Commerce Bancshares, Inc. (CBSH) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 299.84M | 283.15M | 279.46M | 280.15M | 269.1M | 266.65M | 262.35M | 262.25M | 249M | 248.42M | 248.55M | 249.54M | 251.62M | 254.64M | 246.37M | 232.38M | 208.79M | 207.66M | 214.04M | 207.98M |
| NII Growth % | 11.42% | 6.19% | 6.52% | 6.82% | 8.07% | 7.34% | 5.55% | 5.09% | -1.04% | -2.44% | 0.88% | 7.38% | 20.52% | 22.63% | 15.11% | 11.73% | 1.48% | -1% | -0.89% | 2.43% |
| Net Interest Margin % | 0.84% | 0.86% | 0.87% | 0.87% | 0.83% | 0.83% | 0.83% | 0.86% | 0.82% | 0.78% | 0.79% | 0.76% | 0.79% | 0.8% | 0.76% | 0.7% | 0.6% | 0.57% | 0.62% | 0.61% |
| Interest Income | 396.51M | 373.62M | 374.11M | 371.64M | 364.37M | 369.4M | 372.07M | 369.36M | 358.72M | 362.61M | 361.16M | 348.66M | 308.86M | 286.38M | 262.67M | 238.15M | 211.78M | 210.48M | 216.98M | 211.13M |
| Interest Expense | 96.67M | 90.47M | 94.65M | 91.49M | 95.26M | 102.76M | 109.72M | 107.11M | 109.72M | 114.19M | 112.61M | 99.13M | 57.23M | 31.74M | 16.29M | 5.77M | 3M | 2.82M | 2.94M | 3.15M |
| Loan Loss Provision | 10.96M | 15.99M | 20.06M | 5.6M | 14.49M | 13.51M | 9.14M | 5.47M | 4.79M | 5.88M | 11.64M | 6.47M | 11.46M | 15.48M | 15.29M | 7.16M | -9.86M | -7.05M | -7.38M | -45.66M |
| Non-Interest Income | 187.5M | 169.14M | 169.4M | 165.61M | 151.36M | 156.41M | 162.9M | 155.48M | 148.59M | 152.48M | 147.25M | 151M | 137.31M | 145.73M | 141.92M | 140.46M | 138.93M | 137.99M | 150.61M | 155.95M |
| Non-Interest Income % | 32.11% | 31.16% | 31.17% | 30.83% | 29.35% | 29.75% | 30.45% | 29.62% | 29.29% | 29.6% | 28.96% | 30.22% | 30.77% | 33.73% | 35.08% | 37.1% | 39.61% | 39.6% | 40.97% | 42.48% |
| Total Revenue | 584M | 542.75M | 543.5M | 537.25M | 515.72M | 525.82M | 534.97M | 524.84M | 507.31M | 515.09M | 508.41M | 499.66M | 446.16M | 432.11M | 404.59M | 378.61M | 350.71M | 348.47M | 367.6M | 367.08M |
| Revenue Growth % | 13.24% | 3.22% | 1.6% | 2.36% | 1.66% | 2.08% | 5.22% | 5.04% | 13.71% | 19.2% | 25.66% | 31.97% | 27.22% | 24% | 10.06% | 3.14% | -1.37% | -3.78% | -0.34% | 12.36% |
| Non-Interest Expense | 291.13M | 253M | 244.02M | 244.44M | 238.38M | 235.72M | 237.6M | 232.21M | 245.7M | 251.25M | 228.01M | 227.61M | 224.11M | 216.74M | 212.88M | 213.5M | 205.65M | 203.58M | 211.62M | 198.13M |
| Efficiency Ratio | 49.85% | 46.61% | 44.9% | 45.5% | 46.22% | 44.83% | 44.41% | 44.24% | 48.43% | 48.78% | 44.85% | 45.55% | 50.23% | 50.16% | 52.62% | 56.39% | 58.64% | 58.42% | 57.57% | 53.97% |
| Operating Income | 185.25M | 183.3M | 184.77M | 196.16M | 167.6M | 173.83M | 178.51M | 180.04M | 147.1M | 143.77M | 156.14M | 166.45M | 153.37M | 168.15M | 160.12M | 152.17M | 151.93M | 149.12M | 160.42M | 211.46M |
