Cass Information Systems, Inc. (CASS) Earnings History
Steady Earner31 years of earnings data (1995–2025) · Positive but moderate multi-year EPS trajectory
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Cass Information Systems, Inc. (CASS) Earnings Overview
As of June 22, 2026, Cass Information Systems, Inc. (CASS) reported trailing twelve-month net income of $35M, reflecting +87.8% year-over-year growth. The company earned $2.66 per diluted share over the past four quarters, with a net profit margin of 18.4%.
Looking at the long-term picture, CASS's 5-year EPS compound annual growth rate (CAGR) stands at +8.6%, showing solid earnings momentum. The company achieved its highest annual net income of $35M in fiscal 2025, representing a new all-time high.
Cass Information Systems, Inc. maintains industry-leading profitability with a gross margin of 100.0%, operating margin of 20.3%, and net margin of 18.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including WEX ($310M net income, 11.4% margin), FLYW ($12.54B net income, 2.2% margin), RPAY (-$259M net income, -83.0% margin), CASS has outperformed on profitability metrics. Compare CASS vs WEX →
CASS Earnings vs Peers
Earnings metrics vs comparable public companies
CASS Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $35M | +83.2% | $39M | $2.61 | 18.4% | 20.3% |
| 2024 | $19M | -36.2% | $24M | $1.39 | 8.7% | 11.0% |
| 2023 | $30M | -13.9% | $37M | $2.18 | 14.1% | 17.6% |
| 2022 | $35M | +22.0% | $43M | $2.53 | 18.6% | 22.9% |
| 2021 | $29M | +13.6% | $34M | $2.00 | 18.4% | 21.8% |
| 2020 | $25M | -17.2% | $30M | $1.73 | 17.0% | 20.5% |
| 2019 | $30M | +0.4% | $37M | $2.07 | 18.7% | 23.0% |
| 2018 | $30M | +21.0% | $36M | $2.03 | 19.9% | 23.9% |
| 2017 | $25M | +2.7% | $35M | $1.68 | 18.2% | 25.4% |
| 2016 | $24M | +5.6% | $32M | $1.63 | 19.3% | 25.4% |
| 2015 | $23M | -4.1% | $30M | $1.52 | 18.9% | 24.3% |
| 2014 | $24M | +2.3% | $32M | $1.56 | 20.1% | 26.6% |
| 2013 | $23M | +0.8% | $31M | $1.53 | 19.9% | 26.0% |
| 2012 | $23M | +1.3% | $31M | $1.53 | 19.9% | 26.6% |
| 2011 | $23M | +13.3% | $32M | $1.52 | 20.4% | 27.9% |
| 2010 | $20M | +25.9% | $28M | $1.35 | 19.3% | 26.6% |
| 2009 | $16M | -15.1% | $22M | $1.08 | 17.0% | 22.7% |
| 2008 | $19M | +6.8% | $26M | $1.27 | 19.5% | 26.9% |
| 2007 | $18M | +18.1% | $26M | $1.19 | 18.2% | 26.6% |
| 2006 | $15M | +37.6% | $24M | $1.01 | 16.8% | 26.5% |
| 2005 | $11M | +36.7% | $19M | $0.73 | 14.2% | 25.1% |
| 2004 | $8M | +1.3% | $11M | $0.54 | 11.4% | 16.2% |
| 2003 | $8M | +8.1% | $13M | $0.54 | 11.9% | 19.9% |
| 2002 | $7M | +4.1% | $13M | $0.50 | 12.7% | 21.9% |
| 2001 | $7M | -1.7% | $15M | $0.47 | 12.6% | 26.3% |
| 2000 | $7M | +15.3% | $16M | $0.44 | 13.5% | 30.6% |
| 1999 | $6M | -16.2% | $14M | $0.35 | 12.9% | 29.2% |
| 1998 | $7M | +5.7% | $16M | $0.41 | 15.4% | 33.0% |
| 1997 | $7M | +7.7% | $15M | $0.39 | 15.0% | 31.8% |
| 1996 | $7M | +4.8% | $14M | $0.37 | 14.3% | 31.1% |
| 1995 | $6M | - | $13M | $0.35 | 13.3% | 28.8% |
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CASS — Frequently Asked Questions
Quick answers to the most common questions about buying CASS stock.
What is CASS earnings per share (EPS)?
CASS trailing twelve-month (TTM) diluted EPS is $2.66, reflecting +87.8% year-over-year growth. The 5-year EPS CAGR is +8.6%. Complete EPS history from 1995 to 2025 is available in the table on this page.
What is Cass Information Systems, Inc.'s net income?
Cass Information Systems, Inc. (CASS) trailing twelve-month net income is $35M as of 2025. Earnings grew +87.8% year-over-year. Cass Information Systems, Inc. has been profitable for 31 consecutive years.
Is CASS profitable?
Yes, CASS is profitable with a TTM net income of $35M and a net profit margin of +18.4%. Cass Information Systems, Inc. has generated profits for 31 consecutive years.
What is CASS's earnings growth rate?
CASS compound annual EPS growth rates (CAGR): 1-Year: +87.8%, 3-Year: +1.0%, 5-Year: +8.6%, 10-Year: +5.6%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1995 to 2025.
What are CASS's profit margins?
Cass Information Systems, Inc. net profit margin is +18.4%, operating margin is +20.3%, and gross margin is +100.0%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +14.9%.
Is CASS growing earnings?
Yes, CASS earnings are accelerating — EPS growth of +87.8% exceeds the 5-year CAGR of +8.6%. TTM net income reached $35M. Earnings momentum is strengthening.
What was CASS's best earnings year?
Cass Information Systems, Inc.'s highest annual net income on record is $35M, achieved in fiscal year 2025. Earnings history on this page spans 1995 to 2025 and includes all annual and quarterly figures.
What were CASS's earnings last quarter?
CASS's most recent reported quarter was Q4 2025. Net income was $8M with diluted EPS of $0.62. For a full breakdown of all quarters, see the quarterly earnings table on this page.