Directors declared a quarterly cash dividend of $0.01 per share on the Bank's common stock.

Filtered for Pathward Financial, Inc.More Headlines
04

Compare before deciding

Benchmark CASH against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Pathward Financial, Inc. (CASH)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
CASH logoCASHPathward Financial, Inc.Current
$76.26$1.61B9.0622.05%21.35%20.8%—
GDOT logoGDOTGreen Dot Corporation
$12.24$693.77M-27.3820.72%-1.14%-2.82%—
EVTC logoEVTCEVERTEC, Inc.
$33.55$2.07B21.4310.21%9%12.9%0.59%
FCFS logoFCFSFirstCash Holdings, Inc
$185.67$8.05B20.217.81%9.81%17.73%0.86%
NAVI logoNAVINavient Corporation
$8.42$791.39M-16.50-32.67%-8.91%-2.04%7.56%
SLM logoSLMSLM Corporation
$16.94$3.18B5.547.32%31.69%23.59%19.95%

Compare CASH vs Peers

Pathward Financial, Inc. (CASH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs GDOT

Most directly comparable listed peer for CASH.

Scale Benchmark

vs V

Larger-name benchmark to compare CASH against a more recognizable public peer.

Peer Set

Compare Top 5

vs GDOT, EVTC, FCFS, NAVI

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

CASH SEC Filings & Documents

Pathward Financial, Inc. (CASH) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Oct 21, 2026·SEC

Material company update

Aug 20, 2026·SEC

Material company update

Jul 22, 2026·SEC

10-K Annual Reports

3
FY 2025

Nov 25, 2025·SEC

FY 2024

Nov 26, 2024·SEC

FY 2023

Nov 21, 2023·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 6, 2026·SEC

FY 2026

May 7, 2026·SEC

FY 2026

Feb 5, 2026·SEC

Get notified when CASH posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

CASH Frequently Asked Questions

Pathward Financial, Inc. (CASH) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Pathward Financial, Inc. growing?

Pathward Financial, Inc. (CASH) grew revenue by 22.0% over the trailing twelve months, compared with the twelve months before.

Is CASH profitable?

Yes. Pathward Financial, Inc. (CASH) earned $175.6M in net income over the trailing twelve months (a 21.4% net margin).

Dividend & Returns
What is CASH's return on equity?

Pathward Financial, Inc. (CASH) had a return on equity (ROE) of 20.8% over the trailing twelve months. That is well above the market's typical 10-15%.

Industry Metrics
What is Pathward Financial, Inc.'s net interest margin?

Pathward Financial, Inc. (CASH) has a net interest margin (NIM) of 6.5%. This indicates healthy earnings from lending activities.

What is Pathward Financial, Inc.'s efficiency ratio?

Pathward Financial, Inc. (CASH) has an efficiency ratio of 64.4%. This is reasonable for a bank.

What if you invested $1,000 in CASH back in 1997?

Total return calculator · dividends reinvested · 29+ years of data

See returns →