| Operating Margin % | 31.72% | 33.77% | 34% | 36.51% | 32.5% | 33.06% | 33.37% | 34.3% | 29% | 27.91% | 30.71% | 33.31% | 34.37% | 38.91% | 39.58% | 40.19% | 43.32% | 42.79% | 43.64% | 57.61% |
| Operating Income Growth % | 10.53% | 5.45% | 3.51% | 8.95% | 13.93% | 20.91% | 14.33% | 8.17% | -4.08% | -14.5% | -2.49% | 9.38% | 0.95% | 12.76% | -0.18% | -28.04% | -8.09% | -9.78% | -4.36% | 336.97% |
| Pretax Income | 185.25M | 183.3M | 184.77M | 196.16M | 167.6M | 173.83M | 178.51M | 180.04M | 147.1M | 143.77M | 156.14M | 166.45M | 153.37M | 168.15M | 160.12M | 152.17M | 151.93M | 149.12M | 160.42M | 211.46M |
| Pretax Margin % | 31.72% | 33.77% | 34% | 36.51% | 32.5% | 33.06% | 33.37% | 34.3% | 29% | 27.91% | 30.71% | 33.31% | 34.37% | 38.91% | 39.58% | 40.19% | 43.32% | 42.79% | 43.64% | 57.61% |
| Income Tax | 40.88M | 40.62M | 41.15M | 42.4M | 36.96M | 36.59M | 38.24M | 38.6M | 31.65M | 32.31M | 33.44M | 35.99M | 32.81M | 34.5M | 33.94M | 32.02M | 31.9M | 33.76M | 34.66M | 45.21M |
| Effective Tax Rate % | 22.07% | 22.16% | 22.27% | 21.61% | 22.06% | 21.05% | 21.42% | 21.44% | 21.52% | 22.47% | 21.42% | 21.62% | 21.4% | 20.52% | 21.19% | 21.04% | 21% | 22.64% | 21.61% | 21.38% |
| Net Income | 141.62M | 140.66M | 141.52M | 152.48M | 131.59M | 136.11M | 138.01M | 139.55M | 112.66M | 109.22M | 120.6M | 127.79M | 119.45M | 131.63M | 122.82M | 115.79M | 118.15M | 114.91M | 122.56M | 162.33M |
| Net Margin % | 24.25% | 25.92% | 26.04% | 28.38% | 25.52% | 25.89% | 25.8% | 26.59% | 22.21% | 21.2% | 23.72% | 25.58% | 26.77% | 30.46% | 30.36% | 30.58% | 33.69% | 32.97% | 33.34% | 44.22% |
| Net Income Growth % | 7.62% | 3.35% | 2.54% | 9.26% | 16.8% | 24.61% | 14.44% | 9.21% | -5.68% | -17.02% | -1.81% | 10.36% | 1.1% | 14.55% | 0.21% | -28.67% | -9.79% | -11.54% | -7.46% | 307.21% |
| Net Income (Continuing) | 144.37M | 142.68M | 143.62M | 153.76M | 130.63M | 137.24M | 140.26M | 141.44M | 115.45M | 111.46M | 122.7M | 130.46M | 120.55M | 133.65M | 126.19M | 120.15M | 120.03M | 115.36M | 125.75M | 166.25M |
| EPS (Diluted) | 0.97 | 1.02 | 1.01 | 1.14 | 0.98 | 1.01 | 1.02 | 1.02 | 0.82 | 0.80 | 0.87 | 0.93 | 0.86 | 0.95 | 0.88 | 0.83 | 0.84 | 0.81 | 0.86 | 1.14 |
| EPS Growth % | -1.02% | 0.99% | -0.98% | 11.76% | 19.51% | 26.25% | 17.24% | 9.68% | -4.65% | -15.79% | -1.14% | 12.05% | 2.38% | 17.28% | 2.33% | -27.19% | -7.69% | -10.99% | -1.15% | 322.22% |
| EPS (Basic) | 0.97 | 1.02 | 1.01 | 1.14 | 0.98 | 1.01 | 1.02 | 1.03 | 0.82 | 0.79 | 0.87 | 0.93 | 0.86 | 0.95 | 0.89 | 0.83 | 0.84 | 0.81 | 0.86 | 1.14 |
| Diluted Shares Outstanding | 145.86M | 137.6M | 132.46M | 132.58M | 134.28M | 133.69M | 134.4M | 135.04M | 135.65M | 136.53M | 138.5M | 138.13M | 138.63M | 137.36M | 138.04M | 139.63M | 141.01M | 141.51M | 141.88M | 142.98M |